NWFL – Dividend Returns, History & Calculator

Dividend Champion 25 Years

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statemen

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Company Info

Symbol NWFL
Company Norwood Financial Corp.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $262.8M

Price Data

Price $28.37
Price Change -0.37
Price Change % -1.29%
Next Earnings Report Jan 27, 2026
Low (52W) $21.25
High (52W) $30.59

Dividend Data

Div Yield 4.37%
5Y Avg Yield 4.79%
Current Div $0.310
Payouts/Year 4
Annualized $1.240
Previous Div $0.310
Ex-date Jan 15, 2026
Dividend Pay Date Feb 2, 2026

Growth Rates

Chowder Number 8.8
DGR 1Y 3.3%
DGR 3Y 3.5%
DGR 5Y 4.4%
DGR 10Y 4.2%

Total Returns

TTR 1Y - With Specials 16.4%
TTR 3Y - With Specials 0.4%
TTR 1Y - No Specials 16.4%
TTR 3Y - No Specials 0.4%

Fair Value

Fair Value (P/E 10) $27.69
FV (P/E 10) % 2.0%
Fair Value (Peter Lynch) $5.99
FV (Peter Lynch) % 373.0%
Fair Value (Blended) $85.72
FV (Blended) % -67.0%

Financial Metrics

NPM 9.2%
CF/Share $3.24
ROE 3.6%
Debt/Capital 21.0%
ROTC 2.5%
P/E 43.7x
P/BV 1.1x
PEG 4.73
📊 Financial data last updated: December 29, 2025 12:29 pm (Data may be stale)

Calculate your NWFL Dividend Returns

Quickly and easily calculate NWFL dividend yield using our NWFL calculator. Adjust the fields below to see how your NWFL investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

NWFL Dividend History

Invest in NWFL with Interactive Brokers

NWFL 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of NWFL with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for NWFL

Based on past 10-year performance, here are NWFL growth metrics:

Share price CAGR of +9.03%
Dividend CAGR of +4.22%

Using NWFL CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

NWFL (DRIP)NWFL (No DRIP)
Current Price$29.66$29.66
Start Shares337.15337.15
Start Value$10,000$10,000
After 10 years:
Final Share Count465.96337.15
Dividends Payment$1.88$1.88
Annual Dividends$851$632
Yield on cost8.51%6.32%
Share Price$70.43$70.43
Total Dividends$6,284$5,286
Final Value$32,817$29,031

Estimated Future Value + Dividends – NWFL

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

NWFL Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

NWFL Price

Price to Earnings

This chart displays NWFL price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays NWFL price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays NWFL revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays NWFL net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays NWFL revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays NWFL gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays NWFL operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays NWFL ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays NWFL operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays NWFL free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays NWFL free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays NWFL earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays NWFL return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays NWFL return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays NWFL net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays NWFL gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays NWFL cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays NWFL shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays NWFL stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays NWFL fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays NWFL fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays NWFL revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays NWFL eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays NWFL net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays NWFL ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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