IBCP – Dividend Returns, History & Calculator

Dividend Contender 11 Years

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of

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Company Info

Symbol IBCP

Company Independent Bank Corporation

Sector Financial Services

Industry Banks - Regional

Website Visit

Market Cap $655.9M

Price Data

Price $31.67

Price Change +0.00

Price Change % +0.00%

Next Earnings Oct 28, 2025

Low (52W) $26.75

High (52W) $40.32

Dividend Data

Div Yield 328.39%

5Y Avg Yield 398.18%

Current Div $0.260

Payouts/Year 4

Annualized $1.040

Previous Div $0.260

Ex-Date Aug 5, 2025

Growth Rates

Chowder Number 8.8

DGR 1Y 7.4%

DGR 3Y 5.4%

DGR 5Y 5.5%

DGR 10Y 15.6%

Total Returns

TTR 1Y - With Specials -2.9%

TTR 3Y - With Specials 21.7%

TTR 1Y - No Specials -2.9%

TTR 3Y - No Specials 21.7%

Fair Value

Fair Value (P/E 10) $22.27

FV (P/E 10) % 42.0%

Fair Value (Peter Lynch) $15.30

FV (Peter Lynch) % 107.0%

Fair Value (Blended) $23.41

FV (Blended) % 35.0%

Financial Metrics

Revenue 1Y 6.3%

NPM 37.4%

CF/Share $4.07

ROE 14.4%

Debt/Capital 28.0%

ROTC 11.0%

P/E 10.4x

P/BV 1.4x

PEG 5.36

📊 Financial data last updated: October 16, 2025 10:04 am

Calculate your IBCP Dividend Returns

Quickly and easily calculate IBCP dividend yield using our IBCP calculator. Adjust the fields below to see how your IBCP investments snowball over time.

Initial Investment: The lump sum you’re investing on day 1. Share Price: The current market price of one share. Dividend Amount (per payout): Enter the dividend paid per share each payout (e.g., quarterly for many ETFs). Annual yield is computed from this and the selected frequency. Dividend Frequency: How often you receive dividends (e.g. quarterly). Dividend Growth Rate: The yearly increase in dividend payouts (as a percentage). Share Price Growth: Expected annual increase in share price over time. Extra Investment: The amount you invest regularly (e.g. each month). Extra Invest Frequency: How often your extra investment is made (e.g. monthly). Length of Investment: How long you plan to keep investing and compounding.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 5:16 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

Year	Start Balance	Start Shares	Share Price	Dividend / Share	Dividend Yield	Yield on Cost	Annual Dividend	Total Dividends	End Shares	End Balance
1	$10,000	322	$31.01	$0.26	3.35%	3.35%	$365	$365	373	$11,565
2	$12,469	373	$33.43	$0.29	3.50%	3.77%	$469	$834	423	$14,137
3	$15,242	423	$36.05	$0.33	3.65%	4.25%	$592	$1,426	473	$17,034
4	$18,365	473	$38.86	$0.37	3.81%	4.78%	$739	$2,164	522	$20,304
5	$21,891	522	$41.90	$0.42	3.98%	5.37%	$914	$3,078	573	$24,005
6	$25,881	573	$45.17	$0.47	4.15%	6.05%	$1,122	$4,201	624	$28,203
7	$30,407	624	$48.71	$0.53	4.33%	6.80%	$1,371	$5,572	677	$32,979
8	$35,556	677	$52.51	$0.59	4.52%	7.65%	$1,669	$7,241	732	$38,425
9	$41,428	732	$56.62	$0.67	4.72%	8.61%	$2,024	$9,265	789	$44,652
10	$48,142	789	$61.04	$0.75	4.92%	9.69%	$2,451	$11,716	849	$51,793

IBCP Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
08/05/2025	08/05/2025	$0.260	3.37%	3.44%	$30.25
05/05/2025	05/05/2025	$0.260	3.19%	3.32%	$31.34
02/04/2025	02/04/2025	$0.260	2.71%	2.88%	$36.15
11/05/2024	11/05/2024	$0.240	2.89%	2.89%	$33.17
08/05/2024	08/05/2024	$0.240	3.04%	3.08%	$31.21
05/02/2024	05/02/2024	$0.240	3.75%	3.83%	$25.04
02/02/2024	02/02/2024	$0.240	3.75%	3.87%	$24.82
11/02/2023	11/02/2023	$0.230	4.53%	4.53%	$20.31
08/03/2023	08/03/2023	$0.230	4.40%	4.45%	$20.67
05/04/2023	05/04/2023	$0.230	5.74%	5.87%	$15.67
02/15/2023	02/15/2023	$0.230	3.93%	4.06%	$22.66
11/03/2022	11/03/2022	$0.220	3.93%	3.93%	$22.40
08/04/2022	08/04/2022	$0.220	4.27%	4.32%	$20.39
05/04/2022	05/04/2022	$0.220	4.21%	4.31%	$20.42
02/03/2022	02/03/2022	$0.220	3.51%	3.63%	$24.21
11/04/2021	11/04/2021	$0.210	3.61%	3.61%	$23.27
08/05/2021	08/05/2021	$0.210	3.98%	4.03%	$20.86
05/04/2021	05/04/2021	$0.210	3.45%	3.54%	$23.76
02/04/2021	02/04/2021	$0.210	3.97%	4.11%	$20.42
11/04/2020	11/04/2020	$0.200	5.41%	5.41%	$14.79

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IBCP 10-yr Total Return ($10,000 invested)

This analysis of IBCP demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 11.5% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 21.2% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Date	With DRIP	No DRIP	DRIP Advantage	Dividend
2015-11-05	$10,054	$10,054	$0	$0.080
2016-02-03	$10,239	$10,238	$1	$0.080
2016-05-04	$10,212	$10,211	$1	$0.080
2016-08-04	$10,938	$10,925	$12	$0.080
2016-11-03	$11,639	$11,612	$27	$0.100
2017-02-06	$15,030	$14,912	$118	$0.100
2017-05-04	$15,662	$15,524	$138	$0.100
2017-08-03	$14,709	$14,605	$104	$0.100
2017-11-03	$16,177	$16,014	$163	$0.120
2018-02-06	$16,319	$16,150	$170	$0.150
2018-05-04	$17,073	$16,864	$209	$0.150
2018-08-03	$17,758	$17,510	$248	$0.150
2018-11-02	$16,625	$16,449	$176	$0.150
2019-02-04	$16,428	$16,265	$163	$0.180
2019-05-03	$16,258	$16,109	$150	$0.180
2019-08-05	$14,936	$14,898	$38	$0.180
2019-11-05	$17,410	$17,143	$267	$0.180
2020-02-04	$16,654	$16,463	$192	$0.200
2020-05-04	$11,027	$11,442	$-415	$0.200
2020-08-03	$10,833	$11,272	$-439	$0.200
2020-11-04	$11,759	$12,075	$-316	$0.200
2021-02-04	$16,402	$16,048	$355	$0.210
2021-05-04	$19,254	$18,463	$791	$0.210
2021-08-05	$17,074	$16,633	$441	$0.210
2021-11-04	$19,218	$18,415	$803	$0.210
2022-02-03	$20,176	$19,204	$972	$0.220
2022-05-04	$17,201	$16,776	$426	$0.220
2022-08-04	$17,361	$16,905	$457	$0.220
2022-11-03	$19,260	$18,422	$838	$0.220
2023-02-15	$19,681	$18,755	$926	$0.230
2023-05-04	$13,810	$14,156	$-347	$0.230
2023-08-03	$18,419	$17,714	$705	$0.230
2023-11-02	$18,303	$17,626	$677	$0.230
2024-02-02	$22,584	$20,857	$1,727	$0.240
2024-05-02	$23,003	$21,170	$1,832	$0.240
2024-08-05	$28,891	$25,531	$3,360	$0.240
2024-11-05	$30,928	$27,027	$3,900	$0.240
2025-02-04	$33,948	$29,231	$4,717	$0.260
2025-05-05	$29,676	$26,136	$3,540	$0.260
2025-08-05	$28,890	$25,571	$3,318	$0.260

Total Return with and without DRIP (IBCP)

Over the selected period, investing $10,000 in IBCP would grow to $42,942 with DRIP (329.4%), and $35,706 without DRIP (257.1%).

IBCP Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in IBCP with historic price growth (7.82%) and dividend growth (12.51%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $235,552

Annual Dividend: $18,527

Yield on Cost: 54.49%

Total Dividends: $88,664

No DRIP

Portfolio: $151,924

Total Dividends: $50,832

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,275,637

Annual Dividend: $153,651

Yield on Cost: 334.02%

Total Dividends: $667,420

No DRIP

Portfolio: $434,317

Total Dividends: $201,825

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $22,016 against a total investment of $25,600. At this point, your portfolio is throwing off $4,888 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $10,378, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $88,664 versus $34,000 invested, nearly a 261% recovery of capital purely from income. Yield on cost reaches 54.49%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $51,120 is greater than total contributions to date ($40,000), and cumulative dividends exceed $237,557.

By year 30, the DRIP snowball is in full force. Yearly income reaches $153,651, cumulative dividends total $667,420, and the DRIP portfolio value stands at $1,275,637, compared with $434,317 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for IBCP, price $31.01, dividend per period $0.26 (4×/year), along with historic growth assumptions: price growth 7.82% and dividend growth 12.51% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for IBCP

Based on past 10-year performance, here are IBCP growth metrics:

Share price CAGR of +-0.54%

Dividend CAGR of +15.57%

Using IBCP CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

	IBCP (DRIP)	IBCP (No DRIP)
Current Price	$31.01	$31.01
Start Shares	322.48	322.48
Start Value	$10,000	$10,000
After 10 years:
Final Share Count	717.74	322.48
Dividends Payment	$4.42	$4.42
Annual Dividends	$2,758	$1,425
Yield on cost	27.58%	14.25%
Share Price	$29.39	$29.39
Total Dividends	$11,790	$8,091
Final Value	$21,091	$17,567

Estimated Future Value + Dividends – IBCP

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Date	Dividend	Share Price	Yield %	TTM Dividend	TTM Yield %
2015-11-05	$0.0800	$14.70	0.54%	$0.2600	1.77%
2016-02-03	$0.0800	$14.89	0.54%	$0.2800	1.88%
2016-05-04	$0.0800	$14.77	0.54%	$0.3000	2.03%
2016-08-04	$0.0800	$15.74	0.51%	$0.3200	2.03%
2016-11-03	$0.1000	$16.65	0.60%	$0.3400	2.04%
2017-02-06	$0.1000	$21.40	0.47%	$0.3600	1.68%
2017-05-04	$0.1000	$22.20	0.45%	$0.3800	1.71%
2017-08-03	$0.1000	$20.75	0.48%	$0.4000	1.93%
2017-11-03	$0.1200	$22.70	0.53%	$0.4200	1.85%
2018-02-06	$0.1500	$22.75	0.66%	$0.4700	2.07%
2018-05-04	$0.1500	$23.65	0.63%	$0.5200	2.20%
2018-08-03	$0.1500	$24.45	0.61%	$0.5700	2.33%
2018-11-02	$0.1500	$22.74	0.66%	$0.6000	2.64%
2019-02-04	$0.1800	$22.29	0.81%	$0.6300	2.83%
2019-05-03	$0.1800	$21.88	0.82%	$0.6600	3.02%
2019-08-05	$0.1800	$19.92	0.90%	$0.6900	3.46%
2019-11-05	$0.1800	$23.04	0.78%	$0.7200	3.13%
2020-02-04	$0.2000	$21.84	0.92%	$0.7400	3.39%
2020-05-04	$0.2000	$14.26	1.40%	$0.7600	5.33%
2020-08-03	$0.2000	$13.81	1.45%	$0.7800	5.65%
2020-11-04	$0.2000	$14.79	1.35%	$0.8000	5.41%
2021-02-04	$0.2100	$20.42	1.03%	$0.8100	3.97%
2021-05-04	$0.2100	$23.76	0.88%	$0.8200	3.45%
2021-08-05	$0.2100	$20.86	1.01%	$0.8300	3.98%
2021-11-04	$0.2100	$23.27	0.90%	$0.8400	3.61%
2022-02-03	$0.2200	$24.21	0.91%	$0.8500	3.51%
2022-05-04	$0.2200	$20.42	1.08%	$0.8600	4.21%
2022-08-04	$0.2200	$20.39	1.08%	$0.8700	4.27%
2022-11-03	$0.2200	$22.40	0.98%	$0.8800	3.93%
2023-02-15	$0.2300	$22.66	1.02%	$0.8900	3.93%
2023-05-04	$0.2300	$15.67	1.47%	$0.9000	5.74%
2023-08-03	$0.2300	$20.67	1.11%	$0.9100	4.40%
2023-11-02	$0.2300	$20.31	1.13%	$0.9200	4.53%
2024-02-02	$0.2400	$24.82	0.97%	$0.9300	3.75%
2024-05-02	$0.2400	$25.04	0.96%	$0.9400	3.75%
2024-08-05	$0.2400	$31.21	0.77%	$0.9500	3.04%
2024-11-05	$0.2400	$33.17	0.72%	$0.9600	2.89%
2025-02-04	$0.2600	$36.15	0.72%	$0.9800	2.71%
2025-05-05	$0.2600	$31.34	0.83%	$1.0000	3.19%
2025-08-05	$0.2600	$30.25	0.86%	$1.0200	3.37%

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Date	Dividend	Share Price	Yield %	QoQ Change
2015-11-05	$0.0800	$14.70	0.54%	N/A
2016-02-03	$0.0800	$14.89	0.54%	+0.0%
2016-05-04	$0.0800	$14.77	0.54%	+0.0%
2016-08-04	$0.0800	$15.74	0.51%	+0.0%
2016-11-03	$0.1000	$16.65	0.60%	+25.0%
2017-02-06	$0.1000	$21.40	0.47%	+0.0%
2017-05-04	$0.1000	$22.20	0.45%	+0.0%
2017-08-03	$0.1000	$20.75	0.48%	+0.0%
2017-11-03	$0.1200	$22.70	0.53%	+20.0%
2018-02-06	$0.1500	$22.75	0.66%	+25.0%
2018-05-04	$0.1500	$23.65	0.63%	+0.0%
2018-08-03	$0.1500	$24.45	0.61%	+0.0%
2018-11-02	$0.1500	$22.74	0.66%	+0.0%
2019-02-04	$0.1800	$22.29	0.81%	+20.0%
2019-05-03	$0.1800	$21.88	0.82%	+0.0%
2019-08-05	$0.1800	$19.92	0.90%	+0.0%
2019-11-05	$0.1800	$23.04	0.78%	+0.0%
2020-02-04	$0.2000	$21.84	0.92%	+11.1%
2020-05-04	$0.2000	$14.26	1.40%	+0.0%
2020-08-03	$0.2000	$13.81	1.45%	+0.0%
2020-11-04	$0.2000	$14.79	1.35%	+0.0%
2021-02-04	$0.2100	$20.42	1.03%	+5.0%
2021-05-04	$0.2100	$23.76	0.88%	+0.0%
2021-08-05	$0.2100	$20.86	1.01%	+0.0%
2021-11-04	$0.2100	$23.27	0.90%	+0.0%
2022-02-03	$0.2200	$24.21	0.91%	+4.8%
2022-05-04	$0.2200	$20.42	1.08%	+0.0%
2022-08-04	$0.2200	$20.39	1.08%	+0.0%
2022-11-03	$0.2200	$22.40	0.98%	+0.0%
2023-02-15	$0.2300	$22.66	1.02%	+4.5%
2023-05-04	$0.2300	$15.67	1.47%	+0.0%
2023-08-03	$0.2300	$20.67	1.11%	+0.0%
2023-11-02	$0.2300	$20.31	1.13%	+0.0%
2024-02-02	$0.2400	$24.82	0.97%	+4.3%
2024-05-02	$0.2400	$25.04	0.96%	+0.0%
2024-08-05	$0.2400	$31.21	0.77%	+0.0%
2024-11-05	$0.2400	$33.17	0.72%	+0.0%
2025-02-04	$0.2600	$36.15	0.72%	+8.3%
2025-05-05	$0.2600	$31.34	0.83%	+0.0%
2025-08-05	$0.2600	$30.25	0.86%	+0.0%

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

Date	Dividend	TTM Yield	5-yr Avg Yield	YoY Change
2015-11-05	$0.0800	1.77%	1.77%	N/A
2016-02-03	$0.0800	1.88%	1.82%	N/A
2016-05-04	$0.0800	2.03%	1.89%	N/A
2016-08-04	$0.0800	2.03%	1.93%	N/A
2016-11-03	$0.1000	2.04%	1.95%	30.8%
2017-02-06	$0.1000	1.68%	1.91%	28.6%
2017-05-04	$0.1000	1.71%	1.88%	26.7%
2017-08-03	$0.1000	1.93%	1.88%	25.0%
2017-11-03	$0.1200	1.85%	1.88%	23.5%
2018-02-06	$0.1500	2.07%	1.90%	30.6%
2018-05-04	$0.1500	2.20%	1.93%	36.8%
2018-08-03	$0.1500	2.33%	1.96%	42.5%
2018-11-02	$0.1500	2.64%	2.01%	42.9%
2019-02-04	$0.1800	2.83%	2.07%	34.0%
2019-05-03	$0.1800	3.02%	2.13%	26.9%
2019-08-05	$0.1800	3.46%	2.22%	21.1%
2019-11-05	$0.1800	3.13%	2.27%	20.0%
2020-02-04	$0.2000	3.39%	2.33%	17.5%
2020-05-04	$0.2000	5.33%	2.49%	15.2%
2020-08-03	$0.2000	5.65%	2.65%	13.0%
2020-11-04	$0.2000	5.41%	2.83%	11.1%
2021-02-04	$0.2100	3.97%	2.93%	9.5%
2021-05-04	$0.2100	3.45%	3.01%	7.9%
2021-08-05	$0.2100	3.98%	3.10%	6.4%
2021-11-04	$0.2100	3.61%	3.18%	5.0%
2022-02-03	$0.2200	3.51%	3.27%	4.9%
2022-05-04	$0.2200	4.21%	3.40%	4.9%
2022-08-04	$0.2200	4.27%	3.51%	4.8%
2022-11-03	$0.2200	3.93%	3.62%	4.8%
2023-02-15	$0.2300	3.93%	3.71%	4.7%
2023-05-04	$0.2300	5.74%	3.89%	4.7%
2023-08-03	$0.2300	4.40%	3.99%	4.6%
2023-11-02	$0.2300	4.53%	4.09%	4.6%
2024-02-02	$0.2400	3.75%	4.13%	4.5%
2024-05-02	$0.2400	3.75%	4.17%	4.4%
2024-08-05	$0.2400	3.04%	4.15%	4.4%
2024-11-05	$0.2400	2.89%	4.14%	4.4%
2025-02-04	$0.2600	2.71%	4.10%	5.4%
2025-05-05	$0.2600	3.19%	4.00%	6.4%
2025-08-05	$0.2600	3.37%	3.88%	7.4%

IBCP Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
08/05/2025	08/05/2025	$0.260	3.37%	3.44%	$30.25
05/05/2025	05/05/2025	$0.260	3.19%	3.32%	$31.34
02/04/2025	02/04/2025	$0.260	2.71%	2.88%	$36.15
11/05/2024	11/05/2024	$0.240	2.89%	2.89%	$33.17
08/05/2024	08/05/2024	$0.240	3.04%	3.08%	$31.21
05/02/2024	05/02/2024	$0.240	3.75%	3.83%	$25.04
02/02/2024	02/02/2024	$0.240	3.75%	3.87%	$24.82
11/02/2023	11/02/2023	$0.230	4.53%	4.53%	$20.31
08/03/2023	08/03/2023	$0.230	4.40%	4.45%	$20.67
05/04/2023	05/04/2023	$0.230	5.74%	5.87%	$15.67
02/15/2023	02/15/2023	$0.230	3.93%	4.06%	$22.66
11/03/2022	11/03/2022	$0.220	3.93%	3.93%	$22.40
08/04/2022	08/04/2022	$0.220	4.27%	4.32%	$20.39
05/04/2022	05/04/2022	$0.220	4.21%	4.31%	$20.42
02/03/2022	02/03/2022	$0.220	3.51%	3.63%	$24.21
11/04/2021	11/04/2021	$0.210	3.61%	3.61%	$23.27
08/05/2021	08/05/2021	$0.210	3.98%	4.03%	$20.86
05/04/2021	05/04/2021	$0.210	3.45%	3.54%	$23.76
02/04/2021	02/04/2021	$0.210	3.97%	4.11%	$20.42
11/04/2020	11/04/2020	$0.200	5.41%	5.41%	$14.79
08/03/2020	08/03/2020	$0.200	5.65%	5.79%	$13.81
05/04/2020	05/04/2020	$0.200	5.33%	5.61%	$14.26
02/04/2020	02/04/2020	$0.200	3.39%	3.66%	$21.84
11/05/2019	11/05/2019	$0.180	3.13%	3.13%	$23.04
08/05/2019	08/05/2019	$0.180	3.46%	3.61%	$19.92
05/03/2019	05/03/2019	$0.180	3.02%	3.29%	$21.88
02/04/2019	02/04/2019	$0.180	2.83%	3.23%	$22.29
11/02/2018	11/02/2018	$0.150	2.64%	2.64%	$22.74
08/03/2018	08/03/2018	$0.150	2.33%	2.45%	$24.45
05/04/2018	05/04/2018	$0.150	2.20%	2.54%	$23.65
02/06/2018	02/06/2018	$0.150	2.07%	2.64%	$22.75
11/03/2017	11/03/2017	$0.120	1.85%	2.11%	$22.70
08/03/2017	08/03/2017	$0.100	1.93%	1.93%	$20.75
05/04/2017	05/04/2017	$0.100	1.71%	1.80%	$22.20
02/06/2017	02/06/2017	$0.100	1.68%	1.87%	$21.40
11/03/2016	11/03/2016	$0.100	2.04%	2.40%	$16.65
08/04/2016	08/04/2016	$0.080	2.03%	2.03%	$15.74
05/04/2016	05/04/2016	$0.080	2.03%	2.17%	$14.77
02/03/2016	02/03/2016	$0.080	1.88%	2.15%	$14.89
11/05/2015	11/05/2015	$0.080	1.77%	2.18%	$14.70
08/05/2015	08/05/2015	$0.060	1.66%	1.66%	$14.44
05/01/2015	05/01/2015	$0.060	1.82%	1.82%	$13.20
02/04/2015	02/04/2015	$0.060	1.92%	1.92%	$12.47
11/05/2014	11/05/2014	$0.060	2.28%	1.95%	$12.30
08/01/2014	08/01/2014	$0.060	2.47%	1.85%	$12.96
04/28/2014	04/28/2014	$0.060	2.82%	1.88%	$12.77
10/01/2009	10/01/2009	$0.100	2.53%	2.53%	$15.80
07/01/2009	07/01/2009	$0.100	3.36%	3.36%	$11.90
04/02/2009	04/02/2009	$0.100	1.79%	1.79%	$22.40
12/31/2008	12/31/2008	$0.100	6.48%	1.85%	$21.60
10/02/2008	10/02/2008	$0.100	4.89%	0.58%	$69.50
07/02/2008	07/02/2008	$0.100	14.63%	1.08%	$36.90
04/02/2008	04/02/2008	$1.10	6.82%	4.06%	$108.50
01/02/2008	01/02/2008	$2.10	9.30%	9.30%	$90.30
10/03/2007	10/03/2007	$2.10	7.46%	7.55%	$111.30
07/02/2007	07/02/2007	$2.10	4.78%	4.95%	$169.60
04/03/2007	04/03/2007	$2.10	3.97%	4.22%	$199.00
01/03/2007	01/03/2007	$2.00	3.07%	3.19%	$250.90
10/03/2006	10/03/2006	$1.90	3.12%	3.15%	$241.00
06/30/2006	06/30/2006	$1.90	2.97%	3.04%	$250.48
04/03/2006	04/03/2006	$1.90	2.65%	2.78%	$273.90
01/03/2006	01/03/2006	$1.81	2.70%	2.77%	$261.33
10/03/2005	10/03/2005	$1.81	2.48%	2.64%	$274.48
06/30/2005	06/30/2005	$1.72	2.53%	2.67%	$257.96
04/01/2005	04/01/2005	$1.72	2.44%	2.68%	$256.96
01/03/2005	01/03/2005	$1.54	2.28%	2.35%	$262.04
10/01/2004	10/01/2004	$1.54	2.40%	2.51%	$245.53
07/01/2004	07/01/2004	$1.45	2.51%	2.57%	$225.76
12/31/2003	12/31/2003	$1.45	2.09%	2.26%	$257.23
10/02/2003	10/02/2003	$1.45	2.01%	2.29%	$253.15
07/01/2003	07/01/2003	$1.32	2.17%	2.48%	$213.15
04/02/2003	04/02/2003	$1.15	2.53%	2.76%	$167.39
01/02/2003	01/02/2003	$1.15	2.38%	2.73%	$168.95
10/02/2002	10/02/2002	$0.990	2.09%	2.16%	$182.95
07/02/2002	07/02/2002	$0.942	2.27%	2.33%	$161.51
04/03/2002	04/03/2002	$0.942	2.28%	2.44%	$154.39
01/03/2002	01/03/2002	$0.942	2.34%	2.61%	$144.50
10/03/2001	10/03/2001	$0.838	2.37%	2.49%	$134.44
07/02/2001	07/02/2001	$0.798	2.63%	2.72%	$117.42
04/03/2001	04/03/2001	$0.798	3.07%	3.26%	$97.88
01/03/2001	01/03/2001	$0.748	3.00%	3.08%	$97.23
10/03/2000	10/03/2000	$0.748	3.34%	3.52%	$85.06
06/30/2000	06/30/2000	$0.712	4.28%	4.42%	$64.39
04/03/2000	04/03/2000	$0.712	4.25%	4.53%	$62.92
01/03/2000	01/03/2000	$0.665	3.96%	4.06%	$65.58

Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Date	Payout Ratio	QoQ Change	YoY Change
2021-10-31	27.3%	N/A	N/A
2022-01-31	27.6%	+1.0%	N/A
2022-04-30	27.9%	+1.0%	N/A
2022-07-31	28.2%	+1.0%	N/A
2022-10-31	28.4%	+1.0%	+4.1%
2023-01-31	29.2%	+2.7%	+5.8%
2023-04-30	30.0%	+2.8%	+7.7%
2023-07-31	30.9%	+3.0%	+9.9%
2023-10-31	31.9%	+3.1%	+12.2%
2024-01-31	31.3%	-1.9%	+7.2%
2024-04-30	30.7%	-1.9%	+2.2%
2024-07-31	30.1%	-2.1%	-2.8%
2024-10-31	29.5%	-2.1%	-7.7%
2025-06-30	17.8%	-39.5%	-43.1%

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Date	Dividend/FCF Ratio	QoQ Change	YoY Change
2021-01-31	622.8%	N/A	N/A
2021-04-30	550.1%	-11.7%	N/A
2021-07-31	493.8%	-10.2%	N/A
2021-10-31	449.0%	-9.1%	N/A
2022-01-31	567.4%	+26.4%	-8.9%
2022-04-30	500.8%	-11.7%	-9.0%
2022-07-31	449.4%	-10.3%	-9.0%
2022-10-31	408.4%	-9.1%	-9.1%
2023-01-31	568.7%	+39.3%	+0.2%
2023-04-30	501.7%	-11.8%	+0.2%
2023-07-31	449.9%	-10.3%	+0.1%
2023-10-31	408.6%	-9.2%	+0.1%
2024-01-31	559.0%	+36.8%	-1.7%
2024-04-30	493.0%	-11.8%	-1.7%
2024-07-31	441.9%	-10.4%	-1.8%
2024-10-31	401.2%	-9.2%	-1.8%
2025-10-16	29.5%	-92.6%	-94.7%

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

IBCP Price

Date	Share Price	Price Change	QoQ Change	YoY Change
2015-11-05	$14.70	N/A	N/A	N/A
2016-02-03	$14.89	+$0.19	0.0%	N/A
2016-05-04	$14.77	$-0.12	0.0%	N/A
2016-08-04	$15.74	+$0.97	0.0%	N/A
2016-11-03	$16.65	+$0.91	25.0%	25.0%
2017-02-06	$21.40	+$4.75	0.0%	25.0%
2017-05-04	$22.20	+$0.80	0.0%	25.0%
2017-08-03	$20.75	$-1.45	0.0%	25.0%
2017-11-03	$22.70	+$1.95	20.0%	20.0%
2018-02-06	$22.75	+$0.05	25.0%	50.0%
2018-05-04	$23.65	+$0.90	0.0%	50.0%
2018-08-03	$24.45	+$0.80	0.0%	50.0%
2018-11-02	$22.74	$-1.71	0.0%	25.0%
2019-02-04	$22.29	$-0.45	20.0%	20.0%
2019-05-03	$21.88	$-0.41	0.0%	20.0%
2019-08-05	$19.92	$-1.96	0.0%	20.0%
2019-11-05	$23.04	+$3.12	0.0%	20.0%
2020-02-04	$21.84	$-1.20	11.1%	11.1%
2020-05-04	$14.26	$-7.58	0.0%	11.1%
2020-08-03	$13.81	$-0.45	0.0%	11.1%
2020-11-04	$14.79	+$0.98	0.0%	11.1%
2021-02-04	$20.42	+$5.63	5.0%	5.0%
2021-05-04	$23.76	+$3.34	0.0%	5.0%
2021-08-05	$20.86	$-2.90	0.0%	5.0%
2021-11-04	$23.27	+$2.41	0.0%	5.0%
2022-02-03	$24.21	+$0.94	4.8%	4.8%
2022-05-04	$20.42	$-3.79	0.0%	4.8%
2022-08-04	$20.39	$-0.03	0.0%	4.8%
2022-11-03	$22.40	+$2.01	0.0%	4.8%
2023-02-15	$22.66	+$0.26	4.6%	4.6%
2023-05-04	$15.67	$-6.99	0.0%	4.6%
2023-08-03	$20.67	+$5.00	0.0%	4.6%
2023-11-02	$20.31	$-0.36	0.0%	4.6%
2024-02-02	$24.82	+$4.51	4.4%	4.4%
2024-05-02	$25.04	+$0.22	0.0%	4.4%
2024-08-05	$31.21	+$6.17	0.0%	4.4%
2024-11-05	$33.17	+$1.96	0.0%	4.4%
2025-02-04	$36.15	+$2.98	8.3%	8.3%
2025-05-05	$31.34	$-4.81	0.0%	8.3%
2025-08-05	$30.25	$-1.09	0.0%	8.3%

Price to Earnings

IBCP trades at a 37.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

2021-01-31	24.3x	N/A	Q-Est
2021-04-30	27.2x	+11.9%	Q-Est
2021-07-31	28.6x	+5.0%	Q-Est
2021-10-31	28.3x	-1.1%	Q-Est
2022-01-31	31.2x	+10.3%	Q-Est
2022-04-30	31.1x	-0.3%	Q-Est
2022-07-31	25.2x	-19.0%	Q-Est
2022-10-31	25.0x	-0.9%	Q-Est
2023-01-31	33.5x	+34.3%	Q-Est
2023-04-30	30.9x	-7.8%	Q-Est
2023-07-31	23.8x	-23.1%	Q-Est
2023-10-31	25.7x	+8.1%	Q-Est
2024-01-31	32.3x	+25.5%	Q-Est
2024-04-30	30.3x	-6.0%	Q-Est
2024-07-31	33.5x	+10.4%	Q-Est
2024-09-30	50.8x	+51.7%	Q
2024-10-31	41.4x	-18.6%	Q-Est
2024-12-31	42.2x	+2.1%	Q
2025-03-31	48.4x	+14.5%	Q
2025-06-30	37.4x	-22.7%	Q

Price to Sales

IBCP trades at a 14.1x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

2021-01-31	11.8x	N/A	Q-Est
2021-04-30	13.2x	+11.9%	Q-Est
2021-07-31	13.9x	+5.0%	Q-Est
2021-10-31	13.7x	-1.1%	Q-Est
2022-01-31	13.2x	-3.6%	Q-Est
2022-04-30	13.2x	-0.3%	Q-Est
2022-07-31	10.7x	-19.0%	Q-Est
2022-10-31	10.6x	-0.9%	Q-Est
2023-01-31	12.7x	+19.8%	Q-Est
2023-04-30	11.7x	-7.8%	Q-Est
2023-07-31	9.0x	-23.1%	Q-Est
2023-10-31	9.7x	+8.1%	Q-Est
2024-01-31	13.0x	+33.4%	Q-Est
2024-04-30	12.2x	-6.0%	Q-Est
2024-07-31	13.5x	+10.4%	Q-Est
2024-09-30	16.8x	+24.6%	Q
2024-10-31	16.6x	-0.9%	Q-Est
2024-12-31	18.2x	+9.4%	Q
2025-03-31	17.3x	-5.1%	Q
2025-06-30	14.1x	-18.1%	Q

Revenue

IBCP generated $0.0B in revenue. Revenue has grown by 38% over the period.

2021-01-31	$0.03B	N/A	Q-Est
2021-04-30	$0.03B	+0.0%	Q-Est
2021-07-31	$0.03B	+0.0%	Q-Est
2021-10-31	$0.03B	+0.0%	Q-Est
2022-01-31	$0.04B	+15.3%	Q-Est
2022-04-30	$0.04B	+0.0%	Q-Est
2022-07-31	$0.04B	+0.0%	Q-Est
2022-10-31	$0.04B	+0.0%	Q-Est
2023-01-31	$0.04B	+4.5%	Q-Est
2023-04-30	$0.04B	+0.0%	Q-Est
2023-07-31	$0.04B	+0.0%	Q-Est
2023-10-31	$0.04B	+0.0%	Q-Est
2024-01-31	$0.04B	+6.3%	Q-Est
2024-04-30	$0.04B	+0.0%	Q-Est
2024-07-31	$0.04B	+0.0%	Q-Est
2024-09-30	$0.04B	+0.7%	Q
2024-10-31	$0.04B	-0.7%	Q-Est
2024-12-31	$0.04B	+3.1%	Q
2025-03-31	$0.04B	+1.9%	Q
2025-06-30	$0.04B	+2.1%	Q

Net Income

IBCP reported $0.0B in net income.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	+0.7%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.01B	-6.8%	Q-Est
2023-04-30	$0.01B	+0.0%	Q-Est
2023-07-31	$0.01B	+0.0%	Q-Est
2023-10-31	$0.01B	+0.0%	Q-Est
2024-01-31	$0.02B	+13.1%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-09-30	$0.01B	-17.3%	Q
2024-10-31	$0.02B	+20.9%	Q-Est
2024-12-31	$0.02B	+10.6%	Q
2025-03-31	$0.02B	-15.6%	Q
2025-06-30	$0.02B	+8.3%	Q

Revenue vs Net Income

IBCP generated $0.0B in revenue with net income of $0.0B, representing a 37.8% net profit margin.

2021-01-31	$0.03B	$0.02B	Q-Est
2021-04-30	$0.03B	$0.02B	Q-Est
2021-07-31	$0.03B	$0.02B	Q-Est
2021-10-31	$0.03B	$0.02B	Q-Est
2022-01-31	$0.04B	$0.02B	Q-Est
2022-04-30	$0.04B	$0.02B	Q-Est
2022-07-31	$0.04B	$0.02B	Q-Est
2022-10-31	$0.04B	$0.02B	Q-Est
2023-01-31	$0.04B	$0.01B	Q-Est
2023-04-30	$0.04B	$0.01B	Q-Est
2023-07-31	$0.04B	$0.01B	Q-Est
2023-10-31	$0.04B	$0.01B	Q-Est
2024-01-31	$0.04B	$0.02B	Q-Est
2024-04-30	$0.04B	$0.02B	Q-Est
2024-07-31	$0.04B	$0.02B	Q-Est
2024-09-30	$0.04B	$0.01B	Q
2024-10-31	$0.04B	$0.02B	Q-Est
2024-12-31	$0.04B	$0.02B	Q
2025-03-31	$0.04B	$0.02B	Q
2025-06-30	$0.04B	$0.02B	Q

Gross Profit

IBCP achieved $0.0B in gross profit, showing revenue after direct production costs.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	-4.4%	Q-Est
2021-07-31	$0.02B	-0.1%	Q-Est
2021-10-31	$0.02B	-0.8%	Q-Est
2022-01-31	$0.03B	+22.4%	Q-Est
2022-04-30	$0.03B	+4.0%	Q-Est
2022-07-31	$0.03B	-6.3%	Q-Est
2022-10-31	$0.03B	+4.3%	Q-Est
2023-01-31	$0.03B	+21.7%	Q-Est
2023-04-30	$0.03B	-2.7%	Q-Est
2023-07-31	$0.03B	-6.6%	Q-Est
2023-10-31	$0.03B	+4.2%	Q-Est
2024-01-31	$0.03B	+4.6%	Q-Est
2024-04-30	$0.03B	+7.1%	Q-Est
2024-07-31	$0.03B	-5.3%	Q-Est
2024-09-30	$0.03B	+2.2%	Q-Est
2024-10-31	$0.03B	-1.6%	Q-Est
2024-12-31	$0.03B	+0.0%	Q-Est
2025-03-31	$0.03B	+2.2%	Q-Est
2025-06-30	$0.04B	+6.2%	Q-Est

Operating Income

IBCP generated $0.0B in operating income, representing profit from core business operations.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	+0.0%	Q-Est
2021-07-31	$0.01B	+0.0%	Q-Est
2021-10-31	$0.01B	+0.0%	Q-Est
2022-01-31	$0.01B	+15.3%	Q-Est
2022-04-30	$0.01B	+0.0%	Q-Est
2022-07-31	$0.01B	+0.0%	Q-Est
2022-10-31	$0.01B	+0.0%	Q-Est
2023-01-31	$0.01B	+4.5%	Q-Est
2023-04-30	$0.01B	+0.0%	Q-Est
2023-07-31	$0.01B	+0.0%	Q-Est
2023-10-31	$0.01B	+0.0%	Q-Est
2024-01-31	$0.01B	+6.3%	Q-Est
2024-04-30	$0.01B	+0.0%	Q-Est
2024-07-31	$0.01B	+0.0%	Q-Est
2024-09-30	$0.01B	+0.7%	Q-Est
2024-10-31	$0.01B	-0.7%	Q-Est
2024-12-31	$0.01B	+3.1%	Q-Est
2025-03-31	$0.02B	+1.9%	Q-Est
2025-06-30	$0.02B	+2.1%	Q-Est

EBITDA

IBCP generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	+0.0%	Q-Est
2021-07-31	$0.01B	+0.0%	Q-Est
2021-10-31	$0.01B	+0.0%	Q-Est
2022-01-31	$0.02B	+15.3%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	+4.5%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+6.3%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-09-30	$0.02B	+0.7%	Q-Est
2024-10-31	$0.02B	-0.7%	Q-Est
2024-12-31	$0.02B	+3.1%	Q-Est
2025-03-31	$0.02B	+1.9%	Q-Est
2025-06-30	$0.02B	+2.1%	Q-Est

Operating Cash Flow

IBCP generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	+0.7%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	-6.8%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+13.1%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-09-30	$0.02B	-17.3%	Q-Est
2024-10-31	$0.02B	+20.9%	Q-Est
2024-12-31	$0.02B	+10.6%	Q-Est
2025-03-31	$0.02B	-15.6%	Q-Est
2025-06-30	$0.02B	+8.3%	Q-Est

Free Cash Flow

IBCP generated $0.0B in free cash flow.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	-0.2%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	-7.6%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+13.7%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-09-30	$0.01B	-18.8%	Q-Est
2024-10-31	$0.02B	+23.1%	Q-Est
2024-12-31	$0.02B	+11.2%	Q-Est
2025-03-31	$0.02B	-16.9%	Q-Est
2025-06-30	$0.02B	+8.8%	Q-Est

Free Cash Flow / Share

IBCP generates $0.86 in free cash flow per share.

2021-01-31	$0.82	N/A	Q-Est
2021-04-30	$0.82	+0.0%	Q-Est
2021-07-31	$0.82	+0.0%	Q-Est
2021-10-31	$0.82	+0.0%	Q-Est
2022-01-31	$0.82	-0.2%	Q-Est
2022-04-30	$0.82	+0.0%	Q-Est
2022-07-31	$0.82	+0.0%	Q-Est
2022-10-31	$0.82	+0.0%	Q-Est
2023-01-31	$0.75	-7.6%	Q-Est
2023-04-30	$0.75	+0.0%	Q-Est
2023-07-31	$0.75	+0.0%	Q-Est
2023-10-31	$0.75	+0.0%	Q-Est
2024-01-31	$0.86	+13.7%	Q-Est
2024-04-30	$0.86	+0.0%	Q-Est
2024-07-31	$0.86	+0.0%	Q-Est
2024-09-30	$0.70	-18.8%	Q-Est
2024-10-31	$0.86	+23.1%	Q-Est
2024-12-31	$0.95	+11.2%	Q-Est
2025-03-31	$0.79	-16.9%	Q-Est
2025-06-30	$0.86	+8.8%	Q-Est

Earnings Per Share (EPS)

IBCP reported $0.81 in earnings per share.

2021-01-31	$0.76	N/A	Q-Est
2021-04-30	$0.76	+0.0%	Q-Est
2021-07-31	$0.76	+0.0%	Q-Est
2021-10-31	$0.76	+0.0%	Q-Est
2022-01-31	$0.76	+0.7%	Q-Est
2022-04-30	$0.76	+0.0%	Q-Est
2022-07-31	$0.76	+0.0%	Q-Est
2022-10-31	$0.76	+0.0%	Q-Est
2023-01-31	$0.71	-6.8%	Q-Est
2023-04-30	$0.71	+0.0%	Q-Est
2023-07-31	$0.71	+0.0%	Q-Est
2023-10-31	$0.71	+0.0%	Q-Est
2024-01-31	$0.81	+13.1%	Q-Est
2024-04-30	$0.81	+0.0%	Q-Est
2024-07-31	$0.81	+0.0%	Q-Est
2024-09-30	$0.67	-17.3%	Q
2024-10-31	$0.81	+20.9%	Q-Est
2024-12-31	$0.89	+10.6%	Q
2025-03-31	$0.75	-15.6%	Q
2025-06-30	$0.81	+8.3%	Q

Return on Equity (ROE)

IBCP delivered a 31.5% return on equity, indicating how effectively the company generates returns for shareholders.

2021-01-31	40.4%	N/A	Q-Est
2021-04-30	40.4%	+0.0%	Q-Est
2021-07-31	40.4%	+0.0%	Q-Est
2021-10-31	40.4%	+0.0%	Q-Est
2022-01-31	35.3%	-12.6%	Q-Est
2022-04-30	35.3%	+0.0%	Q-Est
2022-07-31	35.3%	+0.0%	Q-Est
2022-10-31	35.3%	+0.0%	Q-Est
2023-01-31	31.5%	-10.8%	Q-Est
2023-04-30	31.5%	+0.0%	Q-Est
2023-07-31	31.5%	+0.0%	Q-Est
2023-10-31	31.5%	+0.0%	Q-Est
2024-01-31	33.5%	+6.3%	Q-Est
2024-04-30	33.5%	+0.0%	Q-Est
2024-07-31	33.5%	+0.0%	Q-Est
2024-09-30	27.5%	-17.9%	Q-Est
2024-10-31	33.5%	+21.7%	Q-Est
2024-12-31	35.9%	+7.2%	Q-Est
2025-03-31	29.7%	-17.2%	Q-Est
2025-06-30	31.5%	+6.0%	Q-Est

Return on Assets (ROA)

IBCP achieved a 18.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

2021-01-31	24.2%	N/A	Q-Est
2021-04-30	24.2%	+0.0%	Q-Est
2021-07-31	24.2%	+0.0%	Q-Est
2021-10-31	24.2%	+0.0%	Q-Est
2022-01-31	21.2%	-12.6%	Q-Est
2022-04-30	21.2%	+0.0%	Q-Est
2022-07-31	21.2%	+0.0%	Q-Est
2022-10-31	21.2%	+0.0%	Q-Est
2023-01-31	18.9%	-10.8%	Q-Est
2023-04-30	18.9%	+0.0%	Q-Est
2023-07-31	18.9%	+0.0%	Q-Est
2023-10-31	18.9%	+0.0%	Q-Est
2024-01-31	20.1%	+6.4%	Q-Est
2024-04-30	20.1%	+0.0%	Q-Est
2024-07-31	20.1%	+0.0%	Q-Est
2024-09-30	16.5%	-17.9%	Q-Est
2024-10-31	20.1%	+21.8%	Q-Est
2024-12-31	21.5%	+7.2%	Q-Est
2025-03-31	17.8%	-17.2%	Q-Est
2025-06-30	18.9%	+6.0%	Q-Est

Net Profit Margin

IBCP maintains a 37.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

2021-01-31	48.5%	N/A	Q-Est
2021-04-30	48.5%	+0.0%	Q-Est
2021-07-31	48.5%	+0.0%	Q-Est
2021-10-31	48.5%	+0.0%	Q-Est
2022-01-31	42.4%	-12.6%	Q-Est
2022-04-30	42.4%	+0.0%	Q-Est
2022-07-31	42.4%	+0.0%	Q-Est
2022-10-31	42.4%	+0.0%	Q-Est
2023-01-31	37.8%	-10.8%	Q-Est
2023-04-30	37.8%	+0.0%	Q-Est
2023-07-31	37.8%	+0.0%	Q-Est
2023-10-31	37.8%	+0.0%	Q-Est
2024-01-31	40.2%	+6.3%	Q-Est
2024-04-30	40.2%	+0.0%	Q-Est
2024-07-31	40.2%	+0.0%	Q-Est
2024-09-30	33.0%	-17.9%	Q
2024-10-31	40.2%	+21.8%	Q-Est
2024-12-31	43.1%	+7.2%	Q
2025-03-31	35.7%	-17.2%	Q
2025-06-30	37.8%	+6.0%	Q

Gross Profit Margin

IBCP operates with a 79.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

2021-01-31	69.4%	N/A	Q-Est
2021-04-30	66.3%	-4.4%	Q-Est
2021-07-31	66.2%	-0.1%	Q-Est
2021-10-31	65.7%	-0.8%	Q-Est
2022-01-31	69.8%	+6.2%	Q-Est
2022-04-30	72.6%	+4.0%	Q-Est
2022-07-31	68.0%	-6.3%	Q-Est
2022-10-31	70.9%	+4.3%	Q-Est
2023-01-31	82.5%	+16.4%	Q-Est
2023-04-30	80.3%	-2.7%	Q-Est
2023-07-31	75.0%	-6.6%	Q-Est
2023-10-31	78.1%	+4.2%	Q-Est
2024-01-31	76.8%	-1.7%	Q-Est
2024-04-30	82.3%	+7.1%	Q-Est
2024-07-31	78.0%	-5.3%	Q-Est
2024-09-30	79.2%	+1.5%	Q
2024-10-31	78.4%	-0.9%	Q-Est
2024-12-31	76.1%	-3.0%	Q
2025-03-31	76.2%	+0.2%	Q
2025-06-30	79.3%	+4.0%	Q

Cash & Debt

IBCP holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

2021-01-31	$0.00B	$0.00B	$0.00B	Q-Est
2021-04-30	$0.00B	$0.00B	$0.00B	Q-Est
2021-07-31	$0.00B	$0.00B	$0.00B	Q-Est
2021-10-31	$0.00B	$0.00B	$0.00B	Q-Est
2022-01-31	$0.01B	$0.00B	$0.00B	Q-Est
2022-04-30	$0.01B	$0.00B	$0.00B	Q-Est
2022-07-31	$0.01B	$0.00B	$0.00B	Q-Est
2022-10-31	$0.01B	$0.00B	$0.00B	Q-Est
2023-01-31	$0.01B	$0.00B	$0.00B	Q-Est
2023-04-30	$0.01B	$0.00B	$0.00B	Q-Est
2023-07-31	$0.01B	$0.00B	$0.00B	Q-Est
2023-10-31	$0.01B	$0.00B	$0.00B	Q-Est
2024-01-31	$0.01B	$0.00B	$0.00B	Q-Est
2024-04-30	$0.01B	$0.00B	$0.00B	Q-Est
2024-07-31	$0.01B	$0.00B	$0.00B	Q-Est
2024-09-30	$0.01B	$0.00B	$0.00B	Q-Est
2024-10-31	$0.01B	$0.00B	$0.00B	Q-Est
2024-12-31	$0.01B	$0.00B	$0.00B	Q-Est
2025-03-31	$0.01B	$0.00B	$0.00B	Q-Est
2025-06-30	$0.01B	$0.00B	$0.00B	Q-Est

Shares Outstanding

IBCP has 0.0B shares outstanding.

2021-01-31	0.02B	N/A	Q-Est
2021-04-30	0.02B	+0.0%	Q-Est
2021-07-31	0.02B	+0.0%	Q-Est
2021-10-31	0.02B	+0.0%	Q-Est
2022-01-31	0.02B	+0.0%	Q-Est
2022-04-30	0.02B	+0.0%	Q-Est
2022-07-31	0.02B	+0.0%	Q-Est
2022-10-31	0.02B	+0.0%	Q-Est
2023-01-31	0.02B	+0.0%	Q-Est
2023-04-30	0.02B	+0.0%	Q-Est
2023-07-31	0.02B	+0.0%	Q-Est
2023-10-31	0.02B	+0.0%	Q-Est
2024-01-31	0.02B	+0.0%	Q-Est
2024-04-30	0.02B	+0.0%	Q-Est
2024-07-31	0.02B	+0.0%	Q-Est
2024-09-30	0.02B	+0.0%	Q-Est
2024-10-31	0.02B	+0.0%	Q-Est
2024-12-31	0.02B	+0.0%	Q-Est
2025-03-31	0.02B	+0.0%	Q-Est
2025-06-30	0.02B	+0.0%	Q-Est

Stock-Based Comp

IBCP reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 38%.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	+15.3%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	+4.5%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	+6.3%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	+0.7%	Q-Est
2024-10-31	$0.00B	-0.7%	Q-Est
2024-12-31	$0.00B	+3.1%	Q-Est
2025-03-31	$0.00B	+1.9%	Q-Est
2025-06-30	$0.00B	+2.1%	Q-Est

FCF vs Stock Based Comp

IBCP generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 6% of FCF.

2021-01-31	$0.02B	$0.00B	Q-Est
2021-04-30	$0.02B	$0.00B	Q-Est
2021-07-31	$0.02B	$0.00B	Q-Est
2021-10-31	$0.02B	$0.00B	Q-Est
2022-01-31	$0.02B	$0.00B	Q-Est
2022-04-30	$0.02B	$0.00B	Q-Est
2022-07-31	$0.02B	$0.00B	Q-Est
2022-10-31	$0.02B	$0.00B	Q-Est
2023-01-31	$0.02B	$0.00B	Q-Est
2023-04-30	$0.02B	$0.00B	Q-Est
2023-07-31	$0.02B	$0.00B	Q-Est
2023-10-31	$0.02B	$0.00B	Q-Est
2024-01-31	$0.02B	$0.00B	Q-Est
2024-04-30	$0.02B	$0.00B	Q-Est
2024-07-31	$0.02B	$0.00B	Q-Est
2024-09-30	$0.01B	$0.00B	Q-Est
2024-10-31	$0.02B	$0.00B	Q-Est
2024-12-31	$0.02B	$0.00B	Q-Est
2025-03-31	$0.02B	$0.00B	Q-Est
2025-06-30	$0.02B	$0.00B	Q-Est

FCF vs FCF / Share

IBCP reported $0.0B in free cash flow, translating to $0.86 per share.

2021-01-31	$0.02B	$0.82	Q-Est
2021-04-30	$0.02B	$0.82	Q-Est
2021-07-31	$0.02B	$0.82	Q-Est
2021-10-31	$0.02B	$0.82	Q-Est
2022-01-31	$0.02B	$0.82	Q-Est
2022-04-30	$0.02B	$0.82	Q-Est
2022-07-31	$0.02B	$0.82	Q-Est
2022-10-31	$0.02B	$0.82	Q-Est
2023-01-31	$0.02B	$0.75	Q-Est
2023-04-30	$0.02B	$0.75	Q-Est
2023-07-31	$0.02B	$0.75	Q-Est
2023-10-31	$0.02B	$0.75	Q-Est
2024-01-31	$0.02B	$0.86	Q-Est
2024-04-30	$0.02B	$0.86	Q-Est
2024-07-31	$0.02B	$0.86	Q-Est
2024-09-30	$0.01B	$0.70	Q-Est
2024-10-31	$0.02B	$0.86	Q-Est
2024-12-31	$0.02B	$0.95	Q-Est
2025-03-31	$0.02B	$0.79	Q-Est
2025-06-30	$0.02B	$0.86	Q-Est

Revenue: Actual + Estimates

This chart tracks IBCP revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.04B	Actual	Q-Est
2024-01-31	$0.04B	Estimate	Q-Est
2024-04-30	$0.04B	Actual	Q-Est
2024-04-30	$0.04B	Estimate	Q-Est
2024-07-31	$0.04B	Actual	Q-Est
2024-07-31	$0.04B	Estimate	Q-Est
2024-09-30	$0.04B	Actual	Q
2024-09-30	$0.04B	Estimate	Q
2024-10-31	$0.04B	Actual	Q-Est
2024-10-31	$0.04B	Estimate	Q-Est
2024-12-31	$0.04B	Actual	Q
2024-12-31	$0.04B	Estimate	Q
2025-03-31	$0.04B	Actual	Q
2025-03-31	$0.04B	Estimate	Q
2025-06-30	$0.04B	Actual	Q
2025-06-30	$0.04B	Estimate	Q
2025-09-30	$0.05B	Projection	F
2025-12-30	$0.05B	Projection	F
2026-03-30	$0.05B	Projection	F
2026-06-30	$0.05B	Projection	F

EPS: Actual + Estimates

This chart tracks IBCP eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.81	Actual	Q-Est
2024-01-31	$0.77	Estimate	Q-Est
2024-04-30	$0.81	Actual	Q-Est
2024-04-30	$0.77	Estimate	Q-Est
2024-07-31	$0.81	Actual	Q-Est
2024-07-31	$0.76	Estimate	Q-Est
2024-09-30	$0.81	Actual	Q-Est
2024-09-30	$0.76	Estimate	Q-Est
2024-10-31	$0.67	Actual	Q
2024-10-31	$0.76	Estimate	Q
2024-12-31	$0.81	Actual	Q-Est
2024-12-31	$0.76	Estimate	Q-Est
2025-03-31	$0.89	Actual	Q
2025-03-31	$0.76	Estimate	Q
2025-06-30	$0.81	Actual	Q
2025-06-30	$0.79	Estimate	Q
2025-09-30	$0.81	Projection	F
2025-12-30	$0.82	Projection	F
2026-03-30	$0.82	Projection	F
2026-06-30	$0.82	Projection	F

Net Income: Actual + Estimates

This chart tracks IBCP net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.02B	Actual	Q-Est
2024-01-31	$0.02B	Estimate	Q-Est
2024-04-30	$0.02B	Actual	Q-Est
2024-04-30	$0.02B	Estimate	Q-Est
2024-07-31	$0.02B	Actual	Q-Est
2024-07-31	$0.02B	Estimate	Q-Est
2024-09-30	$0.02B	Actual	Q-Est
2024-09-30	$0.02B	Estimate	Q-Est
2024-10-31	$0.01B	Actual	Q
2024-10-31	$0.02B	Estimate	Q
2024-12-31	$0.02B	Actual	Q-Est
2024-12-31	$0.02B	Estimate	Q-Est
2025-03-31	$0.02B	Actual	Q
2025-03-31	$0.02B	Estimate	Q
2025-06-30	$0.02B	Actual	Q
2025-06-30	$0.02B	Estimate	Q
2025-09-30	$0.02B	Projection	F
2025-12-30	$0.02B	Projection	F
2026-03-30	$0.02B	Projection	F
2026-06-30	$0.02B	Projection	F

EBITDA: Actual + Estimates

This chart tracks IBCP ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.02B	Actual	Q-Est
2024-01-31	$0.02B	Estimate	Q-Est
2024-04-30	$0.02B	Actual	Q-Est
2024-04-30	$0.02B	Estimate	Q-Est
2024-07-31	$0.02B	Actual	Q-Est
2024-07-31	$0.02B	Estimate	Q-Est
2024-09-30	$0.02B	Actual	Q
2024-09-30	$0.02B	Estimate	Q
2024-10-31	$0.02B	Actual	Q-Est
2024-10-31	$0.02B	Estimate	Q-Est
2024-12-31	$0.02B	Actual	Q
2024-12-31	$0.02B	Estimate	Q
2025-03-31	$0.02B	Actual	Q
2025-03-31	$0.02B	Estimate	Q
2025-06-30	$0.02B	Actual	Q
2025-06-30	$0.02B	Estimate	Q
2025-09-30	$0.02B	Projection	F
2025-12-30	$0.02B	Projection	F
2026-03-30	$0.02B	Projection	F
2026-06-30	$0.02B	Projection	F

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

IBCP – Dividend Returns, History & Calculator

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Total Returns

Fair Value

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Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

IBCP Dividend History

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EPS: Actual + Estimates

Net Income: Actual + Estimates

EBITDA: Actual + Estimates

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