SBFG – Dividend Returns, History & Calculator

Dividend Contender 12 Years

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. I

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Company Info

Symbol SBFG

Company SB Financial Group, Inc.

Sector Financial Services

Industry Banks - Regional

Website Visit

Market Cap $125.1M

Price Data

Price $19.76

Price Change -0.03

Price Change % -0.15%

Next Earnings Oct 30, 2025

Low (52W) $17.10

High (52W) $24.48

Dividend Data

Div Yield 303.64%

5Y Avg Yield 310.44%

Current Div $0.150

Payouts/Year 4

Annualized $0.600

Previous Div $0.150

Ex-Date Aug 15, 2025

Growth Rates

Chowder Number 12.7

DGR 1Y 7.3%

DGR 3Y 8.3%

DGR 5Y 9.7%

DGR 10Y 12.5%

Total Returns

TTR 1Y - With Specials 5.4%

TTR 3Y - With Specials 9.7%

TTR 1Y - No Specials 5.4%

TTR 3Y - No Specials 9.7%

Fair Value

Fair Value (P/E 10) $16.26

FV (P/E 10) % 22.0%

Fair Value (Peter Lynch) $9.15

FV (Peter Lynch) % 116.0%

Fair Value (Blended) $18.57

FV (Blended) % 6.0%

Financial Metrics

Revenue 1Y 1.7%

NPM 27.0%

CF/Share $2.00

ROE 9.3%

Debt/Capital 29.0%

ROTC 6.5%

P/E 10.8x

P/BV 1.0x

PEG 2.01

📊 Financial data last updated: October 16, 2025 10:48 am

Calculate your SBFG Dividend Returns

Quickly and easily calculate SBFG dividend yield using our SBFG calculator. Adjust the fields below to see how your SBFG investments snowball over time.

Initial Investment: The lump sum you’re investing on day 1. Share Price: The current market price of one share. Dividend Amount (per payout): Enter the dividend paid per share each payout (e.g., quarterly for many ETFs). Annual yield is computed from this and the selected frequency. Dividend Frequency: How often you receive dividends (e.g. quarterly). Dividend Growth Rate: The yearly increase in dividend payouts (as a percentage). Share Price Growth: Expected annual increase in share price over time. Extra Investment: The amount you invest regularly (e.g. each month). Extra Invest Frequency: How often your extra investment is made (e.g. monthly). Length of Investment: How long you plan to keep investing and compounding.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 17, 2025 3:30 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

Year	Start Balance	Start Shares	Share Price	Dividend / Share	Dividend Yield	Yield on Cost	Annual Dividend	Total Dividends	End Shares	End Balance
1	$10,000	542	$18.44	$0.15	3.25%	3.25%	$354	$354	627	$11,554
2	$12,333	627	$19.68	$0.17	3.39%	3.62%	$449	$803	711	$13,982
3	$14,925	711	$21.01	$0.19	3.53%	4.02%	$560	$1,363	794	$16,685
4	$17,810	794	$22.42	$0.21	3.67%	4.46%	$690	$2,053	879	$19,701
5	$21,029	879	$23.93	$0.23	3.82%	4.96%	$843	$2,896	964	$23,073
6	$24,629	964	$25.55	$0.25	3.97%	5.51%	$1,024	$3,920	1,051	$26,852
7	$28,664	1,051	$27.27	$0.28	4.14%	6.12%	$1,235	$5,155	1,140	$31,099
8	$33,196	1,140	$29.11	$0.31	4.30%	6.80%	$1,485	$6,640	1,233	$35,881
9	$38,301	1,233	$31.07	$0.35	4.48%	7.55%	$1,779	$8,419	1,328	$41,280
10	$44,064	1,328	$33.17	$0.39	4.66%	8.39%	$2,126	$10,545	1,429	$47,391

SBFG Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
08/15/2025	08/15/2025	$0.150	2.84%	2.88%	$20.81
05/16/2025	05/16/2025	$0.150	3.01%	3.11%	$19.30
02/14/2025	02/14/2025	$0.145	2.43%	2.48%	$23.42
11/08/2024	11/08/2024	$0.145	3.00%	3.11%	$18.67
08/09/2024	08/09/2024	$0.140	3.57%	3.63%	$15.42
05/09/2024	05/09/2024	$0.140	3.96%	4.11%	$13.63
02/08/2024	02/08/2024	$0.135	3.44%	3.51%	$15.40
11/09/2023	11/09/2023	$0.135	3.92%	4.08%	$13.25
08/10/2023	08/10/2023	$0.130	3.67%	3.74%	$13.90
05/11/2023	05/11/2023	$0.130	4.22%	4.38%	$11.86
02/09/2023	02/09/2023	$0.125	2.90%	2.96%	$16.89
11/09/2022	11/09/2022	$0.125	2.91%	3.03%	$16.50
08/11/2022	08/11/2022	$0.120	2.77%	2.86%	$16.80
05/12/2022	05/12/2022	$0.120	2.53%	2.70%	$17.79
02/10/2022	02/10/2022	$0.115	2.20%	2.33%	$19.74
11/10/2021	11/10/2021	$0.110	2.28%	2.39%	$18.35
08/12/2021	08/12/2021	$0.105	2.42%	2.48%	$16.90
05/13/2021	05/13/2021	$0.105	2.31%	2.42%	$17.31
02/11/2021	02/11/2021	$0.100	2.24%	2.30%	$17.43
11/05/2020	11/05/2020	$0.100	2.56%	2.69%	$14.88

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SBFG 10-yr Total Return ($10,000 invested)

This analysis of SBFG demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 10.1% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Date	With DRIP	No DRIP	DRIP Advantage	Dividend
2015-11-10	$10,050	$10,050	$0	$0.052
2016-02-10	$9,269	$9,273	$-4	$0.052
2016-05-11	$9,701	$9,700	$1	$0.057
2016-08-10	$10,661	$10,645	$16	$0.057
2016-11-08	$11,780	$11,741	$40	$0.062
2017-02-08	$17,423	$17,236	$187	$0.062
2017-05-10	$16,449	$16,291	$158	$0.067
2017-08-09	$15,857	$15,718	$138	$0.067
2017-11-09	$16,598	$16,432	$166	$0.071
2018-02-15	$17,485	$17,282	$203	$0.071
2018-05-10	$18,285	$18,045	$239	$0.076
2018-08-09	$19,203	$18,918	$285	$0.076
2018-11-08	$17,364	$17,177	$187	$0.081
2019-02-07	$17,707	$17,500	$207	$0.081
2019-05-09	$17,813	$17,600	$213	$0.086
2019-08-08	$15,749	$15,673	$76	$0.086
2019-11-07	$17,036	$16,868	$168	$0.091
2020-02-06	$19,740	$19,364	$376	$0.091
2020-05-07	$14,961	$14,973	$-12	$0.095
2020-08-06	$13,048	$13,227	$-179	$0.095
2020-11-05	$15,783	$15,705	$79	$0.100
2021-02-11	$18,597	$18,236	$361	$0.100
2021-05-13	$18,587	$18,227	$360	$0.105
2021-08-12	$18,260	$17,936	$324	$0.105
2021-11-10	$19,942	$19,423	$519	$0.110
2022-02-10	$21,575	$20,857	$718	$0.115
2022-05-12	$19,575	$19,110	$464	$0.120
2022-08-11	$18,617	$18,280	$338	$0.120
2022-11-09	$18,423	$18,113	$311	$0.125
2023-02-09	$18,998	$18,604	$394	$0.125
2023-05-11	$13,487	$13,927	$-440	$0.130
2023-08-10	$15,954	$15,998	$-44	$0.130
2023-11-09	$15,363	$15,507	$-144	$0.135
2024-02-08	$18,013	$17,688	$325	$0.135
2024-05-09	$16,106	$16,132	$-26	$0.140
2024-08-09	$18,387	$17,974	$412	$0.140
2024-11-08	$22,435	$21,215	$1,220	$0.145
2025-02-14	$28,317	$25,888	$2,430	$0.145
2025-05-16	$23,517	$22,098	$1,419	$0.150
2025-08-15	$25,540	$23,683	$1,857	$0.150

Total Return with and without DRIP (SBFG)

Over the selected period, investing $10,000 in SBFG would grow to $33,778 with DRIP (237.8%), and $30,299 without DRIP (203.0%).

SBFG Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in SBFG with historic price growth (6.74%) and dividend growth (11.09%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $190,120

Annual Dividend: $13,755

Yield on Cost: 40.46%

Total Dividends: $71,363

No DRIP

Portfolio: $129,241

Total Dividends: $42,776

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $868,338

Annual Dividend: $93,664

Yield on Cost: 203.62%

Total Dividends: $453,496

No DRIP

Portfolio: $337,881

Total Dividends: $154,834

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $19,288 against a total investment of $25,600. At this point, your portfolio is throwing off $4,037 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $8,085, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $71,363 versus $34,000 invested, nearly a 210% recovery of capital purely from income. Yield on cost reaches 40.46%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $34,659 is greater than total contributions to date ($40,000), and cumulative dividends exceed $177,141.

By year 30, the DRIP snowball is in full force. Yearly income reaches $93,664, cumulative dividends total $453,496, and the DRIP portfolio value stands at $868,338, compared with $337,881 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for SBFG, price $18.44, dividend per period $0.15 (4×/year), along with historic growth assumptions: price growth 6.74% and dividend growth 11.09% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for SBFG

Based on past 10-year performance, here are SBFG growth metrics:

Share price CAGR of +3.64%

Dividend CAGR of +12.55%

Using SBFG CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

	SBFG (DRIP)	SBFG (No DRIP)
Current Price	$18.98	$18.98
Start Shares	526.87	526.87
Start Value	$10,000	$10,000
After 10 years:
Final Share Count	867.56	527.01
Dividends Payment	$1.96	$1.96
Annual Dividends	$1,583	$1,031
Yield on cost	15.83%	10.31%
Share Price	$27.12	$27.12
Total Dividends	$8,206	$6,412
Final Value	$23,528	$20,704

Estimated Future Value + Dividends – SBFG

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Date	Dividend	Share Price	Yield %	TTM Dividend	TTM Yield %
2015-11-10	$0.0524	$10.48	0.50%	$0.1905	1.82%
2016-02-10	$0.0524	$9.61	0.55%	$0.2000	2.08%
2016-05-11	$0.0571	$10.00	0.57%	$0.2095	2.10%
2016-08-10	$0.0571	$10.93	0.52%	$0.2190	2.00%
2016-11-08	$0.0619	$12.02	0.52%	$0.2286	1.90%
2017-02-08	$0.0619	$17.71	0.35%	$0.2381	1.34%
2017-05-10	$0.0667	$16.66	0.40%	$0.2476	1.49%
2017-08-09	$0.0667	$15.99	0.42%	$0.2571	1.61%
2017-11-09	$0.0714	$16.67	0.43%	$0.2667	1.60%
2018-02-15	$0.0714	$17.49	0.41%	$0.2762	1.58%
2018-05-10	$0.0762	$18.21	0.42%	$0.2857	1.57%
2018-08-09	$0.0762	$19.05	0.40%	$0.2952	1.55%
2018-11-08	$0.0810	$17.14	0.47%	$0.3048	1.78%
2019-02-07	$0.0810	$17.40	0.47%	$0.3143	1.81%
2019-05-09	$0.0857	$17.42	0.49%	$0.3238	1.86%
2019-08-08	$0.0857	$15.31	0.56%	$0.3333	2.18%
2019-11-07	$0.0905	$16.48	0.55%	$0.3429	2.08%
2020-02-06	$0.0905	$19.00	0.48%	$0.3524	1.85%
2020-05-07	$0.0952	$14.30	0.67%	$0.3619	2.53%
2020-08-06	$0.0952	$12.38	0.77%	$0.3714	3.00%
2020-11-05	$0.1000	$14.88	0.67%	$0.3810	2.56%
2021-02-11	$0.1000	$17.43	0.57%	$0.3905	2.24%
2021-05-13	$0.1048	$17.31	0.61%	$0.4000	2.31%
2021-08-12	$0.1048	$16.90	0.62%	$0.4095	2.42%
2021-11-10	$0.1095	$18.35	0.60%	$0.4190	2.28%
2022-02-10	$0.1150	$19.74	0.58%	$0.4340	2.20%
2022-05-12	$0.1200	$17.79	0.67%	$0.4493	2.53%
2022-08-11	$0.1200	$16.80	0.71%	$0.4645	2.77%
2022-11-09	$0.1250	$16.50	0.76%	$0.4800	2.91%
2023-02-09	$0.1250	$16.89	0.74%	$0.4900	2.90%
2023-05-11	$0.1300	$11.86	1.10%	$0.5000	4.22%
2023-08-10	$0.1300	$13.90	0.94%	$0.5100	3.67%
2023-11-09	$0.1350	$13.25	1.02%	$0.5200	3.92%
2024-02-08	$0.1350	$15.40	0.88%	$0.5300	3.44%
2024-05-09	$0.1400	$13.63	1.03%	$0.5400	3.96%
2024-08-09	$0.1400	$15.42	0.91%	$0.5500	3.57%
2024-11-08	$0.1450	$18.67	0.78%	$0.5600	3.00%
2025-02-14	$0.1450	$23.42	0.62%	$0.5700	2.43%
2025-05-16	$0.1500	$19.30	0.78%	$0.5800	3.01%
2025-08-15	$0.1500	$20.81	0.72%	$0.5900	2.84%

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Date	Dividend	Share Price	Yield %	QoQ Change
2015-11-10	$0.0524	$10.48	0.50%	N/A
2016-02-10	$0.0524	$9.61	0.55%	+0.0%
2016-05-11	$0.0571	$10.00	0.57%	+9.0%
2016-08-10	$0.0571	$10.93	0.52%	+0.0%
2016-11-08	$0.0619	$12.02	0.52%	+8.4%
2017-02-08	$0.0619	$17.71	0.35%	+0.0%
2017-05-10	$0.0667	$16.66	0.40%	+7.8%
2017-08-09	$0.0667	$15.99	0.42%	+0.0%
2017-11-09	$0.0714	$16.67	0.43%	+7.0%
2018-02-15	$0.0714	$17.49	0.41%	+0.0%
2018-05-10	$0.0762	$18.21	0.42%	+6.7%
2018-08-09	$0.0762	$19.05	0.40%	+0.0%
2018-11-08	$0.0810	$17.14	0.47%	+6.3%
2019-02-07	$0.0810	$17.40	0.47%	+0.0%
2019-05-09	$0.0857	$17.42	0.49%	+5.8%
2019-08-08	$0.0857	$15.31	0.56%	+0.0%
2019-11-07	$0.0905	$16.48	0.55%	+5.6%
2020-02-06	$0.0905	$19.00	0.48%	+0.0%
2020-05-07	$0.0952	$14.30	0.67%	+5.2%
2020-08-06	$0.0952	$12.38	0.77%	+0.0%
2020-11-05	$0.1000	$14.88	0.67%	+5.0%
2021-02-11	$0.1000	$17.43	0.57%	+0.0%
2021-05-13	$0.1048	$17.31	0.61%	+4.8%
2021-08-12	$0.1048	$16.90	0.62%	+0.0%
2021-11-10	$0.1095	$18.35	0.60%	+4.5%
2022-02-10	$0.1150	$19.74	0.58%	+5.0%
2022-05-12	$0.1200	$17.79	0.67%	+4.3%
2022-08-11	$0.1200	$16.80	0.71%	+0.0%
2022-11-09	$0.1250	$16.50	0.76%	+4.2%
2023-02-09	$0.1250	$16.89	0.74%	+0.0%
2023-05-11	$0.1300	$11.86	1.10%	+4.0%
2023-08-10	$0.1300	$13.90	0.94%	+0.0%
2023-11-09	$0.1350	$13.25	1.02%	+3.8%
2024-02-08	$0.1350	$15.40	0.88%	+0.0%
2024-05-09	$0.1400	$13.63	1.03%	+3.7%
2024-08-09	$0.1400	$15.42	0.91%	+0.0%
2024-11-08	$0.1450	$18.67	0.78%	+3.6%
2025-02-14	$0.1450	$23.42	0.62%	+0.0%
2025-05-16	$0.1500	$19.30	0.78%	+3.4%
2025-08-15	$0.1500	$20.81	0.72%	+0.0%

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

Date	Dividend	TTM Yield	5-yr Avg Yield	YoY Change
2015-11-10	$0.0524	1.82%	1.82%	N/A
2016-02-10	$0.0524	2.08%	1.95%	N/A
2016-05-11	$0.0571	2.10%	2.00%	N/A
2016-08-10	$0.0571	2.00%	2.00%	N/A
2016-11-08	$0.0619	1.90%	1.98%	20.0%
2017-02-08	$0.0619	1.34%	1.87%	19.1%
2017-05-10	$0.0667	1.49%	1.82%	18.2%
2017-08-09	$0.0667	1.61%	1.79%	17.4%
2017-11-09	$0.0714	1.60%	1.77%	16.7%
2018-02-15	$0.0714	1.58%	1.75%	16.0%
2018-05-10	$0.0762	1.57%	1.74%	15.4%
2018-08-09	$0.0762	1.55%	1.72%	14.8%
2018-11-08	$0.0810	1.78%	1.72%	14.3%
2019-02-07	$0.0810	1.81%	1.73%	13.8%
2019-05-09	$0.0857	1.86%	1.74%	13.3%
2019-08-08	$0.0857	2.18%	1.77%	12.9%
2019-11-07	$0.0905	2.08%	1.78%	12.5%
2020-02-06	$0.0905	1.85%	1.79%	12.1%
2020-05-07	$0.0952	2.53%	1.83%	11.8%
2020-08-06	$0.0952	3.00%	1.89%	11.4%
2020-11-05	$0.1000	2.56%	1.92%	11.1%
2021-02-11	$0.1000	2.24%	1.93%	10.8%
2021-05-13	$0.1048	2.31%	1.94%	10.5%
2021-08-12	$0.1048	2.42%	1.96%	10.3%
2021-11-10	$0.1095	2.28%	1.98%	10.0%
2022-02-10	$0.1150	2.20%	2.02%	11.1%
2022-05-12	$0.1200	2.53%	2.08%	12.3%
2022-08-11	$0.1200	2.77%	2.13%	13.4%
2022-11-09	$0.1250	2.91%	2.20%	14.6%
2023-02-09	$0.1250	2.90%	2.27%	12.9%
2023-05-11	$0.1300	4.22%	2.40%	11.3%
2023-08-10	$0.1300	3.67%	2.50%	9.8%
2023-11-09	$0.1350	3.92%	2.61%	8.3%
2024-02-08	$0.1350	3.44%	2.69%	8.2%
2024-05-09	$0.1400	3.96%	2.80%	8.0%
2024-08-09	$0.1400	3.57%	2.87%	7.8%
2024-11-08	$0.1450	3.00%	2.91%	7.7%
2025-02-14	$0.1450	2.43%	2.94%	7.6%
2025-05-16	$0.1500	3.01%	2.97%	7.4%
2025-08-15	$0.1500	2.84%	2.96%	7.3%

SBFG Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
08/15/2025	08/15/2025	$0.150	2.84%	2.88%	$20.81
05/16/2025	05/16/2025	$0.150	3.01%	3.11%	$19.30
02/14/2025	02/14/2025	$0.145	2.43%	2.48%	$23.42
11/08/2024	11/08/2024	$0.145	3.00%	3.11%	$18.67
08/09/2024	08/09/2024	$0.140	3.57%	3.63%	$15.42
05/09/2024	05/09/2024	$0.140	3.96%	4.11%	$13.63
02/08/2024	02/08/2024	$0.135	3.44%	3.51%	$15.40
11/09/2023	11/09/2023	$0.135	3.92%	4.08%	$13.25
08/10/2023	08/10/2023	$0.130	3.67%	3.74%	$13.90
05/11/2023	05/11/2023	$0.130	4.22%	4.38%	$11.86
02/09/2023	02/09/2023	$0.125	2.90%	2.96%	$16.89
11/09/2022	11/09/2022	$0.125	2.91%	3.03%	$16.50
08/11/2022	08/11/2022	$0.120	2.77%	2.86%	$16.80
05/12/2022	05/12/2022	$0.120	2.53%	2.70%	$17.79
02/10/2022	02/10/2022	$0.115	2.20%	2.33%	$19.74
11/10/2021	11/10/2021	$0.110	2.28%	2.39%	$18.35
08/12/2021	08/12/2021	$0.105	2.42%	2.48%	$16.90
05/13/2021	05/13/2021	$0.105	2.31%	2.42%	$17.31
02/11/2021	02/11/2021	$0.100	2.24%	2.30%	$17.43
11/05/2020	11/05/2020	$0.100	2.56%	2.69%	$14.88
08/06/2020	08/06/2020	$0.095	3.00%	3.08%	$12.38
05/07/2020	05/07/2020	$0.095	2.53%	2.66%	$14.30
02/06/2020	02/06/2020	$0.091	1.85%	1.90%	$19.00
11/07/2019	11/07/2019	$0.091	2.08%	2.20%	$16.48
08/08/2019	08/08/2019	$0.086	2.18%	2.24%	$15.31
05/09/2019	05/09/2019	$0.086	1.86%	1.97%	$17.42
02/07/2019	02/07/2019	$0.081	1.81%	1.86%	$17.40
11/08/2018	11/08/2018	$0.081	1.78%	1.89%	$17.14
08/09/2018	08/09/2018	$0.076	1.55%	1.60%	$19.05
05/10/2018	05/10/2018	$0.076	1.57%	1.67%	$18.21
02/15/2018	02/15/2018	$0.071	1.58%	1.63%	$17.49
11/09/2017	11/09/2017	$0.071	1.60%	1.71%	$16.67
08/09/2017	08/09/2017	$0.067	1.61%	1.67%	$15.99
05/10/2017	05/10/2017	$0.067	1.49%	1.60%	$16.66
02/08/2017	02/08/2017	$0.062	1.34%	1.40%	$17.71
11/08/2016	11/08/2016	$0.062	1.90%	2.06%	$12.02
08/10/2016	08/10/2016	$0.057	2.00%	2.09%	$10.93
05/11/2016	05/11/2016	$0.057	2.10%	2.29%	$10.00
02/10/2016	02/10/2016	$0.052	2.08%	2.18%	$9.61
11/10/2015	11/10/2015	$0.052	1.82%	2.00%	$10.48
08/12/2015	08/12/2015	$0.048	1.73%	1.82%	$10.48
05/13/2015	05/13/2015	$0.048	1.67%	1.85%	$10.30
02/04/2015	02/04/2015	$0.043	1.77%	1.88%	$9.14
11/05/2014	11/05/2014	$0.043	1.82%	2.05%	$8.38
08/06/2014	08/06/2014	$0.038	1.76%	1.88%	$8.11
05/07/2014	05/07/2014	$0.038	1.75%	2.00%	$7.64
02/05/2014	02/05/2014	$0.033	1.51%	1.63%	$8.19
10/30/2013	10/30/2013	$0.033	1.47%	1.72%	$7.76
07/31/2013	07/31/2013	$0.029	2.22%	1.52%	$7.52
05/08/2013	05/08/2013	$0.029	2.67%	1.36%	$8.39
03/15/2013	03/15/2013	$0.024	3.23%	1.10%	$8.69
11/04/2009	11/04/2009	$0.086	4.97%	4.97%	$6.90
08/05/2009	08/05/2009	$0.086	4.71%	4.71%	$7.29
04/29/2009	04/29/2009	$0.086	4.31%	4.31%	$7.95
02/04/2009	02/04/2009	$0.086	4.32%	4.44%	$7.71
10/30/2008	10/30/2008	$0.086	4.25%	4.50%	$7.62
08/06/2008	08/06/2008	$0.086	3.55%	4.00%	$8.58
04/30/2008	04/30/2008	$0.076	2.96%	3.16%	$9.66
02/06/2008	02/06/2008	$0.076	2.40%	2.74%	$11.13
10/31/2007	10/31/2007	$0.067	2.06%	2.21%	$12.05
08/01/2007	08/01/2007	$0.067	1.95%	2.19%	$12.18
05/02/2007	05/02/2007	$0.057	1.86%	1.94%	$11.76
02/07/2007	02/07/2007	$0.057	1.96%	2.14%	$10.67
11/02/2006	11/02/2006	$0.057	1.87%	2.13%	$10.71
08/02/2006	08/02/2006	$0.048	1.67%	1.67%	$11.40
05/03/2006	05/03/2006	$0.048	1.65%	1.65%	$11.52
02/08/2006	02/08/2006	$0.048	1.59%	1.59%	$12.00
11/02/2005	11/02/2005	$0.048	1.60%	1.60%	$11.90
08/03/2005	08/03/2005	$0.048	2.16%	1.54%	$12.33
05/04/2005	05/04/2005	$0.048	2.57%	1.43%	$13.33
02/09/2005	02/09/2005	$0.048	3.06%	1.39%	$13.69
06/05/2002	06/05/2002	$0.124	3.88%	3.95%	$12.53
03/13/2002	03/13/2002	$0.124	3.80%	3.95%	$12.54
12/13/2001	12/13/2001	$0.124	2.74%	3.86%	$12.84
06/06/2001	06/06/2001	$0.114	1.83%	3.66%	$12.48
12/13/2000	12/13/2000	$0.114	0.98%	3.92%	$11.67

Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Date	Payout Ratio	QoQ Change	YoY Change
2021-10-31	14.2%	N/A	N/A
2022-01-31	15.6%	+10.3%	N/A
2022-04-30	17.6%	+12.8%	N/A
2022-07-31	20.2%	+14.5%	N/A
2022-10-31	23.5%	+16.2%	+65.6%
2023-01-31	24.5%	+4.1%	+56.3%
2023-04-30	25.2%	+2.9%	+42.7%
2023-07-31	25.9%	+3.0%	+28.3%
2023-10-31	26.7%	+3.0%	+13.7%
2024-01-31	27.5%	+3.2%	+12.6%
2024-04-30	28.4%	+3.2%	+12.9%
2024-07-31	29.4%	+3.3%	+13.3%
2024-10-31	30.4%	+3.4%	+13.7%
2025-06-30	17.6%	-41.9%	-36.0%

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Date	Dividend/FCF Ratio	QoQ Change	YoY Change
2021-01-31	310.5%	N/A	N/A
2021-04-30	277.7%	-10.6%	N/A
2021-07-31	252.2%	-9.2%	N/A
2021-10-31	232.0%	-8.0%	N/A
2022-01-31	328.5%	+41.6%	+5.8%
2022-04-30	296.8%	-9.6%	+6.9%
2022-07-31	272.4%	-8.2%	+8.0%
2022-10-31	253.0%	-7.1%	+9.1%
2023-01-31	377.4%	+49.2%	+14.9%
2023-04-30	336.1%	-10.9%	+13.3%
2023-07-31	304.2%	-9.5%	+11.6%
2023-10-31	278.7%	-8.4%	+10.1%
2024-01-31	402.3%	+44.3%	+6.6%
2024-04-30	357.7%	-11.1%	+6.4%
2024-07-31	323.1%	-9.6%	+6.2%
2024-10-31	295.7%	-8.5%	+6.1%
2025-10-17	34.7%	-88.3%	-91.4%

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

SBFG Price

Date	Share Price	Price Change	QoQ Change	YoY Change
2015-11-10	$10.48	N/A	N/A	N/A
2016-02-10	$9.61	$-0.87	0.0%	N/A
2016-05-11	$10.00	+$0.39	9.0%	N/A
2016-08-10	$10.93	+$0.93	0.0%	N/A
2016-11-08	$12.02	+$1.09	8.4%	18.1%
2017-02-08	$17.71	+$5.70	0.0%	18.1%
2017-05-10	$16.66	$-1.06	7.8%	16.8%
2017-08-09	$15.99	$-0.67	0.0%	16.8%
2017-11-09	$16.67	+$0.68	7.1%	15.4%
2018-02-15	$17.49	+$0.82	0.0%	15.4%
2018-05-10	$18.21	+$0.72	6.7%	14.2%
2018-08-09	$19.05	+$0.84	0.0%	14.2%
2018-11-08	$17.14	$-1.90	6.3%	13.5%
2019-02-07	$17.40	+$0.26	0.0%	13.5%
2019-05-09	$17.42	+$0.02	5.8%	12.5%
2019-08-08	$15.31	$-2.10	0.0%	12.5%
2019-11-07	$16.48	+$1.16	5.6%	11.7%
2020-02-06	$19.00	+$2.52	0.0%	11.7%
2020-05-07	$14.30	$-4.70	5.2%	11.1%
2020-08-06	$12.38	$-1.92	0.0%	11.1%
2020-11-05	$14.88	+$2.50	5.0%	10.5%
2021-02-11	$17.43	+$2.55	0.0%	10.5%
2021-05-13	$17.31	$-0.11	4.8%	10.1%
2021-08-12	$16.90	$-0.41	0.0%	10.1%
2021-11-10	$18.35	+$1.45	4.5%	9.5%
2022-02-10	$19.74	+$1.39	5.0%	15.0%
2022-05-12	$17.79	$-1.95	4.4%	14.5%
2022-08-11	$16.80	$-0.99	0.0%	14.5%
2022-11-09	$16.50	$-0.30	4.2%	14.2%
2023-02-09	$16.89	+$0.39	0.0%	8.7%
2023-05-11	$11.86	$-5.03	4.0%	8.3%
2023-08-10	$13.90	+$2.04	0.0%	8.3%
2023-11-09	$13.25	$-0.65	3.9%	8.0%
2024-02-08	$15.40	+$2.15	0.0%	8.0%
2024-05-09	$13.63	$-1.77	3.7%	7.7%
2024-08-09	$15.42	+$1.79	0.0%	7.7%
2024-11-08	$18.67	+$3.25	3.6%	7.4%
2025-02-14	$23.42	+$4.75	0.0%	7.4%
2025-05-16	$19.30	$-4.12	3.5%	7.1%
2025-08-15	$20.81	+$1.51	0.0%	7.1%

Price to Earnings

SBFG trades at a 32.0x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

2021-01-31	24.1x	N/A	Q-Est
2021-04-30	22.8x	-5.4%	Q-Est
2021-07-31	24.4x	+7.0%	Q-Est
2021-10-31	24.0x	-1.7%	Q-Est
2022-01-31	37.9x	+57.9%	Q-Est
2022-04-30	38.4x	+1.4%	Q-Est
2022-07-31	34.9x	-9.2%	Q-Est
2022-10-31	34.1x	-2.4%	Q-Est
2023-01-31	35.5x	+4.1%	Q-Est
2023-04-30	35.2x	-0.8%	Q-Est
2023-07-31	26.4x	-25.0%	Q-Est
2023-10-31	28.3x	+7.0%	Q-Est
2024-01-31	33.9x	+19.9%	Q-Est
2024-04-30	30.7x	-9.4%	Q-Est
2024-07-31	30.9x	+0.7%	Q-Est
2024-09-30	43.7x	+41.4%	Q
2024-10-31	45.4x	+3.9%	Q-Est
2024-12-31	37.8x	-16.7%	Q
2025-03-31	65.6x	+73.6%	Q
2025-06-30	32.0x	-51.3%	Q

Price to Sales

SBFG trades at a 10.1x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

2021-01-31	11.6x	N/A	Q-Est
2021-04-30	11.0x	-5.4%	Q-Est
2021-07-31	11.8x	+7.0%	Q-Est
2021-10-31	11.6x	-1.7%	Q-Est
2022-01-31	12.0x	+4.0%	Q-Est
2022-04-30	12.2x	+1.4%	Q-Est
2022-07-31	11.1x	-9.2%	Q-Est
2022-10-31	10.8x	-2.4%	Q-Est
2023-01-31	10.9x	+0.9%	Q-Est
2023-04-30	10.8x	-0.8%	Q-Est
2023-07-31	8.1x	-25.0%	Q-Est
2023-10-31	8.7x	+7.0%	Q-Est
2024-01-31	9.7x	+11.9%	Q-Est
2024-04-30	8.8x	-9.4%	Q-Est
2024-07-31	8.9x	+0.7%	Q-Est
2024-09-30	10.1x	+13.7%	Q
2024-10-31	13.0x	+29.1%	Q-Est
2024-12-31	12.6x	-3.3%	Q
2025-03-31	12.6x	-0.4%	Q
2025-06-30	10.1x	-19.2%	Q

Revenue

SBFG generated $0.0B in revenue. Revenue has grown by 28% over the period.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	+0.0%	Q-Est
2021-07-31	$0.01B	+0.0%	Q-Est
2021-10-31	$0.01B	+0.0%	Q-Est
2022-01-31	$0.01B	+4.0%	Q-Est
2022-04-30	$0.01B	+0.0%	Q-Est
2022-07-31	$0.01B	+0.0%	Q-Est
2022-10-31	$0.01B	+0.0%	Q-Est
2023-01-31	$0.01B	-0.3%	Q-Est
2023-04-30	$0.01B	+0.0%	Q-Est
2023-07-31	$0.01B	+0.0%	Q-Est
2023-10-31	$0.01B	+0.0%	Q-Est
2024-01-31	$0.01B	+1.7%	Q-Est
2024-04-30	$0.01B	+0.0%	Q-Est
2024-07-31	$0.01B	+0.0%	Q-Est
2024-09-30	$0.01B	+2.1%	Q
2024-10-31	$0.01B	-2.0%	Q-Est
2024-12-31	$0.01B	+9.2%	Q
2025-03-31	$0.01B	+3.5%	Q
2025-06-30	$0.01B	+7.5%	Q

Net Income

SBFG reported $0.0B in net income.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	-31.5%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-3.4%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	-5.2%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	-17.9%	Q
2024-10-31	$0.00B	+21.8%	Q-Est
2024-12-31	$0.00B	+26.8%	Q
2025-03-31	$0.00B	-40.6%	Q
2025-06-30	$0.00B	+78.5%	Q

Revenue vs Net Income

SBFG generated $0.0B in revenue with net income of $0.0B, representing a 31.8% net profit margin.

2021-01-31	$0.01B	$0.00B	Q-Est
2021-04-30	$0.01B	$0.00B	Q-Est
2021-07-31	$0.01B	$0.00B	Q-Est
2021-10-31	$0.01B	$0.00B	Q-Est
2022-01-31	$0.01B	$0.00B	Q-Est
2022-04-30	$0.01B	$0.00B	Q-Est
2022-07-31	$0.01B	$0.00B	Q-Est
2022-10-31	$0.01B	$0.00B	Q-Est
2023-01-31	$0.01B	$0.00B	Q-Est
2023-04-30	$0.01B	$0.00B	Q-Est
2023-07-31	$0.01B	$0.00B	Q-Est
2023-10-31	$0.01B	$0.00B	Q-Est
2024-01-31	$0.01B	$0.00B	Q-Est
2024-04-30	$0.01B	$0.00B	Q-Est
2024-07-31	$0.01B	$0.00B	Q-Est
2024-09-30	$0.01B	$0.00B	Q
2024-10-31	$0.01B	$0.00B	Q-Est
2024-12-31	$0.01B	$0.00B	Q
2025-03-31	$0.01B	$0.00B	Q
2025-06-30	$0.01B	$0.00B	Q

Gross Profit

SBFG achieved $0.0B in gross profit, showing revenue after direct production costs.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	-4.3%	Q-Est
2021-07-31	$0.01B	+1.8%	Q-Est
2021-10-31	$0.01B	-4.9%	Q-Est
2022-01-31	$0.01B	+3.7%	Q-Est
2022-04-30	$0.01B	+1.1%	Q-Est
2022-07-31	$0.01B	+6.7%	Q-Est
2022-10-31	$0.01B	-3.1%	Q-Est
2023-01-31	$0.01B	+11.6%	Q-Est
2023-04-30	$0.01B	+5.4%	Q-Est
2023-07-31	$0.01B	-1.7%	Q-Est
2023-10-31	$0.01B	-0.6%	Q-Est
2024-01-31	$0.01B	+3.7%	Q-Est
2024-04-30	$0.01B	+1.2%	Q-Est
2024-07-31	$0.01B	-1.4%	Q-Est
2024-09-30	$0.01B	+2.7%	Q-Est
2024-10-31	$0.01B	-1.4%	Q-Est
2024-12-31	$0.01B	+1.7%	Q-Est
2025-03-31	$0.01B	+4.7%	Q-Est
2025-06-30	$0.01B	+16.5%	Q-Est

Operating Income

SBFG generated $0.0B in operating income, representing profit from core business operations.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	+4.0%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-0.3%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	+1.7%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	+2.1%	Q-Est
2024-10-31	$0.00B	-2.0%	Q-Est
2024-12-31	$0.00B	+9.2%	Q-Est
2025-03-31	$0.00B	+3.5%	Q-Est
2025-06-30	$0.00B	+7.5%	Q-Est

EBITDA

SBFG generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	+4.0%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-0.3%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	+1.7%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	+2.1%	Q-Est
2024-10-31	$0.00B	-2.0%	Q-Est
2024-12-31	$0.00B	+9.2%	Q-Est
2025-03-31	$0.00B	+3.5%	Q-Est
2025-06-30	$0.00B	+7.5%	Q-Est

Operating Cash Flow

SBFG generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	+0.0%	Q-Est
2021-07-31	$0.01B	+0.0%	Q-Est
2021-10-31	$0.01B	+0.0%	Q-Est
2022-01-31	$0.00B	-31.5%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-3.4%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	-5.2%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	-17.9%	Q-Est
2024-10-31	$0.00B	+21.8%	Q-Est
2024-12-31	$0.00B	+26.8%	Q-Est
2025-03-31	$0.00B	-40.6%	Q-Est
2025-06-30	$0.00B	+78.5%	Q-Est

Free Cash Flow

SBFG generated $0.0B in free cash flow. Free cash flow has decreased by 19% over the period.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	-33.9%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-3.7%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	-5.9%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	-20.3%	Q-Est
2024-10-31	$0.00B	+25.4%	Q-Est
2024-12-31	$0.00B	+28.8%	Q-Est
2025-03-31	$0.00B	-45.1%	Q-Est
2025-06-30	$0.00B	+91.9%	Q-Est

Free Cash Flow / Share

SBFG generates $0.63 in free cash flow per share. FCF per share has declined by 19% over the period.

2021-01-31	$0.78	N/A	Q-Est
2021-04-30	$0.78	+0.0%	Q-Est
2021-07-31	$0.78	+0.0%	Q-Est
2021-10-31	$0.78	+0.0%	Q-Est
2022-01-31	$0.51	-33.9%	Q-Est
2022-04-30	$0.51	+0.0%	Q-Est
2022-07-31	$0.51	+0.0%	Q-Est
2022-10-31	$0.51	+0.0%	Q-Est
2023-01-31	$0.49	-3.7%	Q-Est
2023-04-30	$0.49	+0.0%	Q-Est
2023-07-31	$0.49	+0.0%	Q-Est
2023-10-31	$0.49	+0.0%	Q-Est
2024-01-31	$0.47	-5.9%	Q-Est
2024-04-30	$0.47	+0.0%	Q-Est
2024-07-31	$0.47	+0.0%	Q-Est
2024-09-30	$0.37	-20.3%	Q-Est
2024-10-31	$0.47	+25.4%	Q-Est
2024-12-31	$0.60	+28.8%	Q-Est
2025-03-31	$0.33	-45.1%	Q-Est
2025-06-30	$0.63	+91.9%	Q-Est

Earnings Per Share (EPS)

SBFG reported $0.61 in earnings per share.

2021-01-31	$0.72	N/A	Q-Est
2021-04-30	$0.72	+0.0%	Q-Est
2021-07-31	$0.72	+0.0%	Q-Est
2021-10-31	$0.72	+0.0%	Q-Est
2022-01-31	$0.49	-31.5%	Q-Est
2022-04-30	$0.49	+0.0%	Q-Est
2022-07-31	$0.49	+0.0%	Q-Est
2022-10-31	$0.49	+0.0%	Q-Est
2023-01-31	$0.48	-3.4%	Q-Est
2023-04-30	$0.48	+0.0%	Q-Est
2023-07-31	$0.48	+0.0%	Q-Est
2023-10-31	$0.48	+0.0%	Q-Est
2024-01-31	$0.45	-5.2%	Q-Est
2024-04-30	$0.45	+0.0%	Q-Est
2024-07-31	$0.45	+0.0%	Q-Est
2024-09-30	$0.37	-17.9%	Q
2024-10-31	$0.45	+21.8%	Q-Est
2024-12-31	$0.57	+26.8%	Q
2025-03-31	$0.34	-40.6%	Q
2025-06-30	$0.61	+78.5%	Q

Return on Equity (ROE)

SBFG delivered a 26.5% return on equity, indicating how effectively the company generates returns for shareholders.

2021-01-31	40.2%	N/A	Q-Est
2021-04-30	40.2%	+0.0%	Q-Est
2021-07-31	40.2%	+0.0%	Q-Est
2021-10-31	40.2%	+0.0%	Q-Est
2022-01-31	26.5%	-34.1%	Q-Est
2022-04-30	26.5%	+0.0%	Q-Est
2022-07-31	26.5%	+0.0%	Q-Est
2022-10-31	26.5%	+0.0%	Q-Est
2023-01-31	25.7%	-3.1%	Q-Est
2023-04-30	25.7%	+0.0%	Q-Est
2023-07-31	25.7%	+0.0%	Q-Est
2023-10-31	25.7%	+0.0%	Q-Est
2024-01-31	23.9%	-6.7%	Q-Est
2024-04-30	23.9%	+0.0%	Q-Est
2024-07-31	23.9%	+0.0%	Q-Est
2024-09-30	19.3%	-19.5%	Q-Est
2024-10-31	23.9%	+24.3%	Q-Est
2024-12-31	27.8%	+16.1%	Q-Est
2025-03-31	15.9%	-42.7%	Q-Est
2025-06-30	26.5%	+66.1%	Q-Est

Return on Assets (ROA)

SBFG achieved a 15.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

2021-01-31	24.1%	N/A	Q-Est
2021-04-30	24.1%	+0.0%	Q-Est
2021-07-31	24.1%	+0.0%	Q-Est
2021-10-31	24.1%	+0.0%	Q-Est
2022-01-31	15.9%	-34.1%	Q-Est
2022-04-30	15.9%	+0.0%	Q-Est
2022-07-31	15.9%	+0.0%	Q-Est
2022-10-31	15.9%	+0.0%	Q-Est
2023-01-31	15.4%	-3.1%	Q-Est
2023-04-30	15.4%	+0.0%	Q-Est
2023-07-31	15.4%	+0.0%	Q-Est
2023-10-31	15.4%	+0.0%	Q-Est
2024-01-31	14.4%	-6.7%	Q-Est
2024-04-30	14.4%	+0.0%	Q-Est
2024-07-31	14.4%	+0.0%	Q-Est
2024-09-30	11.6%	-19.6%	Q-Est
2024-10-31	14.4%	+24.3%	Q-Est
2024-12-31	16.7%	+16.1%	Q-Est
2025-03-31	9.6%	-42.6%	Q-Est
2025-06-30	15.9%	+65.9%	Q-Est

Net Profit Margin

SBFG maintains a 31.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

2021-01-31	48.2%	N/A	Q-Est
2021-04-30	48.2%	+0.0%	Q-Est
2021-07-31	48.2%	+0.0%	Q-Est
2021-10-31	48.2%	+0.0%	Q-Est
2022-01-31	31.8%	-34.1%	Q-Est
2022-04-30	31.8%	+0.0%	Q-Est
2022-07-31	31.8%	+0.0%	Q-Est
2022-10-31	31.8%	+0.0%	Q-Est
2023-01-31	30.8%	-3.1%	Q-Est
2023-04-30	30.8%	+0.0%	Q-Est
2023-07-31	30.8%	+0.0%	Q-Est
2023-10-31	30.8%	+0.0%	Q-Est
2024-01-31	28.7%	-6.7%	Q-Est
2024-04-30	28.7%	+0.0%	Q-Est
2024-07-31	28.7%	+0.0%	Q-Est
2024-09-30	23.1%	-19.6%	Q
2024-10-31	28.7%	+24.3%	Q-Est
2024-12-31	33.4%	+16.1%	Q
2025-03-31	19.1%	-42.6%	Q
2025-06-30	31.8%	+66.0%	Q

Gross Profit Margin

SBFG operates with a 77.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

2021-01-31	70.5%	N/A	Q-Est
2021-04-30	67.4%	-4.3%	Q-Est
2021-07-31	68.6%	+1.8%	Q-Est
2021-10-31	65.2%	-4.9%	Q-Est
2022-01-31	65.1%	-0.3%	Q-Est
2022-04-30	65.8%	+1.1%	Q-Est
2022-07-31	70.2%	+6.7%	Q-Est
2022-10-31	68.1%	-3.1%	Q-Est
2023-01-31	76.2%	+11.9%	Q-Est
2023-04-30	80.3%	+5.4%	Q-Est
2023-07-31	78.9%	-1.7%	Q-Est
2023-10-31	78.5%	-0.6%	Q-Est
2024-01-31	80.1%	+2.1%	Q-Est
2024-04-30	81.1%	+1.2%	Q-Est
2024-07-31	80.0%	-1.4%	Q-Est
2024-09-30	80.4%	+0.6%	Q
2024-10-31	81.0%	+0.7%	Q-Est
2024-12-31	75.4%	-6.8%	Q
2025-03-31	76.3%	+1.1%	Q
2025-06-30	82.7%	+8.4%	Q

Cash & Debt

SBFG holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

2021-01-31	$0.00B	$0.00B	$0.00B	Q-Est
2021-04-30	$0.00B	$0.00B	$0.00B	Q-Est
2021-07-31	$0.00B	$0.00B	$0.00B	Q-Est
2021-10-31	$0.00B	$0.00B	$0.00B	Q-Est
2022-01-31	$0.00B	$0.00B	$0.00B	Q-Est
2022-04-30	$0.00B	$0.00B	$0.00B	Q-Est
2022-07-31	$0.00B	$0.00B	$0.00B	Q-Est
2022-10-31	$0.00B	$0.00B	$0.00B	Q-Est
2023-01-31	$0.00B	$0.00B	$0.00B	Q-Est
2023-04-30	$0.00B	$0.00B	$0.00B	Q-Est
2023-07-31	$0.00B	$0.00B	$0.00B	Q-Est
2023-10-31	$0.00B	$0.00B	$0.00B	Q-Est
2024-01-31	$0.00B	$0.00B	$0.00B	Q-Est
2024-04-30	$0.00B	$0.00B	$0.00B	Q-Est
2024-07-31	$0.00B	$0.00B	$0.00B	Q-Est
2024-09-30	$0.00B	$0.00B	$0.00B	Q-Est
2024-10-31	$0.00B	$0.00B	$0.00B	Q-Est
2024-12-31	$0.00B	$0.00B	$0.00B	Q-Est
2025-03-31	$0.00B	$0.00B	$0.00B	Q-Est
2025-06-30	$0.00B	$0.00B	$0.00B	Q-Est

Shares Outstanding

SBFG has 0.0B shares outstanding.

2021-01-31	0.01B	N/A	Q-Est
2021-04-30	0.01B	+0.0%	Q-Est
2021-07-31	0.01B	+0.0%	Q-Est
2021-10-31	0.01B	+0.0%	Q-Est
2022-01-31	0.01B	+0.0%	Q-Est
2022-04-30	0.01B	+0.0%	Q-Est
2022-07-31	0.01B	+0.0%	Q-Est
2022-10-31	0.01B	+0.0%	Q-Est
2023-01-31	0.01B	+0.0%	Q-Est
2023-04-30	0.01B	+0.0%	Q-Est
2023-07-31	0.01B	+0.0%	Q-Est
2023-10-31	0.01B	+0.0%	Q-Est
2024-01-31	0.01B	+0.0%	Q-Est
2024-04-30	0.01B	+0.0%	Q-Est
2024-07-31	0.01B	+0.0%	Q-Est
2024-09-30	0.01B	+0.0%	Q-Est
2024-10-31	0.01B	+0.0%	Q-Est
2024-12-31	0.01B	+0.0%	Q-Est
2025-03-31	0.01B	+0.0%	Q-Est
2025-06-30	0.01B	+0.0%	Q-Est

Stock-Based Comp

SBFG reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 28%.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	+4.0%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	-0.3%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	+1.7%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-09-30	$0.00B	+2.1%	Q-Est
2024-10-31	$0.00B	-2.0%	Q-Est
2024-12-31	$0.00B	+9.2%	Q-Est
2025-03-31	$0.00B	+3.5%	Q-Est
2025-06-30	$0.00B	+7.5%	Q-Est

FCF vs Stock Based Comp

SBFG generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.

2021-01-31	$0.00B	$0.00B	Q-Est
2021-04-30	$0.00B	$0.00B	Q-Est
2021-07-31	$0.00B	$0.00B	Q-Est
2021-10-31	$0.00B	$0.00B	Q-Est
2022-01-31	$0.00B	$0.00B	Q-Est
2022-04-30	$0.00B	$0.00B	Q-Est
2022-07-31	$0.00B	$0.00B	Q-Est
2022-10-31	$0.00B	$0.00B	Q-Est
2023-01-31	$0.00B	$0.00B	Q-Est
2023-04-30	$0.00B	$0.00B	Q-Est
2023-07-31	$0.00B	$0.00B	Q-Est
2023-10-31	$0.00B	$0.00B	Q-Est
2024-01-31	$0.00B	$0.00B	Q-Est
2024-04-30	$0.00B	$0.00B	Q-Est
2024-07-31	$0.00B	$0.00B	Q-Est
2024-09-30	$0.00B	$0.00B	Q-Est
2024-10-31	$0.00B	$0.00B	Q-Est
2024-12-31	$0.00B	$0.00B	Q-Est
2025-03-31	$0.00B	$0.00B	Q-Est
2025-06-30	$0.00B	$0.00B	Q-Est

FCF vs FCF / Share

SBFG reported $0.0B in free cash flow, translating to $0.63 per share.

2021-01-31	$0.00B	$0.78	Q-Est
2021-04-30	$0.00B	$0.78	Q-Est
2021-07-31	$0.00B	$0.78	Q-Est
2021-10-31	$0.00B	$0.78	Q-Est
2022-01-31	$0.00B	$0.51	Q-Est
2022-04-30	$0.00B	$0.51	Q-Est
2022-07-31	$0.00B	$0.51	Q-Est
2022-10-31	$0.00B	$0.51	Q-Est
2023-01-31	$0.00B	$0.49	Q-Est
2023-04-30	$0.00B	$0.49	Q-Est
2023-07-31	$0.00B	$0.49	Q-Est
2023-10-31	$0.00B	$0.49	Q-Est
2024-01-31	$0.00B	$0.47	Q-Est
2024-04-30	$0.00B	$0.47	Q-Est
2024-07-31	$0.00B	$0.47	Q-Est
2024-09-30	$0.00B	$0.37	Q-Est
2024-10-31	$0.00B	$0.47	Q-Est
2024-12-31	$0.00B	$0.60	Q-Est
2025-03-31	$0.00B	$0.33	Q-Est
2025-06-30	$0.00B	$0.63	Q-Est

Revenue: Actual + Estimates

This chart tracks SBFG revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.01B	Actual	Q-Est
2024-01-31	$0.01B	Estimate	Q-Est
2024-04-30	$0.01B	Actual	Q-Est
2024-04-30	$0.01B	Estimate	Q-Est
2024-07-31	$0.01B	Actual	Q-Est
2024-07-31	$0.01B	Estimate	Q-Est
2024-09-30	$0.01B	Actual	Q
2024-09-30	$0.01B	Estimate	Q
2024-10-31	$0.01B	Actual	Q-Est
2024-10-31	$0.01B	Estimate	Q-Est
2024-12-31	$0.01B	Actual	Q
2024-12-31	$0.01B	Estimate	Q
2025-03-31	$0.01B	Actual	Q
2025-03-31	$0.01B	Estimate	Q
2025-06-30	$0.01B	Actual	Q
2025-06-30	$0.01B	Estimate	Q
2025-09-30	$0.01B	Projection	F
2025-12-30	$0.01B	Projection	F
2026-03-30	$0.01B	Projection	F
2026-06-30	$0.01B	Projection	F

EPS: Actual + Estimates

This chart tracks SBFG eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.45	Actual	Q-Est
2024-01-31	$0.43	Estimate	Q-Est
2024-04-30	$0.45	Actual	Q-Est
2024-04-30	$0.43	Estimate	Q-Est
2024-07-31	$0.45	Actual	Q-Est
2024-07-31	$0.42	Estimate	Q-Est
2024-09-30	$0.45	Actual	Q-Est
2024-09-30	$0.42	Estimate	Q-Est
2024-10-31	$0.37	Actual	Q
2024-10-31	$0.42	Estimate	Q
2024-12-31	$0.45	Actual	Q-Est
2024-12-31	$0.41	Estimate	Q-Est
2025-03-31	$0.57	Actual	Q
2025-03-31	$0.41	Estimate	Q
2025-06-30	$0.61	Actual	Q
2025-06-30	$0.54	Estimate	Q
2025-09-30	$0.60	Projection	F
2025-12-30	$0.60	Projection	F
2026-03-30	$0.59	Projection	F
2026-06-30	$0.59	Projection	F

Net Income: Actual + Estimates

This chart tracks SBFG net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2025-06-30	$0.01B	Estimate	Q
2025-09-30	$0.01B	Projection	F
2025-12-30	$0.01B	Projection	F
2026-03-30	$0.01B	Projection	F
2026-06-30	$0.01B	Projection	F

EBITDA: Actual + Estimates

This chart tracks SBFG ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2025-12-30	$0.01B	Projection	F
2026-03-30	$0.01B	Projection	F
2026-06-30	$0.01B	Projection	F

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SBFG – Dividend Returns, History & Calculator

Company Info

Price Data

Dividend Data

Growth Rates

Total Returns

Fair Value

Financial Metrics

Calculate your SBFG Dividend Returns

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

SBFG Dividend History

SBFG 10-yr Total Return ($10,000 invested)

Total Return with and without DRIP (SBFG)

SBFG Dividend Reinvestment Snowball

After 20 Years

After 30 Years

Milestones on the way

How we estimate these numbers

Projected Future Returns & Dividends for SBFG

Estimated Future Value + Dividends – SBFG

Dividend History: Payments & Yield

Dividend Growth

Dividend Payments & Yield

SBFG Dividend History

Dividend Payout Ratio

Dividend to Free Cash Flow Ratio

Share Price

Price to Earnings

Price to Sales

Revenue

Net Income

Revenue vs Net Income

Gross Profit

Operating Income

EBITDA

Operating Cash Flow

Free Cash Flow

Free Cash Flow / Share

Earnings Per Share (EPS)

Return on Equity (ROE)

Return on Assets (ROA)

Net Profit Margin

Gross Profit Margin

Cash & Debt

Shares Outstanding

Stock-Based Comp

FCF vs Stock Based Comp

FCF vs FCF / Share

Revenue: Actual + Estimates

EPS: Actual + Estimates

Net Income: Actual + Estimates

EBITDA: Actual + Estimates

Other Articles of Interest

Related stocks

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