PFG – Dividend Returns, History & Calculator

Dividend Contender 17 Years

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management

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Company Info

Symbol PFG
Company Principal Financial Group Inc
Sector Financial Services
Industry Asset Management
Website Visit
Market Cap $18,777.2M

Price Data

Price $84.29
Price Change +1.93
Price Change % +2.34%
Next Earnings Report Oct 27, 2025
Low (52W) $68.39
High (52W) $90.31

Dividend Data

Div Yield 3.70%
5Y Avg Yield 3.72%
Current Div $0.780
Payouts/Year 4
Annualized $3.120
Previous Div $0.760
Ex-date Dec 3, 2025
Dividend Pay Date Dec 19, 2025

Growth Rates

Chowder Number 10.0
DGR 1Y 8.2%
DGR 3Y 5.7%
DGR 5Y 6.3%
DGR 10Y 7.5%

Total Returns

TTR 1Y - With Specials 5.7%
TTR 3Y - With Specials 1.9%
TTR 1Y - No Specials 5.7%
TTR 3Y - No Specials 1.9%

Fair Value

Fair Value (P/E 10) $64.12
FV (P/E 10) % 31.0%
Fair Value (Peter Lynch) $34.10
FV (Peter Lynch) % 147.0%
Fair Value (Blended) $76.18
FV (Blended) % 11.0%

Financial Metrics

Revenue 1Y 6.6%
NPM 10.0%
CF/Share $19.35
ROE 13.8%
Current R 1.6x
Debt/Capital 25.0%
ROTC 10.2%
P/E 12.4x
P/BV 1.6x
PEG 0.95
📊 Financial data last updated: November 24, 2025 1:37 pm

Calculate your PFG Dividend Returns

Quickly and easily calculate PFG dividend yield using our PFG calculator. Adjust the fields below to see how your PFG investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 11:26 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000118$84.60$0.783.69%3.69%$402$402137$11,602
2$12,196137$88.93$0.843.77%3.96%$495$897156$13,891
3$14,603156$93.49$0.903.85%4.26%$600$1,497175$16,403
4$17,243175$98.28$0.973.94%4.58%$719$2,216195$19,162
5$20,144195$103.31$1.044.03%4.92%$854$3,070215$22,198
6$23,335215$108.61$1.124.12%5.28%$1,007$4,076235$25,542
7$26,850235$114.17$1.204.21%5.68%$1,179$5,256256$29,230
8$30,727256$120.02$1.294.30%6.10%$1,375$6,631277$33,303
9$35,009277$126.17$1.394.40%6.56%$1,598$8,229300$37,806
10$39,743300$132.63$1.494.49%7.04%$1,850$10,079323$42,794

PFG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/04/202509/04/2025$0.7803.71%3.84%$81.30
06/02/202506/02/2025$0.7603.85%3.95%$76.97
03/12/202503/12/2025$0.7503.55%3.66%$82.03
12/02/202412/02/2024$0.7303.34%3.42%$85.42
09/05/202409/05/2024$0.7203.50%3.61%$79.70
06/03/202406/03/2024$0.7103.37%3.52%$80.74
03/11/202403/11/2024$0.6903.31%3.45%$80.06
11/30/202311/30/2023$0.6703.52%3.63%$73.83
09/06/202309/06/2023$0.6503.37%3.41%$76.19
05/31/202305/31/2023$0.6403.91%3.91%$65.46
03/14/202303/14/2023$0.6403.49%3.49%$73.37
11/30/202211/30/2022$0.6402.85%2.85%$89.68
09/07/202209/07/2022$0.6403.40%3.40%$75.31
06/01/202206/01/2022$0.6403.56%3.58%$71.60
03/09/202203/09/2022$0.6403.81%3.87%$66.17
11/30/202111/30/2021$0.6403.56%3.73%$68.58
08/31/202108/31/2021$0.6303.53%3.77%$66.81
06/02/202106/02/2021$0.6103.50%3.73%$65.46
02/26/202102/26/2021$0.5603.96%3.96%$56.58
12/01/202012/01/2020$0.5604.51%4.51%$49.62
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Invest in PFG with Interactive Brokers

PFG 10-yr Total Return ($10,000 invested)

This analysis of PFG demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.6% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 15.3% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (PFG)

Over the selected period, investing $10,000 in PFG would grow to $37,980 with DRIP (279.8%), and $31,153 without DRIP (211.5%).

PFG Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in PFG with historic price growth (5.12%) and dividend growth (7.46%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $139,767

Annual Dividend: $7,996

Yield on Cost: 23.52%

Total Dividends: $51,939

No DRIP

Portfolio: $101,247

Total Dividends: $32,778

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $446,883

Annual Dividend: $31,839

Yield on Cost: 69.22%

Total Dividends: $216,128

No DRIP

Portfolio: $221,192

Total Dividends: $92,751

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $17,230 against a total investment of $25,600. At this point, your portfolio is throwing off $3,089 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $5,330, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $51,939 versus $34,000 invested, nearly a 153% recovery of capital purely from income. Yield on cost reaches 23.52%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $15,806 is greater than total contributions to date ($40,000), and cumulative dividends exceed $106,789.

By year 30, the DRIP snowball is in full force. Yearly income reaches $31,839, cumulative dividends total $216,128, and the DRIP portfolio value stands at $446,883, compared with $221,192 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for PFG, price $84.60, dividend per period $0.78 (4x/year), along with historic growth assumptions: price growth 5.12% and dividend growth 7.46% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for PFG

Based on past 10-year performance, here are PFG growth metrics:

Share price CAGR of +6.90%
Dividend CAGR of +7.54%

Using PFG CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

PFG (DRIP)PFG (No DRIP)
Current Price$84.60$84.60
Start Shares118.20118.20
Start Value$10,000$10,000
After 10 years:
Final Share Count171.84118.20
Dividends Payment$6.45$6.45
Annual Dividends$1,067$763
Yield on cost10.67%7.63%
Share Price$164.80$164.80
Total Dividends$6,826$5,621
Final Value$28,319$25,101

Estimated Future Value + Dividends – PFG

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PFG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/04/202509/04/2025$0.7803.71%3.84%$81.30
06/02/202506/02/2025$0.7603.85%3.95%$76.97
03/12/202503/12/2025$0.7503.55%3.66%$82.03
12/02/202412/02/2024$0.7303.34%3.42%$85.42
09/05/202409/05/2024$0.7203.50%3.61%$79.70
06/03/202406/03/2024$0.7103.37%3.52%$80.74
03/11/202403/11/2024$0.6903.31%3.45%$80.06
11/30/202311/30/2023$0.6703.52%3.63%$73.83
09/06/202309/06/2023$0.6503.37%3.41%$76.19
05/31/202305/31/2023$0.6403.91%3.91%$65.46
03/14/202303/14/2023$0.6403.49%3.49%$73.37
11/30/202211/30/2022$0.6402.85%2.85%$89.68
09/07/202209/07/2022$0.6403.40%3.40%$75.31
06/01/202206/01/2022$0.6403.56%3.58%$71.60
03/09/202203/09/2022$0.6403.81%3.87%$66.17
11/30/202111/30/2021$0.6403.56%3.73%$68.58
08/31/202108/31/2021$0.6303.53%3.77%$66.81
06/02/202106/02/2021$0.6103.50%3.73%$65.46
02/26/202102/26/2021$0.5603.96%3.96%$56.58
12/01/202012/01/2020$0.5604.51%4.51%$49.62
08/31/202008/31/2020$0.5605.30%5.32%$42.11
05/29/202005/29/2020$0.5605.75%5.80%$38.62
02/28/202002/28/2020$0.5604.96%5.05%$44.39
12/02/201912/02/2019$0.5504.05%4.09%$53.85
09/04/201909/04/2019$0.5504.13%4.19%$52.56
05/31/201905/31/2019$0.5404.17%4.19%$51.57
03/01/201903/01/2019$0.5404.14%4.20%$51.40
11/30/201811/30/2018$0.5404.26%4.38%$49.32
09/05/201809/05/2018$0.5303.66%3.79%$56.00
06/01/201806/01/2018$0.5203.53%3.68%$56.45
03/02/201803/02/2018$0.5103.16%3.34%$61.09
12/01/201712/01/2017$0.4902.65%2.78%$70.52
08/30/201708/30/2017$0.4702.89%3.01%$62.56
06/01/201706/01/2017$0.4602.73%2.87%$64.08
03/02/201703/02/2017$0.4502.68%2.87%$62.71
12/01/201612/01/2016$0.4302.76%2.95%$58.31
08/31/201608/31/2016$0.4103.18%3.34%$49.07
06/02/201606/02/2016$0.3903.48%3.55%$43.93
03/03/201603/03/2016$0.3803.89%3.89%$39.10
12/03/201512/03/2015$0.3803.11%3.15%$48.20
09/02/201509/02/2015$0.3803.01%3.14%$48.48
06/04/201506/04/2015$0.3802.74%2.94%$51.78
03/05/201503/05/2015$0.3602.68%2.84%$50.71
12/04/201412/04/2014$0.3402.43%2.58%$52.65
09/04/201409/04/2014$0.3402.21%2.51%$54.18
06/05/201406/05/2014$0.3202.32%2.66%$48.18
03/06/201403/06/2014$0.2802.21%2.40%$46.69
12/05/201312/05/2013$0.2601.99%2.12%$49.17
09/03/201309/03/2013$0.2602.25%2.51%$41.38
05/30/201305/30/2013$0.2302.29%2.39%$38.51
03/07/201303/07/2013$0.2302.54%2.82%$32.65
12/06/201212/06/2012$0.2102.82%3.03%$27.69
09/04/201209/04/2012$0.2104.65%3.07%$27.34
05/31/201205/31/2012$0.1806.56%2.93%$24.56
03/08/201203/08/2012$0.1807.26%2.71%$26.58
11/08/201111/08/2011$0.7008.75%11.13%$25.15
11/17/201011/17/2010$0.5508.67%7.95%$27.67
11/10/200911/10/2009$0.50010.26%7.74%$25.84
11/12/200811/12/2008$0.45016.02%10.30%$17.48
11/14/200711/14/2007$0.9004.29%5.33%$67.60
11/20/200611/20/2006$0.8004.19%5.47%$58.46
11/15/200511/15/2005$0.6503.81%5.22%$49.82
11/09/200411/09/2004$0.5503.23%5.68%$38.74
11/05/200311/05/2003$0.4502.25%5.79%$31.10
11/06/200211/06/2002$0.2500.89%3.54%$28.23
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

PFG Price

Price to Earnings

PFG trades at a 82.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

PFG trades at a 4.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

PFG generated $3.9B in revenue.

Net Income

PFG reported $0.2B in net income. Net income has declined by 50% over the period.

Revenue vs Net Income

PFG generated $3.9B in revenue with net income of $0.2B, representing a 5.5% net profit margin.

Gross Profit

PFG achieved $3.0B in gross profit, showing revenue after direct production costs.

Operating Income

PFG generated $1.4B in operating income, representing profit from core business operations.

EBITDA

PFG generated $1.6B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

PFG generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

PFG generated $0.1B in free cash flow. Free cash flow has decreased by 70% over the period.

Free Cash Flow / Share

PFG generates $0.50 in free cash flow per share. FCF per share has declined by 70% over the period.

Earnings Per Share (EPS)

PFG reported $0.97 in earnings per share. EPS has declined by 50% over the period.

Return on Equity (ROE)

PFG delivered a 4.6% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

PFG achieved a 2.7% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

PFG maintains a 5.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

PFG operates with a 75.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

PFG holds $0.6B in cash against $0.2B in debt, resulting in a net cash position of $0.4B.

Shares Outstanding

PFG has 0.2B shares outstanding.

Stock-Based Comp

PFG reported $0.1B in stock-based compensation.

FCF vs Stock Based Comp

PFG generated $0.1B in free cash flow while spending $0.1B on stock-based compensation, representing 89% of FCF.

FCF vs FCF / Share

PFG reported $0.1B in free cash flow, translating to $0.50 per share.

Revenue: Actual + Estimates

This chart tracks PFG revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks PFG eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks PFG net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks PFG ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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