CFR – Dividend Returns, History & Calculator

Dividend Champion 31 Years

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial pr

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Company Info

Symbol CFR
Company Cullen/Frost Bankers, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $8,272.2M

Price Data

Price $128.60
Price Change -0.39
Price Change % -0.30%
Next Earnings Report Jan 29, 2026
Low (52W) $100.31
High (52W) $146.44

Dividend Data

Div Yield 3.11%
5Y Avg Yield 3.12%
Current Div $1.000
Payouts/Year 4
Annualized $4.000
Previous Div $1.000
Ex-date Nov 28, 2025
Dividend Pay Date Dec 15, 2025

Growth Rates

Chowder Number 9.9
DGR 1Y 5.6%
DGR 3Y 6.8%
DGR 5Y 6.7%
DGR 10Y 6.5%

Total Returns

TTR 1Y - With Specials 1.0%
TTR 3Y - With Specials 2.9%
TTR 1Y - No Specials 1.0%
TTR 3Y - No Specials 2.9%

Fair Value

Fair Value (P/E 10) $103.51
FV (P/E 10) % 24.0%
Fair Value (Peter Lynch) $243.00
FV (Peter Lynch) % -47.0%
Fair Value (Blended) $104.13
FV (Blended) % 24.0%

Financial Metrics

Revenue 1Y 3.2%
NPM 27.7%
CF/Share $2.46
ROE 14.8%
Debt/Capital 5.0%
ROTC 14.9%
P/E 13.2x
P/BV 1.9x
PEG 165.38
📊 Financial data last updated: December 29, 2025 12:21 pm (Data may be stale)

Calculate your CFR Dividend Returns

Quickly and easily calculate CFR dividend yield using our CFR calculator. Adjust the fields below to see how your CFR investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

CFR Dividend History

Invest in CFR with Interactive Brokers

CFR 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of CFR with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for CFR

Based on past 10-year performance, here are CFR growth metrics:

Share price CAGR of +9.51%
Dividend CAGR of +6.52%

Using CFR CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CFR (DRIP)CFR (No DRIP)
Current Price$129.02$129.02
Start Shares77.5177.51
Start Value$10,000$10,000
After 10 years:
Final Share Count100.8877.51
Dividends Payment$7.52$7.52
Annual Dividends$742$583
Yield on cost7.42%5.83%
Share Price$320.06$320.06
Total Dividends$5,137$4,461
Final Value$32,288$29,268

Estimated Future Value + Dividends – CFR

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CFR Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CFR Price

Price to Earnings

This chart displays CFR price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays CFR price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays CFR revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays CFR net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays CFR revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays CFR gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays CFR operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays CFR ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays CFR operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays CFR free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays CFR free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays CFR earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays CFR return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays CFR return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays CFR net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays CFR gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays CFR cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays CFR shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays CFR stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays CFR fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays CFR fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays CFR revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays CFR eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays CFR net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays CFR ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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