- FBP dividends remain supported by strong profitability and a modest 35 percent payout ratio.
- The stock enters its ex dividend date with a forward yield of about 3.6 percent.
- Institutional ownership near 98 percent continues to shape market volatility and sentiment.
Ex Dividend Setup
FBP heads into a key week for income investors as shares are set to trade ex dividend on Friday, 28 November. The quarterly dividend remains at 0.18 dollars per share, unchanged from the prior payout.
With the stock trading near 20.16 dollars, the forward yield sits at roughly 3.6 percent. Shares are expected to open lower by about the dividend amount, a typical mechanical move also seen across regional banks scheduled to trade ex dividend on 11/28/25.
Investors should note that any purchase after Thursday’s close will not qualify for the 12 December dividend payment.
Dividend Quality and Financial Strength
FBP dividends have been shaped by a year of moderation after the payout was trimmed earlier in 2025 to 0.18 dollars. Despite the reduction, the bank continues to show solid earnings support.
Analyst commentary highlights that the payout ratio remains modest at about 35 percent, as referenced in payout ratio remains modest at about 35%. This conservative level gives management flexibility to protect capital while still providing income to shareholders.
Returns continue to stand out. ROE remains above 17 percent, net margins exceed 30 percent, and leverage is modest with a debt to capital ratio near 13 percent.
At a price to earnings ratio under 10, the valuation aligns attractively with the bank’s profitability profile, reinforcing dividend stability.
Institutional Flows and Market Sentiment
Institutional investors continue to dominate ownership of FBP shares. While some funds trimmed positions during the second quarter, overall institutional ownership remains nearly 98 percent, as noted in nearly 98%.
High institutional concentration can help support long term stability but also magnify short term volatility when large holders rebalance portfolios.
Analyst sentiment has softened slightly following several target cuts, but the consensus still stands at Moderate Buy with an average price target of 24 dollars.
FBP continues to outperform on core profitability and recently delivered an earnings beat, both constructive signals for the sustainability of FBP dividends.
Valuation and Dividend Outlook
FBP’s current yield is broadly consistent with regional bank peers. Among companies going ex dividend this week, the implied annual dividend yields are 3.60 percent, as shown in implied annual dividend yields are 3.60% for FBP.
The bank’s long term dividend profile remains mixed. Its five year dividend CAGR exceeds 28 percent, but the recent reduction resets expectations for forward growth.
With earnings strength intact and a low payout ratio, gradual future increases remain possible once macro and credit conditions stabilize.
What Dividend Investors Should Consider This Week
Expect a brief share price drop on Friday reflecting the dividend amount. FBP fundamentals continue to support the payout despite this year’s trim.
The stock remains attractively valued at under 10 times earnings with strong profitability metrics. Institutional concentration may lead to sharper moves around quarterly positioning.
For income focused investors, FBP dividends appear well covered and supported by healthy earnings. The recent cut warrants monitoring, but the overall financial profile suggests the payout remains secure heading into 2025.
