PBHC – Dividend Returns, History & Calculator

Dividend Challenger 5 Years

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts;

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Company Info

Symbol PBHC
Company Pathfinder Bancorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $93.0M

Price Data

Price $15.06
Price Change -0.04
Price Change % -0.26%
Low (52W) $13.55
High (52W) $18.53

Dividend Data

Div Yield 2.66%
5Y Avg Yield 2.33%
Current Div $0.100
Payouts/Year 4
Annualized $0.400
Previous Div $0.100
Ex-date Oct 17, 2025
Dividend Pay Date Nov 7, 2025

Growth Rates

Chowder Number 13.4
DGR 1Y 2.6%
DGR 3Y 5.6%
DGR 5Y 10.8%
DGR 10Y 11.1%

Total Returns

TTR 1Y - With Specials -9.2%
TTR 3Y - With Specials -4.7%
TTR 1Y - No Specials -9.2%
TTR 3Y - No Specials -4.7%

Fair Value

Fair Value (P/E 10) $14.73
FV (P/E 10) % 2.0%
Fair Value (Peter Lynch) $30.00
FV (Peter Lynch) % -50.0%

Financial Metrics

NPM 5.8%
CF/Share $2.32
ROE 2.9%
Debt/Capital 36.0%
P/E 12.6x
P/BV 0.8x
📊 Financial data last updated: November 10, 2025 2:27 pm (Data may be stale)

Calculate your PBHC Dividend Returns

Quickly and easily calculate PBHC dividend yield using our PBHC calculator. Adjust the fields below to see how your PBHC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

PBHC Dividend History

Invest in PBHC with Interactive Brokers

PBHC 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of PBHC with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for PBHC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PBHC Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

PBHC Price

Price to Earnings

This chart displays PBHC price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays PBHC price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays PBHC revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays PBHC net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays PBHC revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays PBHC gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays PBHC operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays PBHC ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays PBHC operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays PBHC free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays PBHC free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays PBHC earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays PBHC return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays PBHC return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays PBHC net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays PBHC gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays PBHC cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays PBHC shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays PBHC stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays PBHC fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays PBHC fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays PBHC revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays PBHC eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays PBHC net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays PBHC ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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