CFFI – Dividend Returns, History & Calculator

Dividend Contender 12 Years

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Communit

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Company Info

Symbol CFFI
Company C&F Financial Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $225.5M

Price Data

Price $69.65
Price Change +0.42
Price Change % +0.61%
Next Earnings Report Jan 28, 2026
Low (52W) $53.14
High (52W) $89.90

Dividend Data

Div Yield 2.64%
5Y Avg Yield 3.09%
Current Div $0.460
Payouts/Year 4
Annualized $1.840
Previous Div $0.460
Ex-date Sep 15, 2025
Dividend Pay Date Oct 1, 2025

Growth Rates

Chowder Number 6.3
DGR 1Y 3.4%
DGR 3Y 4.0%
DGR 5Y 3.7%
DGR 10Y 4.3%

Total Returns

TTR 1Y - With Specials 9.4%
TTR 3Y - With Specials 13.5%
TTR 1Y - No Specials 9.4%
TTR 3Y - No Specials 13.5%

Fair Value

Fair Value (P/E 10) $51.72
FV (P/E 10) % 35.0%
Fair Value (Peter Lynch) $40.40
FV (Peter Lynch) % 72.0%

Financial Metrics

Revenue 1Y 9.4%
NPM 20.4%
CF/Share $17.84
ROE 10.9%
Debt/Capital 30.0%
ROTC 4.0%
P/E 8.6x
P/BV 0.9x
📊 Financial data last updated: November 10, 2025 12:51 pm (Data may be stale)

Calculate your CFFI Dividend Returns

Quickly and easily calculate CFFI dividend yield using our CFFI calculator. Adjust the fields below to see how your CFFI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

CFFI Dividend History

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CFFI 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of CFFI with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for CFFI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CFFI Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CFFI Price

Price to Earnings

This chart displays CFFI price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays CFFI price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays CFFI revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays CFFI net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays CFFI revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays CFFI gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays CFFI operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays CFFI ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays CFFI operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays CFFI free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays CFFI free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays CFFI earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays CFFI return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays CFFI return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays CFFI net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays CFFI gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays CFFI cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays CFFI shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays CFFI stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays CFFI fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays CFFI fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays CFFI revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays CFFI eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays CFFI net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays CFFI ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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