CNOB – Dividend Returns, History & Calculator

Dividend Challenger 7 Years

ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States. The company offers personal

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Company Info

Symbol CNOB
Company ConnectOne Bancorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $1,269.8M

Price Data

Price $25.26
Price Change -0.43
Price Change % -1.67%
Next Earnings Oct 23, 2025
Low (52W) $20.61
High (52W) $29.31

Dividend Data

Div Yield 285.04%
5Y Avg Yield 264.51%
Current Div $0.180
Payouts/Year 4
Annualized $0.720
Previous Div $0.180
Ex-Date Aug 15, 2025

Growth Rates

Chowder Number 24.5
DGR 1Y 2.9%
DGR 3Y 8.1%
DGR 5Y 21.7%
DGR 10Y 9.1%

Total Returns

TTR 1Y - With Specials 0.8%
TTR 3Y - With Specials 6.2%
TTR 1Y - No Specials 0.8%
TTR 3Y - No Specials 6.2%

Fair Value

Fair Value (P/E 10) $22.60
FV (P/E 10) % 12.0%
Fair Value (Peter Lynch) $4.10
FV (Peter Lynch) % 516.0%
Fair Value (Blended) $55.80
FV (Blended) % -55.0%

Financial Metrics

Revenue 1Y -3.1%
NPM 11.4%
CF/Share $0.78
ROE 2.8%
Debt/Capital 20.0%
ROTC 2.3%
P/E 30.8x
P/BV 0.9x
PEG 1.01
📊 Financial data last updated: October 16, 2025 11:01 am

Calculate your CNOB Dividend Returns

Quickly and easily calculate CNOB dividend yield using our CNOB calculator. Adjust the fields below to see how your CNOB investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 5:53 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000421$23.77$0.183.03%3.03%$329$329485$11,529
2$11,869485$24.47$0.203.21%3.31%$410$739551$13,479
3$13,876551$25.19$0.213.40%3.61%$504$1,244618$15,581
4$16,040618$25.93$0.233.61%3.94%$614$1,858688$17,854
5$18,380688$26.70$0.263.83%4.30%$743$2,601761$20,323
6$20,922761$27.49$0.284.06%4.69%$893$3,493837$23,015
7$23,693837$28.30$0.304.30%5.12%$1,069$4,562918$25,962
8$26,727918$29.13$0.334.56%5.59%$1,275$5,8371,002$29,202
9$30,0621,002$29.99$0.364.84%6.10%$1,517$7,3541,093$32,780
10$33,7461,093$30.87$0.405.13%6.66%$1,803$9,1571,190$36,749

CNOB Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/15/202508/15/2025$0.1803.02%3.02%$23.83
05/15/202505/15/2025$0.1802.94%2.94%$24.47
02/18/202502/18/2025$0.1802.68%2.68%$26.87
11/15/202411/15/2024$0.1802.62%2.66%$27.09
08/15/202408/15/2024$0.1803.16%3.25%$22.18
05/14/202405/14/2024$0.1803.48%3.64%$19.80
02/14/202402/14/2024$0.1703.39%3.39%$20.05
11/14/202311/14/2023$0.1703.50%3.58%$19.00
08/14/202308/14/2023$0.1703.16%3.31%$20.56
05/12/202305/12/2023$0.1704.69%5.02%$13.54
02/16/202302/16/2023$0.1552.58%2.58%$24.06
11/10/202211/10/2022$0.1552.38%2.48%$24.96
08/12/202208/12/2022$0.1552.02%2.19%$28.28
05/13/202205/13/2022$0.1551.97%2.33%$26.64
02/11/202202/11/2022$0.1301.47%1.59%$32.67
11/12/202111/12/2021$0.1301.26%1.49%$34.83
08/13/202108/13/2021$0.1101.38%1.52%$28.98
05/14/202105/14/2021$0.1101.36%1.57%$28.04
02/11/202102/11/2021$0.0901.59%1.59%$22.58
11/13/202011/13/2020$0.0902.07%2.07%$17.36
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CNOB 10-yr Total Return ($10,000 invested)

This analysis of CNOB demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 5.7% CAGR, representing moderate long-term performance. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CNOB)

Over the selected period, investing $10,000 in CNOB would grow to $21,251 with DRIP (112.5%), and $20,159 without DRIP (101.6%).

CNOB Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CNOB with historic price growth (2.95%) and dividend growth (9.15%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $122,096

Annual Dividend: $11,916

Yield on Cost: 35.05%

Total Dividends: $61,344

No DRIP

Portfolio: $86,019

Total Dividends: $35,561

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $599,072

Annual Dividend: $104,948

Yield on Cost: 228.15%

Total Dividends: $443,966

No DRIP

Portfolio: $201,777

Total Dividends: $120,371

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $16,689 against a total investment of $25,600. At this point, your portfolio is throwing off $3,401 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $6,855, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $61,344 versus $34,000 invested, nearly a 180% recovery of capital purely from income. Yield on cost reaches 35.05%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $32,661 is greater than total contributions to date ($40,000), and cumulative dividends exceed $157,486.

By year 30, the DRIP snowball is in full force. Yearly income reaches $104,948, cumulative dividends total $443,966, and the DRIP portfolio value stands at $599,072, compared with $201,777 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CNOB, price $23.77, dividend per period $0.18 (4×/year), along with historic growth assumptions: price growth 2.95% and dividend growth 9.15% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CNOB

Based on past 10-year performance, here are CNOB growth metrics:

Share price CAGR of +7.84%
Dividend CAGR of +9.15%

Using CNOB CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CNOB (DRIP)CNOB (No DRIP)
Current Price$23.77$23.77
Start Shares420.70420.70
Start Value$10,000$10,000
After 10 years:
Final Share Count578.64420.70
Dividends Payment$1.73$1.73
Annual Dividends$967$727
Yield on cost9.67%7.27%
Share Price$50.56$50.56
Total Dividends$5,978$5,059
Final Value$29,255$26,329

Estimated Future Value + Dividends – CNOB

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CNOB Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/15/202508/15/2025$0.1803.02%3.02%$23.83
05/15/202505/15/2025$0.1802.94%2.94%$24.47
02/18/202502/18/2025$0.1802.68%2.68%$26.87
11/15/202411/15/2024$0.1802.62%2.66%$27.09
08/15/202408/15/2024$0.1803.16%3.25%$22.18
05/14/202405/14/2024$0.1803.48%3.64%$19.80
02/14/202402/14/2024$0.1703.39%3.39%$20.05
11/14/202311/14/2023$0.1703.50%3.58%$19.00
08/14/202308/14/2023$0.1703.16%3.31%$20.56
05/12/202305/12/2023$0.1704.69%5.02%$13.54
02/16/202302/16/2023$0.1552.58%2.58%$24.06
11/10/202211/10/2022$0.1552.38%2.48%$24.96
08/12/202208/12/2022$0.1552.02%2.19%$28.28
05/13/202205/13/2022$0.1551.97%2.33%$26.64
02/11/202202/11/2022$0.1301.47%1.59%$32.67
11/12/202111/12/2021$0.1301.26%1.49%$34.83
08/13/202108/13/2021$0.1101.38%1.52%$28.98
05/14/202105/14/2021$0.1101.36%1.57%$28.04
02/11/202102/11/2021$0.0901.59%1.59%$22.58
11/13/202011/13/2020$0.0902.07%2.07%$17.36
08/14/202008/14/2020$0.0902.34%2.34%$15.37
04/24/202004/24/2020$0.0902.66%2.66%$13.53
01/10/202001/10/2020$0.0901.43%1.43%$25.21
10/10/201910/10/2019$0.0901.57%1.64%$21.93
07/12/201907/12/2019$0.0901.42%1.55%$23.22
04/12/201904/12/2019$0.0901.51%1.73%$20.86
01/11/201901/11/2019$0.0751.56%1.56%$19.19
10/12/201810/12/2018$0.0751.35%1.35%$22.16
07/13/201807/13/2018$0.0751.20%1.20%$25.10
04/13/201804/13/2018$0.0751.06%1.06%$28.30
01/11/201801/11/2018$0.0751.05%1.05%$28.60
10/13/201710/13/2017$0.0751.20%1.20%$24.90
07/13/201707/13/2017$0.0751.31%1.31%$22.85
04/12/201704/12/2017$0.0751.28%1.28%$23.50
01/13/201701/13/2017$0.0751.19%1.19%$25.25
10/12/201610/12/2016$0.0751.64%1.64%$18.26
07/14/201607/14/2016$0.0751.82%1.82%$16.48
04/14/201604/14/2016$0.0751.81%1.81%$16.62
01/13/201601/13/2016$0.0751.74%1.74%$17.25
10/13/201510/13/2015$0.0751.67%1.67%$17.94
07/13/201507/13/2015$0.0751.37%1.37%$21.95
04/13/201504/13/2015$0.0751.52%1.52%$19.73
01/14/201501/14/2015$0.0751.66%1.66%$18.12
10/15/201410/15/2014$0.0751.62%1.62%$18.53
07/09/201407/09/2014$0.0751.54%1.54%$19.47
04/09/201404/09/2014$0.0751.60%1.60%$18.78
01/15/201401/15/2014$0.0751.55%1.66%$18.08
10/15/201310/15/2013$0.0751.76%2.03%$14.77
07/10/201307/10/2013$0.0751.76%2.20%$13.61
04/10/201304/10/2013$0.0551.82%1.82%$12.09
01/11/201301/11/2013$0.0551.66%1.87%$11.74
10/15/201210/15/2012$0.0551.44%1.87%$11.78
07/11/201207/11/2012$0.0551.29%1.95%$11.28
04/11/201204/11/2012$0.0301.20%1.20%$10.00
01/11/201201/11/2012$0.0301.20%1.20%$9.99
10/11/201110/11/2011$0.0301.24%1.24%$9.69
07/12/201107/12/2011$0.0301.11%1.11%$10.81
04/12/201104/12/2011$0.0301.21%1.21%$9.90
01/11/201101/11/2011$0.0301.41%1.41%$8.51
10/13/201010/13/2010$0.0301.56%1.56%$7.70
07/13/201007/13/2010$0.0301.59%1.59%$7.54
04/13/201004/13/2010$0.0301.42%1.42%$8.45
01/12/201001/12/2010$0.0302.08%1.38%$8.67
10/14/200910/14/2009$0.0303.05%1.52%$7.88
07/14/200907/14/2009$0.0303.53%1.41%$8.51
04/14/200904/14/2009$0.0905.02%5.02%$7.17
01/13/200901/13/2009$0.0904.60%4.60%$7.82
10/14/200810/14/2008$0.0904.09%4.09%$8.81
07/15/200807/15/2008$0.0904.09%4.09%$8.80
04/15/200804/15/2008$0.0903.53%3.53%$10.20
01/16/200801/16/2008$0.0903.30%3.34%$10.79
10/16/200710/16/2007$0.0903.04%3.12%$11.55
07/16/200707/16/2007$0.0902.33%2.42%$14.88
04/16/200704/16/2007$0.0862.24%2.24%$15.29
01/12/200701/12/2007$0.0862.25%2.25%$15.23
10/16/200610/16/2006$0.0862.25%2.25%$15.24
07/14/200607/14/2006$0.0862.55%2.55%$13.44
04/13/200604/13/2006$0.0863.06%3.06%$11.19
01/17/200601/17/2006$0.0863.16%3.20%$10.72
10/17/200510/17/2005$0.0863.15%3.23%$10.63
07/14/200507/14/2005$0.0863.07%3.19%$10.76
04/14/200504/14/2005$0.0823.10%3.10%$10.55
01/13/200501/13/2005$0.0822.76%2.76%$11.83
10/14/200410/14/2004$0.0823.02%3.02%$10.81
07/15/200407/15/2004$0.0822.67%2.67%$12.21
04/14/200404/14/2004$0.0822.42%2.42%$13.48
12/16/200312/16/2003$0.0821.85%1.88%$17.40
10/15/200310/15/2003$0.0821.95%2.00%$16.32
07/16/200307/16/2003$0.0822.16%2.25%$14.51
04/15/200304/15/2003$0.0772.27%2.27%$13.56
12/16/200212/16/2002$0.0772.78%2.89%$10.66
10/16/200210/16/2002$0.0773.24%3.53%$8.75
07/16/200207/16/2002$0.0772.83%3.22%$9.59
04/16/200204/16/2002$0.0652.88%2.88%$9.01
12/14/200112/14/2001$0.0653.19%3.23%$8.03
10/16/200110/16/2001$0.0652.93%3.00%$8.64
07/16/200107/16/2001$0.0653.04%3.15%$8.23
04/16/200104/16/2001$0.0623.04%3.04%$8.12
12/14/200012/14/2000$0.0623.74%3.74%$6.61
10/16/200010/16/2000$0.0623.37%3.37%$7.33
07/14/200007/14/2000$0.0623.49%3.49%$7.07
04/14/200004/14/2000$0.0623.83%3.87%$6.38
01/13/200001/13/2000$0.0623.97%4.07%$6.07
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CNOB Price

Price to Earnings

CNOB trades at a 68.0x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CNOB trades at a 14.4x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CNOB generated $0.1B in revenue. Revenue has grown by 20% over the period.

Net Income

CNOB reported $0.0B in net income. Net income has declined by 168% over the period.

Revenue vs Net Income

CNOB generated $0.1B in revenue with net income of $0.0B, representing a -27.6% net profit margin.

Gross Profit

CNOB achieved $0.1B in gross profit, showing revenue after direct production costs.

Operating Income

CNOB generated $0.0B in operating income, representing profit from core business operations.

EBITDA

CNOB generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CNOB generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CNOB generated $0.0B in free cash flow. Free cash flow has decreased by 180% over the period.

Free Cash Flow / Share

CNOB generates $-0.55 in free cash flow per share. FCF per share has declined by 180% over the period.

Earnings Per Share (EPS)

CNOB reported $-0.43 in earnings per share. EPS has declined by 168% over the period.

Return on Equity (ROE)

CNOB delivered a -23.0% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CNOB achieved a -13.8% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CNOB maintains a -27.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CNOB operates with a 80.5% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CNOB holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

CNOB has 0.1B shares outstanding.

Stock-Based Comp

CNOB reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 20%.

FCF vs Stock Based Comp

CNOB generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing -7% of FCF.

FCF vs FCF / Share

CNOB reported $0.0B in free cash flow, translating to $-0.55 per share.

Revenue: Actual + Estimates

This chart tracks CNOB revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CNOB eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CNOB net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CNOB ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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