HIG – Dividend Returns, History & Calculator

Dividend Contender 15 Years

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Business Insurance segment offers insurance co

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Company Info

Symbol HIG
Company The Hartford Insurance Group, I
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $36,175.5M

Price Data

Price $128.66
Price Change -2.52
Price Change % -1.92%
Next Earnings Oct 27, 2025
Low (52W) $104.93
High (52W) $135.17

Dividend Data

Div Yield 161.67%
5Y Avg Yield 207.59%
Current Div $0.520
Payouts/Year 4
Annualized $2.080
Previous Div $0.520
Ex-Date Sep 2, 2025

Growth Rates

Chowder Number 11.9
DGR 1Y 10.6%
DGR 3Y 10.5%
DGR 5Y 10.3%
DGR 10Y 10.7%

Total Returns

TTR 1Y - With Specials 11.1%
TTR 3Y - With Specials 28.9%
TTR 1Y - No Specials 11.1%
TTR 3Y - No Specials 28.9%

Fair Value

Fair Value (P/E 10) $67.50
FV (P/E 10) % 91.0%
Fair Value (Peter Lynch) $55.05
FV (Peter Lynch) % 134.0%
Fair Value (Blended) $73.98
FV (Blended) % 74.0%

Financial Metrics

Revenue 1Y 8.2%
NPM 11.8%
CF/Share $20.73
ROE 19.6%
Current R 1.8x
Debt/Capital 20.0%
ROTC 15.4%
P/E 11.7x
P/BV 2.1x
PEG 1.18
📊 Financial data last updated: October 16, 2025 10:03 am

Calculate your HIG Dividend Returns

Quickly and easily calculate HIG dividend yield using our HIG calculator. Adjust the fields below to see how your HIG investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 3:53 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00080$125.03$0.521.66%1.66%$180$18091$11,380
2$12,55591$137.94$0.571.65%1.82%$221$401101$13,976
3$15,419101$152.19$0.621.64%1.99%$267$667111$16,886
4$18,630111$167.90$0.681.63%2.18%$317$985120$20,147
5$22,227120$185.24$0.751.61%2.39%$373$1,358128$23,800
6$26,258128$204.37$0.821.60%2.62%$435$1,793136$27,893
7$30,774136$225.47$0.901.59%2.87%$504$2,297144$32,478
8$35,831144$248.76$0.981.58%3.14%$580$2,877151$37,612
9$41,496151$274.45$1.071.57%3.44%$665$3,542158$43,361
10$47,839158$302.79$1.181.55%3.76%$759$4,302164$49,798

HIG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.5201.58%1.58%$131.91
06/02/202506/02/2025$0.5201.56%1.60%$129.87
03/03/202503/03/2025$0.5201.65%1.74%$119.77
12/02/202412/02/2024$0.5201.59%1.72%$121.22
09/03/202409/03/2024$0.4701.62%1.62%$116.18
06/03/202406/03/2024$0.4701.81%1.85%$101.61
03/01/202403/01/2024$0.4701.90%1.99%$94.45
11/30/202311/30/2023$0.4702.23%2.41%$78.16
08/31/202308/31/2023$0.4252.37%2.37%$71.82
05/31/202305/31/2023$0.4252.42%2.48%$68.52
03/03/202303/03/2023$0.4252.09%2.19%$77.51
11/30/202211/30/2022$0.4252.07%2.23%$76.37
08/31/202208/31/2022$0.3852.39%2.39%$64.31
05/31/202205/31/2022$0.3852.08%2.12%$72.51
02/28/202202/28/2022$0.3852.12%2.22%$69.48
11/30/202111/30/2021$0.3852.17%2.33%$66.10
08/31/202108/31/2021$0.3502.05%2.08%$67.22
05/28/202105/28/2021$0.3502.07%2.14%$65.35
02/26/202102/26/2021$0.3502.61%2.76%$50.69
11/30/202011/30/2020$0.3252.94%2.94%$44.20
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HIG 10-yr Total Return ($10,000 invested)

This analysis of HIG demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 14.0% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 28.7% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (HIG)

Over the selected period, investing $10,000 in HIG would grow to $45,412 with DRIP (354.1%), and $39,488 without DRIP (294.9%).

HIG Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in HIG with historic price growth (10.33%) and dividend growth (9.49%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $187,019

Annual Dividend: $2,672

Yield on Cost: 7.86%

Total Dividends: $19,434

No DRIP

Portfolio: $163,098

Total Dividends: $16,449

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $591,648

Annual Dividend: $7,835

Yield on Cost: 17.03%

Total Dividends: $65,426

No DRIP

Portfolio: $462,489

Total Dividends: $50,173

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $7,093 against a total investment of $25,600. At this point, your portfolio is throwing off $1,197 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,909, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $19,434 versus $34,000 invested, nearly a 57% recovery of capital purely from income. Yield on cost reaches 7.86%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $4,606 is greater than total contributions to date ($40,000), and cumulative dividends exceed $36,405.

By year 30, the DRIP snowball is in full force. Yearly income reaches $7,835, cumulative dividends total $65,426, and the DRIP portfolio value stands at $591,648, compared with $462,489 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for HIG, price $125.03, dividend per period $0.52 (4×/year), along with historic growth assumptions: price growth 10.33% and dividend growth 9.49% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for HIG

Based on past 10-year performance, here are HIG growth metrics:

Share price CAGR of +6.06%
Dividend CAGR of +10.74%

Using HIG CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

HIG (DRIP)HIG (No DRIP)
Current Price$125.03$125.03
Start Shares79.9879.98
Start Value$10,000$10,000
After 10 years:
Final Share Count98.7079.98
Dividends Payment$5.77$5.77
Annual Dividends$555$461
Yield on cost5.55%4.61%
Share Price$225.16$225.16
Total Dividends$3,382$3,042
Final Value$22,224$21,051

Estimated Future Value + Dividends – HIG

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

HIG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.5201.58%1.58%$131.91
06/02/202506/02/2025$0.5201.56%1.60%$129.87
03/03/202503/03/2025$0.5201.65%1.74%$119.77
12/02/202412/02/2024$0.5201.59%1.72%$121.22
09/03/202409/03/2024$0.4701.62%1.62%$116.18
06/03/202406/03/2024$0.4701.81%1.85%$101.61
03/01/202403/01/2024$0.4701.90%1.99%$94.45
11/30/202311/30/2023$0.4702.23%2.41%$78.16
08/31/202308/31/2023$0.4252.37%2.37%$71.82
05/31/202305/31/2023$0.4252.42%2.48%$68.52
03/03/202303/03/2023$0.4252.09%2.19%$77.51
11/30/202211/30/2022$0.4252.07%2.23%$76.37
08/31/202208/31/2022$0.3852.39%2.39%$64.31
05/31/202205/31/2022$0.3852.08%2.12%$72.51
02/28/202202/28/2022$0.3852.12%2.22%$69.48
11/30/202111/30/2021$0.3852.17%2.33%$66.10
08/31/202108/31/2021$0.3502.05%2.08%$67.22
05/28/202105/28/2021$0.3502.07%2.14%$65.35
02/26/202102/26/2021$0.3502.61%2.76%$50.69
11/30/202011/30/2020$0.3252.94%2.94%$44.20
08/31/202008/31/2020$0.3253.15%3.21%$40.45
05/29/202005/29/2020$0.3253.26%3.40%$38.29
02/28/202002/28/2020$0.3252.45%2.60%$49.95
11/29/201911/29/2019$0.3001.94%1.94%$61.86
08/30/201908/30/2019$0.3002.06%2.06%$58.28
05/31/201905/31/2019$0.3002.28%2.28%$52.66
03/01/201903/01/2019$0.3002.33%2.43%$49.40
11/30/201811/30/2018$0.3002.49%2.72%$44.19
08/31/201808/31/2018$0.3002.08%2.38%$50.37
05/31/201805/31/2018$0.2501.87%1.91%$52.33
03/02/201803/02/2018$0.2501.85%1.93%$51.77
11/30/201711/30/2017$0.2501.64%1.74%$57.44
08/30/201708/30/2017$0.2301.69%1.69%$54.35
05/30/201705/30/2017$0.2301.83%1.88%$49.05
03/02/201703/02/2017$0.2301.80%1.88%$49.02
11/29/201611/29/2016$0.2301.83%1.96%$46.92
08/30/201608/30/2016$0.2102.05%2.05%$40.93
05/27/201605/27/2016$0.2101.86%1.86%$45.20
03/03/201603/03/2016$0.2101.87%1.94%$43.38
11/27/201511/27/2015$0.2101.71%1.84%$45.55
08/28/201508/28/2015$0.2101.62%1.82%$46.22
05/28/201505/28/2015$0.1801.74%1.74%$41.34
03/05/201503/05/2015$0.1801.68%1.76%$40.99
11/26/201411/26/2014$0.1801.60%1.75%$41.13
08/28/201408/28/2014$0.1801.71%1.95%$36.86
05/29/201405/29/2014$0.1501.72%1.72%$34.81
03/06/201403/06/2014$0.1501.52%1.66%$36.14
11/27/201311/27/2013$0.1501.39%1.66%$36.05
08/29/201308/29/2013$0.1501.50%2.00%$29.94
05/30/201305/30/2013$0.1001.27%1.27%$31.43
03/07/201303/07/2013$0.1001.64%1.64%$24.35
11/29/201211/29/2012$0.1001.89%1.89%$21.14
08/30/201208/30/2012$0.1002.25%2.25%$17.75
05/30/201205/30/2012$0.1002.36%2.36%$16.93
03/01/201203/01/2012$0.1001.94%1.94%$20.66
11/29/201111/29/2011$0.1002.44%2.44%$16.39
08/30/201108/30/2011$0.1001.82%2.08%$19.26
05/27/201105/27/2011$0.1001.13%1.51%$26.53
02/25/201102/25/2011$0.1000.85%1.36%$29.42
11/29/201011/29/2010$0.0500.88%0.88%$22.62
08/30/201008/30/2010$0.0501.02%1.02%$19.59
05/27/201005/27/2010$0.0500.78%0.78%$25.52
02/25/201002/25/2010$0.0500.82%0.82%$24.34
11/27/200911/27/2009$0.0500.84%0.84%$23.72
08/31/200908/31/2009$0.0501.98%0.84%$23.72
05/28/200905/28/2009$0.0506.63%1.40%$14.32
02/26/200902/26/2009$0.05019.97%2.79%$7.16
11/26/200811/26/2008$0.32025.10%16.82%$7.61
08/28/200808/28/2008$0.5303.35%3.35%$63.33
05/29/200805/29/2008$0.5302.92%2.97%$71.49
02/28/200802/28/2008$0.5302.84%2.92%$72.63
11/29/200711/29/2007$0.5302.16%2.26%$93.95
08/30/200708/30/2007$0.5002.28%2.28%$87.77
05/30/200705/30/2007$0.5001.83%1.93%$103.68
02/27/200702/27/2007$0.5001.92%2.13%$93.69
11/29/200611/29/2006$0.5001.99%2.34%$85.57
08/30/200608/30/2006$0.4001.76%1.88%$85.16
05/30/200605/30/2006$0.4001.61%1.85%$86.43
02/27/200602/27/2006$0.4001.54%1.92%$83.27
11/29/200511/29/2005$0.3001.32%1.35%$88.97
08/30/200508/30/2005$0.2901.59%1.59%$73.15
05/27/200505/27/2005$0.2901.54%1.55%$74.87
02/25/200502/25/2005$0.2901.56%1.59%$72.90
11/29/200411/29/2004$0.2901.75%1.80%$64.51
08/30/200408/30/2004$0.2801.83%1.83%$61.17
05/27/200405/27/2004$0.2801.68%1.69%$66.15
02/26/200402/26/2004$0.2801.67%1.70%$65.81
11/26/200311/26/2003$0.2801.98%2.03%$55.11
08/28/200308/28/2003$0.2702.04%2.04%$53.05
05/29/200305/29/2003$0.2702.35%2.37%$45.51
02/27/200302/27/2003$0.2702.88%2.93%$36.85
11/27/200211/27/2002$0.2702.22%2.28%$47.39
08/29/200208/29/2002$0.2602.06%2.06%$50.47
05/30/200205/30/2002$0.2601.58%1.60%$65.07
02/28/200202/28/2002$0.2601.52%1.55%$67.00
11/29/200111/29/2001$0.2601.70%1.76%$59.25
08/30/200108/30/2001$0.2501.55%1.55%$64.53
05/30/200105/30/2001$0.2501.44%1.45%$68.88
03/01/200103/01/2001$0.2501.51%1.54%$65.00
11/29/200011/29/2000$0.2501.32%1.36%$73.44
08/30/200008/30/2000$0.2401.46%1.46%$65.94
05/30/200005/30/2000$0.2401.56%1.57%$61.06
02/28/200002/28/2000$0.2403.03%3.10%$31.00
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

HIG Price

Price to Earnings

HIG trades at a 34.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

HIG trades at a 4.9x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

HIG generated $7.0B in revenue. Revenue has grown by 25% over the period.

Net Income

HIG reported $1.0B in net income. Net income has grown by 69% over the period.

Revenue vs Net Income

HIG generated $7.0B in revenue with net income of $1.0B, representing a 14.2% net profit margin.

Gross Profit

HIG achieved $5.2B in gross profit, showing revenue after direct production costs.

Operating Income

HIG generated $2.4B in operating income, representing profit from core business operations.

EBITDA

HIG generated $2.8B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

HIG generated $1.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

HIG generated $0.9B in free cash flow. Free cash flow has increased by 87% over the period.

Free Cash Flow / Share

HIG generates $3.18 in free cash flow per share. FCF per share has grown by 87% over the period.

Earnings Per Share (EPS)

HIG reported $3.52 in earnings per share. EPS has grown by 69% over the period.

Return on Equity (ROE)

HIG delivered a 11.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

HIG achieved a 7.1% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

HIG maintains a 14.2% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

HIG operates with a 75.0% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

HIG holds $1.0B in cash against $0.3B in debt, resulting in a net cash position of $0.7B.

Shares Outstanding

HIG has 0.3B shares outstanding.

Stock-Based Comp

HIG reported $0.2B in stock-based compensation. Over the period, stock-based compensation has increased by 25%.

FCF vs Stock Based Comp

HIG generated $0.9B in free cash flow while spending $0.2B on stock-based compensation, representing 20% of FCF.

FCF vs FCF / Share

HIG reported $0.9B in free cash flow, translating to $3.18 per share.

Revenue: Actual + Estimates

This chart tracks HIG revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks HIG eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks HIG net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks HIG ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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