SFNC – Dividend Returns, History & Calculator

Dividend Contender 14 Years

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, time deposits, and corporate deposits;

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Company Info

Symbol SFNC
Company Simmons First National Corporat
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $2,620.8M

Price Data

Price $18.11
Price Change +0.66
Price Change % +3.78%
Next Earnings Report Jan 20, 2026
Low (52W) $17.00
High (52W) $25.52

Dividend Data

Div Yield 4.70%
5Y Avg Yield 3.81%
Current Div $0.213
Payouts/Year 4
Annualized $0.852
Previous Div $0.213
Ex-date Dec 15, 2025
Dividend Pay Date Jan 2, 2026

Growth Rates

Chowder Number 9.6
DGR 1Y 2.3%
DGR 3Y 4.2%
DGR 5Y 4.8%
DGR 10Y 6.4%

Total Returns

TTR 1Y - With Specials -20.4%
TTR 3Y - With Specials -2.6%
TTR 1Y - No Specials -20.4%
TTR 3Y - No Specials -2.6%

Fair Value

Fair Value (P/E 10) $17.38
FV (P/E 10) % 4.0%
Fair Value (Peter Lynch) $7.75
FV (Peter Lynch) % 134.0%
Fair Value (Blended) $19.50
FV (Blended) % -7.0%

Financial Metrics

Revenue 1Y -3.7%
NPM -49.4%
CF/Share $2.88
ROE -12.4%
Debt/Capital 17.0%
ROTC -9.5%
P/BV 0.8x
📊 Financial data last updated: November 24, 2025 1:42 pm

Calculate your SFNC Dividend Returns

Quickly and easily calculate SFNC dividend yield using our SFNC calculator. Adjust the fields below to see how your SFNC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 26, 2025 9:11 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000537$18.63$0.214.57%4.57%$500$500628$11,700
2$11,212628$17.85$0.235.08%4.86%$619$1,118730$13,031
3$12,488730$17.11$0.245.63%5.17%$761$1,880845$14,449
4$13,847845$16.40$0.266.25%5.50%$934$2,814975$15,981
5$15,315975$15.71$0.276.94%5.85%$1,143$3,9571,124$17,659
6$16,9231,124$15.06$0.297.70%6.22%$1,400$5,3571,296$19,523
7$18,7101,296$14.43$0.318.55%6.62%$1,716$7,0731,498$21,626
8$20,7251,498$13.83$0.339.48%7.04%$2,109$9,1831,738$24,034
9$23,0331,738$13.25$0.3510.52%7.49%$2,603$11,7852,025$26,836
10$25,7182,025$12.70$0.3711.68%7.96%$3,228$15,0142,373$30,146

SFNC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.2134.25%4.26%$19.98
06/13/202506/13/2025$0.2134.61%4.65%$18.34
03/14/202503/14/2025$0.2134.13%4.18%$20.39
12/13/202412/13/2024$0.2103.53%3.53%$23.77
09/13/202409/13/2024$0.2103.97%4.01%$20.93
06/14/202406/14/2024$0.2105.04%5.17%$16.26
03/14/202403/14/2024$0.2104.48%4.65%$18.07
12/14/202312/14/2023$0.2004.17%4.17%$19.20
09/14/202309/14/2023$0.2004.47%4.53%$17.66
06/14/202306/14/2023$0.2004.33%4.44%$18.02
03/14/202303/14/2023$0.2004.07%4.22%$18.94
12/14/202212/14/2022$0.1903.75%3.75%$20.25
09/14/202209/14/2022$0.1903.24%3.28%$23.15
06/14/202206/14/2022$0.1903.35%3.45%$22.06
03/14/202203/14/2022$0.1902.58%2.68%$28.32
12/14/202112/14/2021$0.1802.42%2.42%$29.70
09/14/202109/14/2021$0.1802.57%2.61%$27.61
06/14/202106/14/2021$0.1802.34%2.40%$29.97
03/12/202103/12/2021$0.1802.11%2.20%$32.69
12/14/202012/14/2020$0.1703.27%3.27%$20.82
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Invest in SFNC with Interactive Brokers

SFNC 10-yr Total Return ($10,000 invested)

This analysis of SFNC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 0.5% CAGR, representing modest long-term performance. The DRIP strategy provided 22% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (SFNC)

Over the selected period, investing $10,000 in SFNC would grow to $14,821 with DRIP (48.2%), and $13,975 without DRIP (39.7%).

SFNC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in SFNC with historic price growth (-4.17%) and dividend growth (6.36%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $205,279

Annual Dividend: $75,433

Yield on Cost: 221.86%

Total Dividends: $212,063

No DRIP

Portfolio: $73,369

Total Dividends: $52,969

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $45,157,866

Annual Dividend: $47,037,311

Yield on Cost: 102,255.02%

Total Dividends: $47,648,316

No DRIP

Portfolio: $215,371

Total Dividends: $192,285

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $31,254 against a total investment of $25,600. At this point, your portfolio is throwing off $7,901 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $25,146, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $212,063 versus $34,000 invested, nearly a 624% recovery of capital purely from income. Yield on cost reaches 221.86%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $950,807 is greater than total contributions to date ($40,000), and cumulative dividends exceed $1,664,991.

By year 30, the DRIP snowball is in full force. Yearly income reaches $47,037,311, cumulative dividends total $47,648,316, and the DRIP portfolio value stands at $45,157,866, compared with $215,371 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for SFNC, price $18.63, dividend per period $0.21 (4x/year), along with historic growth assumptions: price growth -4.17% and dividend growth 6.36% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for SFNC

Based on past 10-year performance, here are SFNC growth metrics:

Share price CAGR of +7.12%
Dividend CAGR of +6.44%

Using SFNC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

SFNC (DRIP)SFNC (No DRIP)
Current Price$17.54$17.54
Start Shares570.13570.13
Start Value$10,000$10,000
After 10 years:
Final Share Count901.72570.13
Dividends Payment$1.59$1.59
Annual Dividends$1,371$906
Yield on cost13.71%9.06%
Share Price$34.88$34.88
Total Dividends$8,848$6,956
Final Value$31,450$26,841

Estimated Future Value + Dividends – SFNC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

SFNC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.2134.25%4.26%$19.98
06/13/202506/13/2025$0.2134.61%4.65%$18.34
03/14/202503/14/2025$0.2134.13%4.18%$20.39
12/13/202412/13/2024$0.2103.53%3.53%$23.77
09/13/202409/13/2024$0.2103.97%4.01%$20.93
06/14/202406/14/2024$0.2105.04%5.17%$16.26
03/14/202403/14/2024$0.2104.48%4.65%$18.07
12/14/202312/14/2023$0.2004.17%4.17%$19.20
09/14/202309/14/2023$0.2004.47%4.53%$17.66
06/14/202306/14/2023$0.2004.33%4.44%$18.02
03/14/202303/14/2023$0.2004.07%4.22%$18.94
12/14/202212/14/2022$0.1903.75%3.75%$20.25
09/14/202209/14/2022$0.1903.24%3.28%$23.15
06/14/202206/14/2022$0.1903.35%3.45%$22.06
03/14/202203/14/2022$0.1902.58%2.68%$28.32
12/14/202112/14/2021$0.1802.42%2.42%$29.70
09/14/202109/14/2021$0.1802.57%2.61%$27.61
06/14/202106/14/2021$0.1802.34%2.40%$29.97
03/12/202103/12/2021$0.1802.11%2.20%$32.69
12/14/202012/14/2020$0.1703.27%3.27%$20.82
09/14/202009/14/2020$0.1704.06%4.12%$16.50
06/12/202006/12/2020$0.1704.03%4.16%$16.36
03/13/202003/13/2020$0.1703.80%3.98%$17.09
12/13/201912/13/2019$0.1602.47%2.47%$25.94
09/13/201909/13/2019$0.1602.47%2.51%$25.54
06/14/201906/14/2019$0.1602.65%2.74%$23.37
03/14/201903/14/2019$0.1602.40%2.52%$25.43
12/13/201812/13/2018$0.1502.34%2.34%$25.66
09/13/201809/13/2018$0.1501.85%1.93%$31.15
06/14/201806/14/2018$0.1501.74%1.89%$31.70
03/14/201803/14/2018$0.1501.75%2.00%$30.00
12/14/201712/14/2017$0.1251.81%1.81%$27.60
09/14/201709/14/2017$0.1251.83%1.85%$27.08
06/13/201706/13/2017$0.1251.83%1.87%$26.75
03/13/201703/13/2017$0.1251.70%1.75%$28.50
12/13/201612/13/2016$0.1201.48%1.48%$32.38
09/13/201609/13/2016$0.1201.93%1.95%$24.61
06/13/201606/13/2016$0.1202.01%2.06%$23.35
03/11/201603/11/2016$0.1202.08%2.15%$22.37
12/11/201512/11/2015$0.1151.78%1.78%$25.81
09/11/201509/11/2015$0.1151.95%1.98%$23.28
06/11/201506/11/2015$0.1152.02%2.06%$22.33
03/12/201503/12/2015$0.1152.03%2.10%$21.95
12/11/201412/11/2014$0.1102.19%2.19%$20.05
09/11/201409/11/2014$0.1102.09%2.11%$20.82
06/11/201406/11/2014$0.1102.09%2.14%$20.59
03/12/201403/12/2014$0.1102.30%2.38%$18.50
12/12/201312/12/2013$0.1052.47%2.47%$17.03
09/12/201309/12/2013$0.1053.09%3.13%$13.44
06/12/201306/12/2013$0.1053.17%3.24%$12.95
03/13/201303/13/2013$0.1053.19%3.31%$12.70
12/13/201212/13/2012$0.1003.31%3.31%$12.10
09/12/201209/12/2012$0.1003.36%3.40%$11.77
06/13/201206/13/2012$0.1003.37%3.46%$11.56
03/13/201203/13/2012$0.1002.91%3.02%$13.23
12/13/201112/13/2011$0.0952.88%2.88%$13.18
09/13/201109/13/2011$0.0953.49%3.49%$10.88
06/13/201106/13/2011$0.0953.12%3.12%$12.20
03/11/201103/11/2011$0.0952.76%2.76%$13.75
12/13/201012/13/2010$0.0952.60%2.60%$14.61
09/13/201009/13/2010$0.0952.72%2.72%$13.98
06/11/201006/11/2010$0.0952.90%2.90%$13.12
03/11/201003/11/2010$0.0952.82%2.82%$13.47
12/11/200912/11/2009$0.0952.94%2.94%$12.94
09/11/200909/11/2009$0.0952.70%2.70%$14.06
06/11/200906/11/2009$0.0952.68%2.68%$14.20
03/12/200903/12/2009$0.0953.25%3.25%$11.70
12/19/200812/19/2008$0.0952.64%2.64%$14.38
09/11/200809/11/2008$0.0952.50%2.50%$15.18
06/12/200806/12/2008$0.0952.40%2.43%$15.65
03/13/200803/13/2008$0.0952.66%2.74%$13.89
12/13/200712/13/2007$0.0952.78%2.89%$13.13
09/13/200709/13/2007$0.0902.77%2.77%$13.00
06/13/200706/13/2007$0.0902.60%2.64%$13.64
03/13/200703/13/2007$0.0902.57%2.64%$13.64
12/13/200612/13/2006$0.0902.15%2.28%$15.78
09/13/200609/13/2006$0.0852.21%2.28%$14.92
06/13/200606/13/2006$0.0852.37%2.51%$13.52
03/13/200603/13/2006$0.0802.20%2.27%$14.09
12/13/200512/13/2005$0.0802.10%2.21%$14.50
09/13/200509/13/2005$0.0752.20%2.20%$13.67
06/13/200506/13/2005$0.0752.38%2.42%$12.40
03/11/200503/11/2005$0.0752.41%2.50%$12.02
12/13/200412/13/2004$0.0751.93%2.03%$14.77
09/13/200409/13/2004$0.0702.11%2.11%$13.27
06/14/200406/14/2004$0.0702.36%2.41%$11.63
03/11/200403/11/2004$0.0702.06%2.14%$13.08
12/11/200312/11/2003$0.0701.92%2.05%$13.65
09/11/200309/11/2003$0.0652.03%2.07%$12.54
06/12/200306/12/2003$0.0652.43%2.52%$10.31
03/13/200303/13/2003$0.0632.76%2.81%$8.89
12/12/200212/12/2002$0.0632.60%2.71%$9.24
09/12/200209/12/2002$0.0602.59%2.64%$9.09
06/12/200206/12/2002$0.0602.59%2.71%$8.87
03/13/200203/13/2002$0.0583.44%2.82%$8.15
12/12/200112/12/2001$0.0583.46%2.87%$8.01
09/17/200109/17/2001$0.0553.28%2.65%$8.31
09/13/200109/13/2001$0.1103.12%5.09%$8.65
06/13/200106/13/2001$0.0552.71%2.84%$7.76
03/13/200103/13/2001$0.0533.42%3.50%$6.00
12/19/200012/19/2000$0.0533.74%3.93%$5.34
09/13/200009/13/2000$0.0503.66%3.75%$5.33
06/13/200006/13/2000$0.0503.82%4.03%$4.97
03/15/200003/15/2000$0.0483.27%3.36%$5.66
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

SFNC Price

Price to Earnings

SFNC trades at a 49.3x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

SFNC trades at a 12.9x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

SFNC generated $0.2B in revenue. Revenue has grown by 18% over the period.

Net Income

SFNC reported $-0.6B in net income. Net income has declined by 930% over the period.

Revenue vs Net Income

SFNC generated $0.2B in revenue with net income of $-0.6B, representing a -242.0% net profit margin.

Gross Profit

SFNC achieved $0.2B in gross profit, showing revenue after direct production costs.

Operating Income

SFNC generated $0.1B in operating income, representing profit from core business operations.

EBITDA

SFNC generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

SFNC generated $-0.6B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

SFNC generated $-0.7B in free cash flow. Free cash flow has decreased by 1,022% over the period.

Free Cash Flow / Share

SFNC generates $-4.53 in free cash flow per share. FCF per share has declined by 1,022% over the period.

Earnings Per Share (EPS)

SFNC reported $-3.89 in earnings per share. EPS has declined by 930% over the period.

Return on Equity (ROE)

SFNC delivered a -201.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

SFNC achieved a -121.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

SFNC maintains a -242.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

SFNC operates with a 76.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

SFNC holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

SFNC has 0.1B shares outstanding.

Stock-Based Comp

SFNC reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 18%.

FCF vs Stock Based Comp

SFNC generated $-0.7B in free cash flow while spending $0.0B on stock-based compensation, representing -1% of FCF.

FCF vs FCF / Share

SFNC reported $-0.7B in free cash flow, translating to $-4.53 per share.

Revenue: Actual + Estimates

This chart tracks SFNC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks SFNC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks SFNC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks SFNC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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