TSBK – Dividend Returns, History & Calculator

Dividend Contender 13 Years

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as wel

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Company Info

Symbol TSBK
Company Timberland Bancorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $254.1M

Price Data

Price $32.17
Price Change -0.27
Price Change % -0.83%
Next Earnings Oct 30, 2025
Low (52W) $27.51
High (52W) $38.08

Dividend Data

Div Yield 323.28%
5Y Avg Yield 350.69%
Current Div $0.260
Payouts/Year 4
Annualized $1.040
Previous Div $0.260
Ex-Date Aug 8, 2025

Growth Rates

Chowder Number 6.9
DGR 1Y 7.4%
DGR 3Y 5.4%
DGR 5Y 3.7%
DGR 10Y 15.6%

Total Returns

TTR 1Y - With Specials 11.6%
TTR 3Y - With Specials 8.3%
TTR 1Y - No Specials 11.6%
TTR 3Y - No Specials 8.3%

Fair Value

Fair Value (P/E 10) $26.24
FV (P/E 10) % 23.0%
Fair Value (Peter Lynch) $17.00
FV (Peter Lynch) % 89.0%

Financial Metrics

Revenue 1Y -4.5%
NPM 17.2%
CF/Share $3.38
ROE 10.9%
Debt/Capital 8.0%
ROTC 2.2%
P/E 9.5x
P/BV 1.0x
📊 Financial data last updated: October 16, 2025 10:52 am

Calculate your TSBK Dividend Returns

Quickly and easily calculate TSBK dividend yield using our TSBK calculator. Adjust the fields below to see how your TSBK investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 17, 2025 10:56 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000320$31.27$0.263.33%3.33%$362$362370$11,562
2$12,860370$34.78$0.283.23%3.59%$445$807417$14,504
3$16,132417$38.68$0.303.14%3.88%$536$1,343462$17,868
4$19,874462$43.02$0.333.05%4.19%$636$1,979505$21,709
5$24,146505$47.85$0.352.96%4.53%$745$2,724545$26,091
6$29,019545$53.22$0.382.88%4.90%$865$3,589584$31,085
7$34,573584$59.20$0.412.79%5.29%$997$4,587621$36,771
8$40,897621$65.84$0.452.71%5.71%$1,142$5,728657$43,239
9$48,092657$73.23$0.482.64%6.17%$1,300$7,029691$50,592
10$56,270691$81.45$0.522.56%6.67%$1,474$8,503724$58,944

TSBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/08/202508/08/2025$0.2603.29%3.36%$30.99
05/09/202505/09/2025$0.2603.26%3.39%$30.64
02/14/202502/14/2025$0.2503.22%3.28%$30.48
11/15/202411/15/2024$0.2503.03%3.13%$31.97
08/09/202408/09/2024$0.2403.39%3.43%$28.00
05/09/202405/09/2024$0.2403.60%3.68%$26.12
02/08/202402/08/2024$0.2403.48%3.59%$26.72
11/10/202311/10/2023$0.2303.24%3.24%$28.42
08/10/202308/10/2023$0.2303.35%3.05%$30.12
05/11/202305/11/2023$0.2304.38%4.03%$22.81
02/09/202302/09/2023$0.2302.85%2.65%$34.72
11/09/202211/09/2022$0.3202.91%3.81%$33.62
08/11/202208/11/2022$0.2203.33%3.37%$26.15
05/12/202205/12/2022$0.2203.74%3.43%$25.69
02/10/202202/10/2022$0.2203.48%3.22%$27.30
11/10/202111/10/2021$0.2103.66%2.95%$28.43
08/12/202108/12/2021$0.3103.48%4.19%$29.62
05/13/202105/13/2021$0.2103.12%2.84%$29.53
02/11/202102/11/2021$0.3103.38%4.60%$26.95
11/12/202011/12/2020$0.2003.74%3.74%$21.38
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TSBK 10-yr Total Return ($10,000 invested)

This analysis of TSBK demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.9% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (TSBK)

Over the selected period, investing $10,000 in TSBK would grow to $46,268 with DRIP (362.7%), and $40,611 without DRIP (306.1%).

TSBK Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in TSBK with historic price growth (11.22%) and dividend growth (8.04%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $250,112

Annual Dividend: $4,653

Yield on Cost: 13.69%

Total Dividends: $36,048

No DRIP

Portfolio: $194,872

Total Dividends: $27,176

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $869,064

Annual Dividend: $12,092

Yield on Cost: 26.29%

Total Dividends: $111,324

No DRIP

Portfolio: $581,083

Total Dividends: $73,776

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $13,752 against a total investment of $25,600. At this point, your portfolio is throwing off $2,231 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $3,428, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $36,048 versus $34,000 invested, nearly a 106% recovery of capital purely from income. Yield on cost reaches 13.69%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $7,574 is greater than total contributions to date ($40,000), and cumulative dividends exceed $64,889.

By year 30, the DRIP snowball is in full force. Yearly income reaches $12,092, cumulative dividends total $111,324, and the DRIP portfolio value stands at $869,064, compared with $581,083 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for TSBK, price $31.27, dividend per period $0.26 (4×/year), along with historic growth assumptions: price growth 11.22% and dividend growth 8.04% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for TSBK

Based on past 10-year performance, here are TSBK growth metrics:

Share price CAGR of +9.72%
Dividend CAGR of +15.57%

Using TSBK CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

TSBK (DRIP)TSBK (No DRIP)
Current Price$31.09$31.09
Start Shares321.65321.65
Start Value$10,000$10,000
After 10 years:
Final Share Count499.34321.60
Dividends Payment$4.42$4.42
Annual Dividends$2,090$1,421
Yield on cost20.90%14.21%
Share Price$78.61$78.61
Total Dividends$10,222$8,069
Final Value$39,253$33,349

Estimated Future Value + Dividends – TSBK

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

TSBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/08/202508/08/2025$0.2603.29%3.36%$30.99
05/09/202505/09/2025$0.2603.26%3.39%$30.64
02/14/202502/14/2025$0.2503.22%3.28%$30.48
11/15/202411/15/2024$0.2503.03%3.13%$31.97
08/09/202408/09/2024$0.2403.39%3.43%$28.00
05/09/202405/09/2024$0.2403.60%3.68%$26.12
02/08/202402/08/2024$0.2403.48%3.59%$26.72
11/10/202311/10/2023$0.2303.24%3.24%$28.42
08/10/202308/10/2023$0.2303.35%3.05%$30.12
05/11/202305/11/2023$0.2304.38%4.03%$22.81
02/09/202302/09/2023$0.2302.85%2.65%$34.72
11/09/202211/09/2022$0.3202.91%3.81%$33.62
08/11/202208/11/2022$0.2203.33%3.37%$26.15
05/12/202205/12/2022$0.2203.74%3.43%$25.69
02/10/202202/10/2022$0.2203.48%3.22%$27.30
11/10/202111/10/2021$0.2103.66%2.95%$28.43
08/12/202108/12/2021$0.3103.48%4.19%$29.62
05/13/202105/13/2021$0.2103.12%2.84%$29.53
02/11/202102/11/2021$0.3103.38%4.60%$26.95
11/12/202011/12/2020$0.2003.74%3.74%$21.38
08/13/202008/13/2020$0.2005.01%4.72%$16.95
05/14/202005/14/2020$0.2004.98%4.98%$16.05
02/13/202002/13/2020$0.2003.09%2.91%$27.50
11/14/201911/14/2019$0.2502.80%3.50%$28.58
08/14/201908/14/2019$0.1503.30%2.54%$23.62
05/14/201905/14/2019$0.2502.62%3.45%$28.97
02/13/201902/13/2019$0.1502.57%2.09%$28.76
11/15/201811/15/2018$0.2302.51%3.21%$28.66
08/09/201808/09/2018$0.1301.65%1.43%$36.37
05/10/201805/10/2018$0.2302.02%2.82%$32.66
02/13/201802/13/2018$0.1301.94%1.86%$27.90
11/15/201711/15/2017$0.1101.88%1.59%$27.66
08/09/201708/09/2017$0.1901.86%2.83%$26.82
05/10/201705/10/2017$0.1101.81%1.99%$22.09
02/09/201702/09/2017$0.1101.69%2.00%$21.95
11/14/201611/14/2016$0.0901.96%2.08%$17.32
08/10/201608/10/2016$0.0902.40%2.34%$15.40
05/11/201605/11/2016$0.0802.48%2.26%$14.14
02/10/201602/10/2016$0.0802.67%2.59%$12.35
11/12/201511/12/2015$0.1202.40%3.71%$12.94
08/12/201508/12/2015$0.0702.24%2.61%$10.71
05/12/201505/12/2015$0.0602.10%2.29%$10.49
02/11/201502/11/2015$0.0601.88%2.26%$10.64
11/12/201411/12/2014$0.0501.72%1.91%$10.46
08/12/201408/12/2014$0.0501.51%1.88%$10.62
05/12/201405/12/2014$0.0401.30%1.48%$10.78
02/12/201402/12/2014$0.0401.17%1.44%$11.09
11/14/201311/14/2013$0.0301.39%1.39%$8.66
08/07/201308/07/2013$0.0301.15%1.38%$8.69
05/08/201305/08/2013$0.0301.22%1.46%$8.23
02/04/201302/04/2013$0.0301.57%1.45%$8.28
02/10/201002/10/2010$0.0105.51%1.05%$3.81
11/12/200911/12/2009$0.0307.19%2.78%$4.31
08/12/200908/12/2009$0.0609.63%5.93%$4.05
05/13/200905/13/2009$0.1109.05%9.05%$4.86
02/10/200902/10/2009$0.1107.11%7.11%$6.19
11/10/200811/10/2008$0.1106.72%6.72%$6.55
08/06/200808/06/2008$0.1105.93%6.07%$7.25
05/06/200805/06/2008$0.1103.76%3.94%$11.17
02/06/200802/06/2008$0.1103.16%3.48%$12.65
11/08/200711/08/2007$0.1002.67%2.81%$14.25
08/07/200708/07/2007$0.1002.31%2.50%$16.00
05/03/200705/03/2007$0.0902.02%2.02%$17.83
02/07/200702/07/2007$0.0901.90%1.95%$18.44
11/09/200611/09/2006$0.0901.84%1.95%$18.44
08/07/200608/07/2006$0.0901.83%1.99%$18.07
05/05/200605/05/2006$0.0802.21%2.21%$14.51
02/07/200602/07/2006$0.0802.50%2.54%$12.60
11/07/200511/07/2005$0.0802.67%2.76%$11.60
08/05/200508/05/2005$0.0802.57%2.70%$11.87
05/06/200505/06/2005$0.0752.58%2.58%$11.64
02/04/200502/04/2005$0.0752.51%2.55%$11.75
11/05/200411/05/2004$0.0752.38%2.46%$12.20
08/06/200408/06/2004$0.0752.52%2.65%$11.33
05/06/200405/06/2004$0.0702.52%2.52%$11.11
02/06/200402/06/2004$0.0702.29%2.37%$11.80
11/06/200311/06/2003$0.0702.14%2.30%$12.15
07/31/200307/31/2003$0.0702.20%2.46%$11.38
04/30/200304/30/2003$0.0602.35%2.35%$10.23
02/05/200302/05/2003$0.0602.50%2.55%$9.41
11/01/200211/01/2002$0.0602.71%2.83%$8.48
08/02/200208/02/2002$0.0602.76%2.94%$8.15
05/01/200205/01/2002$0.0552.61%2.61%$8.43
01/30/200201/30/2002$0.0552.72%2.79%$7.90
11/02/200111/02/2001$0.0553.06%3.21%$6.86
08/01/200108/01/2001$0.0552.57%2.76%$7.99
05/02/200105/02/2001$0.0502.84%2.84%$7.04
01/31/200101/31/2001$0.0502.82%2.90%$6.91
11/01/200011/01/2000$0.0503.10%3.35%$5.97
08/02/200008/02/2000$0.0503.06%3.50%$5.72
05/03/200005/03/2000$0.0453.52%3.84%$4.69
02/11/200002/11/2000$0.0402.97%3.07%$5.22
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

TSBK Price

Price to Earnings

Price to Sales

Revenue

TSBK generated $0.0B in revenue.

Net Income

TSBK reported $0.0B in net income. Net income has grown by 49% over the period.

Revenue vs Net Income

TSBK generated $0.0B in revenue with net income of $0.0B, representing a 19.6% net profit margin.

Gross Profit

TSBK achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

TSBK generated $0.0B in operating income, representing profit from core business operations.

EBITDA

TSBK generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

TSBK generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

TSBK generated $0.0B in free cash flow. Free cash flow has increased by 62% over the period.

Free Cash Flow / Share

TSBK generates $0.21 in free cash flow per share. FCF per share has grown by 62% over the period.

Earnings Per Share (EPS)

TSBK reported $0.22 in earnings per share. EPS has grown by 49% over the period.

Return on Equity (ROE)

TSBK delivered a 16.3% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

TSBK achieved a 9.8% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

TSBK maintains a 19.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

TSBK operates with a 60.7% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

TSBK holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

TSBK has 0.0B shares outstanding.

Stock-Based Comp

TSBK reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

TSBK generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 13% of FCF.

FCF vs FCF / Share

TSBK reported $0.0B in free cash flow, translating to $0.21 per share.

Revenue: Actual + Estimates

This chart tracks TSBK revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks TSBK eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks TSBK net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks TSBK ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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