TOWN – Dividend Returns, History & Calculator

Dividend Contender 14 Years

Dividend Data

Div Yield 8.25%
5Y Avg Yield 3.46%
Current Div $0.700
Payouts/Year 4
Annualized $2.800
Previous Div $0.270
Ex-date May 4, 2026
Dividend Pay Date May 20, 2026

Price Data

Price $33.92
Price Change +0.24
Price Change % +0.72%
Next Earnings Report Jul 22, 2026
Low (52W) $31.91
High (52W) $37.86

Growth Rates

Chowder Number 28.1
DGR 1Y 78.0%
DGR 3Y 24.6%
DGR 5Y 19.8%
DGR 10Y 14.0%

Total Returns

TTR 1Y - With Specials 6.8%
TTR 3Y - With Specials 20.7%
TTR 1Y - No Specials 4.7%
TTR 3Y - No Specials 19.9%

Fair Value

Fair Value (P/E 10) $28.96
FV (P/E 10) % 17.0%
Fair Value (Peter Lynch) $52.00
FV (Peter Lynch) % -35.0%
Fair Value (Blended) $38.72
FV (Blended) % -12.0%

Financial Metrics

Revenue 1Y 20.5%
NPM 17.9%
CF/Share $1.97
ROE 6.6%
Debt/Capital 12.0%
ROTC 6.1%
P/E 16.3x
P/BV 1.1x
PEG 1.70

Company Info

Symbol TOWN
Company Towne Bank
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $3,097.2M
📊 Financial data last updated: May 18, 2026 1:36 pm

Calculate your TOWN Dividend Returns

Quickly and easily calculate TOWN dividend yield using our TOWN calculator. Adjust the fields below to see how your TOWN investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: May 22, 2026 9:44 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000289$34.59$0.708.09%8.09%$896$896350$12,096
2$12,705350$36.33$0.839.12%9.58%$1,269$2,165418$15,174
3$15,937418$38.16$0.9810.28%11.34%$1,781$3,946496$18,918
4$19,869496$40.08$1.1611.58%13.41%$2,492$6,438588$23,561
5$24,746588$42.09$1.3713.04%15.87%$3,490$9,928699$29,436
6$30,916699$44.21$1.6214.70%18.78%$4,915$14,843838$37,031
7$38,894838$46.43$1.9216.56%22.23%$6,981$21,8241,014$47,075
8$49,4421,014$48.77$2.2718.66%26.30%$10,037$31,8611,244$60,679
9$63,7311,244$51.22$2.6921.02%31.13%$14,656$46,5171,554$79,587
10$83,5891,554$53.80$3.1923.68%36.83%$21,814$68,3311,982$106,604

TOWN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
05/04/202605/04/2026$0.7004.37%8.10%$34.55
03/31/202603/31/2026$0.2703.21%3.21%$33.67
12/26/202512/26/2025$0.2703.15%3.21%$33.69
09/29/202509/29/2025$0.2702.99%3.11%$34.75
06/27/202506/27/2025$0.2702.97%3.14%$34.35
03/31/202503/31/2025$0.2502.92%2.92%$34.19
12/31/202412/31/2024$0.2502.94%2.94%$34.06
09/30/202409/30/2024$0.2503.02%3.02%$33.06
06/28/202406/28/2024$0.2503.67%3.67%$27.27
03/27/202403/27/2024$0.2503.60%3.60%$27.77
12/28/202312/28/2023$0.2503.22%3.29%$30.40
09/28/202309/28/2023$0.2504.21%4.39%$22.78
06/29/202306/29/2023$0.2503.98%4.23%$23.62
03/29/202303/29/2023$0.2303.37%3.37%$27.27
12/29/202212/29/2022$0.2302.88%2.97%$30.93
09/29/202209/29/2022$0.2303.17%3.39%$27.16
06/29/202206/29/2022$0.2303.06%3.39%$27.16
03/29/202203/29/2022$0.2002.57%2.57%$31.13
12/29/202112/29/2021$0.2002.46%2.52%$31.76
09/29/202109/29/2021$0.2002.46%2.59%$30.91
Page 1 of 1
Invest in TOWN with Interactive Brokers

TOWN 10-yr Total Return ($10,000 invested)

This analysis of TOWN demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 8.8% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (TOWN)

Over the selected period, investing $10,000 in TOWN would grow to $32,496 with DRIP (225.0%), and $28,485 without DRIP (184.8%).

TOWN Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in TOWN with historic price growth (5.03%) and dividend growth (18.34%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $15,155,231

Annual Dividend: $13,331,191

Yield on Cost: 39,209.39%

Total Dividends: $14,016,996

No DRIP

Portfolio: $344,169

Total Dividends: $276,609

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $10,356,049,897,136

Annual Dividend: $30,029,630,435,162

Yield on Cost: 65,281,805,293.83%

Total Dividends: $10,111,433,616,028

No DRIP

Portfolio: $1,960,108

Total Dividends: $1,834,230

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $226,782 against a total investment of $25,600. At this point, your portfolio is throwing off $113,742 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,229,229, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $14,016,996 versus $34,000 invested, nearly a 41,226% recovery of capital purely from income. Yield on cost reaches 39,209.39%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $3,981,475,453 is greater than total contributions to date ($40,000), and cumulative dividends exceed $2,392,663,216.

By year 30, the DRIP snowball is in full force. Yearly income reaches $30,029,630,435,162, cumulative dividends total $10,111,433,616,028, and the DRIP portfolio value stands at $10,356,049,897,136, compared with $1,960,108 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for TOWN, price $34.59, dividend per period $0.70 (4x/year), along with historic growth assumptions: price growth 5.03% and dividend growth 18.34% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for TOWN

Based on past 10-year performance, here are TOWN growth metrics:

Share price CAGR of +9.51%
Dividend CAGR of +12.14%

Using TOWN CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

TOWN (DRIP)TOWN (No DRIP)
Current Price$34.59$34.59
Start Shares289.10289.10
Start Value$10,000$10,000
After 10 years:
Final Share Count699.87289.10
Dividends Payment$8.81$8.81
Annual Dividends$5,591$2,547
Yield on cost55.91%25.47%
Share Price$85.82$85.82
Total Dividends$26,224$16,041
Final Value$60,060$40,851

Estimated Future Value + Dividends – TOWN

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

TOWN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
05/04/202605/04/2026$0.7004.37%8.10%$34.55
03/31/202603/31/2026$0.2703.21%3.21%$33.67
12/26/202512/26/2025$0.2703.15%3.21%$33.69
09/29/202509/29/2025$0.2702.99%3.11%$34.75
06/27/202506/27/2025$0.2702.97%3.14%$34.35
03/31/202503/31/2025$0.2502.92%2.92%$34.19
12/31/202412/31/2024$0.2502.94%2.94%$34.06
09/30/202409/30/2024$0.2503.02%3.02%$33.06
06/28/202406/28/2024$0.2503.67%3.67%$27.27
03/27/202403/27/2024$0.2503.60%3.60%$27.77
12/28/202312/28/2023$0.2503.22%3.29%$30.40
09/28/202309/28/2023$0.2504.21%4.39%$22.78
06/29/202306/29/2023$0.2503.98%4.23%$23.62
03/29/202303/29/2023$0.2303.37%3.37%$27.27
12/29/202212/29/2022$0.2302.88%2.97%$30.93
09/29/202209/29/2022$0.2303.17%3.39%$27.16
06/29/202206/29/2022$0.2303.06%3.39%$27.16
03/29/202203/29/2022$0.2002.57%2.57%$31.13
12/29/202112/29/2021$0.2002.46%2.52%$31.76
09/29/202109/29/2021$0.2002.46%2.59%$30.91
06/29/202106/29/2021$0.2002.43%2.63%$30.40
03/29/202103/29/2021$0.1802.39%2.39%$30.16
12/29/202012/29/2020$0.1803.13%3.13%$23.00
09/29/202009/29/2020$0.1804.43%4.43%$16.26
06/29/202006/29/2020$0.1803.89%3.89%$18.53
03/27/202003/27/2020$0.1804.24%4.24%$17.00
12/27/201912/27/2019$0.1802.51%2.58%$27.93
09/27/201909/27/2019$0.1802.44%2.59%$27.82
06/27/201906/27/2019$0.1802.43%2.65%$27.19
03/28/201903/28/2019$0.1602.58%2.58%$24.83
12/27/201812/27/2018$0.1602.62%2.70%$23.69
09/27/201809/27/2018$0.1601.96%2.09%$30.55
06/28/201806/28/2018$0.1601.79%1.98%$32.35
03/28/201803/28/2018$0.1401.95%1.95%$28.65
12/28/201712/28/2017$0.1401.75%1.78%$31.45
09/28/201709/28/2017$0.1401.61%1.67%$33.50
06/28/201706/28/2017$0.1401.73%1.83%$30.60
03/28/201703/28/2017$0.1301.63%1.63%$31.90
12/28/201612/28/2016$0.1301.52%1.55%$33.55
09/28/201609/28/2016$0.1302.08%2.17%$24.00
06/28/201606/28/2016$0.1302.39%2.54%$20.47
03/28/201603/28/2016$0.1202.55%2.55%$18.80
12/28/201512/28/2015$0.1202.24%2.29%$21.00
09/28/201509/28/2015$0.1202.43%2.54%$18.92
06/26/201506/26/2015$0.1202.68%2.86%$16.81
03/26/201503/26/2015$0.1102.76%2.76%$15.95
12/26/201412/26/2014$0.1102.75%2.82%$15.62
09/24/201409/24/2014$0.1103.01%3.15%$13.96
06/25/201406/25/2014$0.1102.56%2.75%$16.00
03/26/201403/26/2014$0.1002.53%2.59%$15.44
12/27/201312/27/2013$0.1002.52%2.66%$15.05
09/25/201309/25/2013$0.1002.52%2.73%$14.66
06/26/201306/26/2013$0.0902.47%2.54%$14.15
03/26/201303/26/2013$0.0902.26%2.40%$15.03
12/05/201212/05/2012$0.0902.17%2.38%$15.11
09/26/201209/26/2012$0.0802.04%2.07%$15.47
06/27/201206/27/2012$0.0802.28%2.33%$13.72
03/28/201203/28/2012$0.0782.31%2.31%$13.43
12/28/201112/28/2011$0.0782.61%2.61%$11.92
09/28/201109/28/2011$0.0782.91%2.91%$10.68
06/28/201106/28/2011$0.0782.37%2.37%$13.09
03/29/201103/29/2011$0.0782.08%2.08%$14.90
12/29/201012/29/2010$0.0781.95%1.95%$15.92
09/28/201009/28/2010$0.0782.19%2.19%$14.16
06/28/201006/28/2010$0.0782.09%2.09%$14.87
03/29/201003/29/2010$0.0782.22%2.22%$13.99
12/29/200912/29/2009$0.0782.75%2.75%$11.30
09/28/200909/28/2009$0.0782.48%2.48%$12.51
06/29/200906/29/2009$0.0782.29%2.29%$13.59
03/30/200903/30/2009$0.0782.01%2.01%$15.48
12/29/200812/29/2008$0.0781.38%1.38%$22.49
09/29/200809/29/2008$0.0781.41%1.41%$22.09
06/27/200806/27/2008$0.0782.01%2.01%$15.49
03/28/200803/28/2008$0.0782.19%2.19%$14.18
12/27/200712/27/2007$0.0782.06%2.06%$15.05
09/27/200709/27/2007$0.0782.95%1.75%$17.77
06/28/200706/28/2007$0.0784.25%1.97%$15.78
03/29/200703/29/2007$0.0783.91%1.70%$18.30
12/18/200612/18/2006$0.2913.66%6.09%$19.15
02/22/200602/22/2006$0.2232.06%4.18%$21.36
02/23/200502/23/2005$0.1231.05%2.37%$20.69
04/16/200404/16/2004$0.0630.52%1.39%$18.07
04/23/200304/23/2003$0.0310.29%1.14%$11.00
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter-over-quarter and year-over-year changes for additional context.

TOWN Price

Price to Earnings

TOWN trades at a 78.0x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

TOWN trades at a 13.0x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

TOWN generated $0.2B in revenue. Revenue has grown by 44% over the period.

Net Income

TOWN reported $0.0B in net income.

Revenue vs Net Income

TOWN generated $0.2B in revenue with net income of $0.0B, representing a 16.6% net profit margin.

Gross Profit

TOWN achieved $0.2B in gross profit, showing revenue after direct production costs.

Operating Income

TOWN generated $0.1B in operating income, representing profit from core business operations.

EBITDA

TOWN generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

TOWN generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

TOWN generated $0.0B in free cash flow. Free cash flow has decreased by 20% over the period.

Free Cash Flow / Share

TOWN generates $0.42 in free cash flow per share. FCF per share has declined by 20% over the period.

Earnings Per Share (EPS)

TOWN reported $0.45 in earnings per share.

Return on Equity (ROE)

TOWN delivered a 13.9% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

TOWN achieved a 8.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

TOWN maintains a 16.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

TOWN operates with a 81.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

TOWN holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

TOWN has 0.1B shares outstanding.

Stock-Based Comp

TOWN reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 44%.

FCF vs Stock Based Comp

TOWN generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 16% of FCF.

FCF vs FCF / Share

TOWN reported $0.0B in free cash flow, translating to $0.42 per share.

Revenue: Actual + Estimates

This chart tracks TOWN revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks TOWN eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks TOWN net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks TOWN ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About Towne Bank

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance. The company provides tre

...
Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

Download now

Get your dividend champions spreadsheet.