THFF – Dividend Returns, History & Calculator

Dividend Champion 37 Years

First Financial Corporation, through its subsidiaries, provides various financial products and services in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia. It offers non-interest-bearing demand

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Company Info

Symbol THFF
Company First Financial Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $635.9M

Price Data

Price $53.66
Price Change -1.03
Price Change % -1.88%
Next Earnings Oct 21, 2025
Low (52W) $41.91
High (52W) $63.04

Dividend Data

Div Yield 285.13%
5Y Avg Yield 361.69%
Current Div $0.510
Payouts/Year 3
Annualized $1.530
Previous Div $0.510
Ex-Date Oct 1, 2025

Growth Rates

Chowder Number 17.3
DGR 1Y 13.3%
DGR 3Y 20.4%
DGR 5Y 14.4%
DGR 10Y 7.6%

Total Returns

TTR 1Y - With Specials 29.1%
TTR 3Y - With Specials 9.6%
TTR 1Y - No Specials 29.1%
TTR 3Y - No Specials 9.6%

Fair Value

Fair Value (P/E 10) $42.78
FV (P/E 10) % 25.0%
Fair Value (Peter Lynch) $26.15
FV (Peter Lynch) % 105.0%
Fair Value (Blended) $47.11
FV (Blended) % 14.0%

Financial Metrics

Revenue 1Y 3.7%
NPM 24.9%
CF/Share $6.15
ROE 11.1%
Debt/Capital 17.0%
ROTC 9.6%
P/E 10.3x
P/BV 1.1x
PEG 205.20
📊 Financial data last updated: October 16, 2025 9:48 am

Calculate your THFF Dividend Returns

Quickly and easily calculate THFF dividend yield using our THFF calculator. Adjust the fields below to see how your THFF investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 7:24 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000194$51.50$0.512.97%2.97%$324$324224$11,524
2$12,037224$53.79$0.512.86%2.98%$370$694253$13,607
3$14,212253$56.18$0.512.75%2.99%$416$1,110282$15,828
4$16,532282$58.68$0.522.64%3.01%$461$1,571310$18,193
5$19,002310$61.29$0.522.54%3.02%$506$2,078338$20,709
6$21,630338$64.02$0.522.44%3.03%$551$2,629365$23,381
7$24,422365$66.87$0.522.34%3.04%$596$3,225392$26,217
8$27,384392$69.84$0.522.25%3.06%$640$3,864418$29,223
9$30,523418$72.95$0.532.17%3.07%$683$4,547444$32,406
10$33,848444$76.20$0.532.08%3.08%$726$5,274470$35,774

THFF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/01/202510/01/2025$0.5103.70%2.77%$55.19
07/01/202507/01/2025$0.5103.61%2.79%$54.91
04/01/202504/01/2025$0.5103.95%3.15%$48.64
01/03/202501/03/2025$0.5104.09%3.37%$45.46
10/01/202410/01/2024$0.4504.28%3.21%$42.05
07/01/202407/01/2024$0.4505.20%3.71%$36.35
03/28/202403/28/2024$0.4505.69%3.52%$38.33
12/29/202312/29/2023$0.4505.28%3.14%$43.03
06/15/202306/15/2023$0.5406.97%4.61%$35.17
01/05/202301/05/2023$0.7405.44%4.95%$44.89
06/16/202206/16/2022$0.5405.04%3.66%$44.27
01/06/202201/06/2022$0.6304.85%4.14%$45.61
06/16/202106/16/2021$0.5304.67%3.54%$44.94
01/07/202101/07/2021$0.5305.02%3.82%$41.60
06/12/202006/12/2020$0.5205.92%4.46%$34.99
01/07/202001/07/2020$0.5204.65%3.52%$44.30
06/14/201906/14/2019$0.5205.27%4.01%$38.88
01/07/201901/07/2019$0.5107.12%3.60%$42.53
06/14/201806/14/2018$0.5106.89%3.49%$43.85
01/05/201801/05/2018$0.5106.61%3.36%$45.55
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THFF 10-yr Total Return ($10,000 invested)

This analysis of THFF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 8.7% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (THFF)

Over the selected period, investing $10,000 in THFF would grow to $32,499 with DRIP (225.0%), and $27,958 without DRIP (179.6%).

THFF Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in THFF with historic price growth (4.45%) and dividend growth (0.40%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $83,492

Annual Dividend: $1,125

Yield on Cost: 3.31%

Total Dividends: $14,574

No DRIP

Portfolio: $74,206

Total Dividends: $11,986

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $160,059

Annual Dividend: $1,453

Yield on Cost: 3.16%

Total Dividends: $27,487

No DRIP

Portfolio: $132,482

Total Dividends: $21,268

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $7,619 against a total investment of $25,600. At this point, your portfolio is throwing off $860 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,015, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $14,574 versus $34,000 invested, nearly a 43% recovery of capital purely from income. Yield on cost reaches 3.31%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $1,297 is greater than total contributions to date ($40,000), and cumulative dividends exceed $20,623.

By year 30, the DRIP snowball is in full force. Yearly income reaches $1,453, cumulative dividends total $27,487, and the DRIP portfolio value stands at $160,059, compared with $132,482 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for THFF, price $51.50, dividend per period $0.51 (3×/year), along with historic growth assumptions: price growth 4.45% and dividend growth 0.40% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for THFF

Based on past 10-year performance, here are THFF growth metrics:

Share price CAGR of +6.73%
Dividend CAGR of +0.45%

Using THFF CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

THFF (DRIP)THFF (No DRIP)
Current Price$51.50$51.50
Start Shares194.17194.17
Start Value$10,000$10,000
After 10 years:
Final Share Count240.45194.17
Dividends Payment$1.60$1.60
Annual Dividends$379$311
Yield on cost3.79%3.11%
Share Price$98.74$98.74
Total Dividends$3,398$3,046
Final Value$23,742$22,218

Estimated Future Value + Dividends – THFF

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

THFF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/01/202510/01/2025$0.5103.70%2.77%$55.19
07/01/202507/01/2025$0.5103.61%2.79%$54.91
04/01/202504/01/2025$0.5103.95%3.15%$48.64
01/03/202501/03/2025$0.5104.09%3.37%$45.46
10/01/202410/01/2024$0.4504.28%3.21%$42.05
07/01/202407/01/2024$0.4505.20%3.71%$36.35
03/28/202403/28/2024$0.4505.69%3.52%$38.33
12/29/202312/29/2023$0.4505.28%3.14%$43.03
06/15/202306/15/2023$0.5406.97%4.61%$35.17
01/05/202301/05/2023$0.7405.44%4.95%$44.89
06/16/202206/16/2022$0.5405.04%3.66%$44.27
01/06/202201/06/2022$0.6304.85%4.14%$45.61
06/16/202106/16/2021$0.5304.67%3.54%$44.94
01/07/202101/07/2021$0.5305.02%3.82%$41.60
06/12/202006/12/2020$0.5205.92%4.46%$34.99
01/07/202001/07/2020$0.5204.65%3.52%$44.30
06/14/201906/14/2019$0.5205.27%4.01%$38.88
01/07/201901/07/2019$0.5107.12%3.60%$42.53
06/14/201806/14/2018$0.5106.89%3.49%$43.85
01/05/201801/05/2018$0.5106.61%3.36%$45.55
11/16/201711/16/2017$1.506.50%9.75%$46.15
06/14/201706/14/2017$0.5004.06%3.06%$49.00
01/04/201701/04/2017$0.5003.81%2.88%$52.00
06/15/201606/15/2016$0.5005.45%4.15%$36.15
01/06/201601/06/2016$0.4905.83%4.37%$33.63
06/15/201506/15/2015$0.4905.57%4.20%$34.99
01/06/201501/06/2015$0.4905.83%4.41%$33.30
06/12/201406/12/2014$0.4905.96%4.54%$32.40
01/03/201401/03/2014$0.4805.44%4.10%$35.10
06/12/201306/12/2013$0.4806.30%4.77%$30.18
12/12/201212/12/2012$0.4806.48%4.94%$29.17
06/13/201206/13/2012$0.4706.72%5.07%$27.83
12/13/201112/13/2011$0.4705.86%4.44%$31.76
06/13/201106/13/2011$0.4705.92%4.54%$31.06
12/13/201012/13/2010$0.4605.33%4.04%$34.17
06/11/201006/11/2010$0.4606.74%5.14%$26.84
12/23/200912/23/2009$0.4505.77%4.35%$31.03
06/11/200906/11/2009$0.4505.41%4.10%$32.91
12/11/200812/11/2008$0.4505.38%4.13%$32.71
06/12/200806/12/2008$0.4405.29%4.01%$32.88
12/12/200712/12/2007$0.4406.14%4.71%$28.02
06/13/200706/13/2007$0.4306.14%4.66%$27.68
12/13/200612/13/2006$0.4304.82%3.72%$34.66
06/14/200606/14/2006$0.4205.74%4.41%$28.57
11/30/200511/30/2005$0.4205.88%4.60%$27.38
06/15/200506/15/2005$0.4005.58%4.32%$27.76
12/01/200412/01/2004$0.4004.03%3.24%$37.00
06/14/200406/14/2004$0.3904.83%4.03%$29.01
12/03/200312/03/2003$0.3604.55%3.72%$29.00
06/09/200306/09/2003$0.3404.47%3.64%$27.99
12/04/200212/04/2002$0.3104.72%3.69%$25.20
06/10/200206/10/2002$0.3105.33%4.28%$21.75
12/05/200112/05/2001$0.2905.07%3.97%$21.90
06/08/200106/08/2001$0.2805.70%4.47%$18.78
12/06/200012/06/2000$0.2806.83%5.68%$14.78
06/09/200006/09/2000$0.2605.98%4.91%$15.88
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

THFF Price

Price to Earnings

THFF trades at a 31.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

THFF trades at a 9.1x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

THFF generated $0.1B in revenue. Revenue has grown by 36% over the period.

Net Income

THFF reported $0.0B in net income. Net income has grown by 40% over the period.

Revenue vs Net Income

THFF generated $0.1B in revenue with net income of $0.0B, representing a 28.8% net profit margin.

Gross Profit

THFF achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

THFF generated $0.0B in operating income, representing profit from core business operations.

EBITDA

THFF generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

THFF generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

THFF generated $0.0B in free cash flow. Free cash flow has increased by 41% over the period.

Free Cash Flow / Share

THFF generates $1.61 in free cash flow per share. FCF per share has grown by 41% over the period.

Earnings Per Share (EPS)

THFF reported $1.57 in earnings per share. EPS has grown by 40% over the period.

Return on Equity (ROE)

THFF delivered a 24.0% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

THFF achieved a 14.4% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

THFF maintains a 28.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

THFF operates with a 80.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

THFF holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

THFF has 0.0B shares outstanding.

Stock-Based Comp

THFF reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 36%.

FCF vs Stock Based Comp

THFF generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.

FCF vs FCF / Share

THFF reported $0.0B in free cash flow, translating to $1.61 per share.

Revenue: Actual + Estimates

This chart tracks THFF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks THFF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks THFF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks THFF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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