UNTY – Dividend Returns, History & Calculator

Dividend Contender 12 Years

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, and retirement accounts, as well as time and noninterest and interest

...

Company Info

Symbol UNTY
Company Unity Bancorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $527.1M

Price Data

Price $52.50
Price Change -0.51
Price Change % -0.96%
Next Earnings Report Jan 14, 2026
Low (52W) $36.65
High (52W) $57.24

Dividend Data

Div Yield 1.14%
5Y Avg Yield 1.63%
Current Div $0.150
Payouts/Year 4
Annualized $0.600
Previous Div $0.150
Ex-date Dec 5, 2025
Dividend Pay Date Dec 19, 2025

Growth Rates

Chowder Number 13.8
DGR 1Y 11.5%
DGR 3Y 10.5%
DGR 5Y 12.6%
DGR 10Y 16.4%

Total Returns

TTR 1Y - With Specials 24.0%
TTR 3Y - With Specials 26.8%
TTR 1Y - No Specials 24.0%
TTR 3Y - No Specials 26.8%

Fair Value

Fair Value (P/E 10) $24.68
FV (P/E 10) % 113.0%
Fair Value (Peter Lynch) $131.75
FV (Peter Lynch) % -60.0%
Fair Value (Blended) $25.56
FV (Blended) % 105.0%

Financial Metrics

Revenue 1Y 3.8%
NPM 43.2%
CF/Share $6.09
ROE 17.5%
Debt/Capital 42.0%
ROTC 9.1%
P/E 10.0x
P/BV 1.6x
PEG 2.27
📊 Financial data last updated: December 29, 2025 1:47 pm (Data may be stale)

Calculate your UNTY Dividend Returns

Quickly and easily calculate UNTY dividend yield using our UNTY calculator. Adjust the fields below to see how your UNTY investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

UNTY Dividend History

Invest in UNTY with Interactive Brokers

UNTY 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of UNTY with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for UNTY

Based on past 10-year performance, here are UNTY growth metrics:

Share price CAGR of +11.64%
Dividend CAGR of +16.38%

Using UNTY CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

UNTY (DRIP)UNTY (No DRIP)
Current Price$54.72$54.72
Start Shares182.75182.75
Start Value$10,000$10,000
After 10 years:
Final Share Count209.75182.75
Dividends Payment$2.73$2.73
Annual Dividends$564$500
Yield on cost5.64%5.00%
Share Price$164.63$164.63
Total Dividends$2,986$2,772
Final Value$34,531$32,858

Estimated Future Value + Dividends – UNTY

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

UNTY Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

UNTY Price

Price to Earnings

This chart displays UNTY price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays UNTY price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays UNTY revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays UNTY net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays UNTY revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays UNTY gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays UNTY operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays UNTY ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays UNTY operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays UNTY free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays UNTY free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays UNTY earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays UNTY return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays UNTY return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays UNTY net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays UNTY gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays UNTY cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays UNTY shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays UNTY stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays UNTY fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays UNTY fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays UNTY revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays UNTY eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays UNTY net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays UNTY ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

Download now

Get your dividend champions spreadsheet.