ERIE – Dividend Returns, History & Calculator

Dividend Champion 35 Years

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation, and sales and advertising s

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Company Info

Symbol ERIE
Company Erie Indemnity Company
Sector Financial Services
Industry Insurance Brokers
Website Visit
Market Cap $16,649.1M

Price Data

Price $318.40
Price Change -2.74
Price Change % -0.85%
Next Earnings Oct 30, 2025
Low (52W) $306.80
High (52W) $518.00

Dividend Data

Div Yield 171.48%
5Y Avg Yield 186.56%
Current Div $1.365
Payouts/Year 4
Annualized $5.460
Previous Div $1.365
Ex-Date Oct 6, 2025

Growth Rates

Chowder Number 8.9
DGR 1Y 7.1%
DGR 3Y 7.1%
DGR 5Y 7.2%
DGR 10Y 7.2%

Total Returns

TTR 1Y - With Specials -35.9%
TTR 3Y - With Specials 13.6%
TTR 1Y - No Specials -35.9%
TTR 3Y - No Specials 13.6%

Fair Value

Fair Value (P/E 10) $214.73
FV (P/E 10) % 48.0%
Fair Value (Peter Lynch) $59.80
FV (Peter Lynch) % 432.0%
Fair Value (Blended) $237.44
FV (Blended) % 34.0%

Financial Metrics

Revenue 1Y 16.1%
NPM 15.7%
CF/Share $14.90
ROE 31.1%
Current R 1.5x
ROTC 30.5%
P/E 26.6x
P/BV 7.6x
PEG 1.63
📊 Financial data last updated: October 16, 2025 9:43 am

Calculate your ERIE Dividend Returns

Quickly and easily calculate ERIE dividend yield using our ERIE calculator. Adjust the fields below to see how your ERIE investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 17, 2025 12:43 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00032$311.93$1.371.75%1.75%$189$18937$11,389
2$12,97937$355.47$1.451.64%1.86%$226$41541$14,405
3$16,41641$405.10$1.551.53%1.98%$264$67944$17,880
4$20,37644$461.65$1.651.43%2.11%$303$98247$21,879
5$24,93347$526.09$1.751.33%2.25%$344$1,32650$26,477
6$30,17350$599.53$1.871.25%2.39%$387$1,71353$31,760
7$36,19453$683.22$1.991.16%2.55%$432$2,14555$37,825
8$43,10555$778.60$2.121.09%2.71%$479$2,62358$44,784
9$51,03658$887.29$2.251.02%2.89%$528$3,15159$52,763
10$60,12959$1,011.15$2.400.95%3.07%$579$3,73061$61,908

ERIE Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/06/202510/06/2025$1.371.73%1.73%$316.19
07/08/202507/08/2025$1.371.58%1.60%$340.91
04/07/202504/07/2025$1.371.39%1.43%$381.05
01/07/202501/07/2025$1.371.29%1.36%$402.26
10/07/202410/07/2024$1.280.98%0.98%$521.98
07/09/202407/09/2024$1.281.41%1.43%$356.56
04/08/202404/08/2024$1.281.24%1.28%$398.48
01/05/202401/05/2024$1.281.47%1.55%$329.81
10/04/202310/04/2023$1.191.58%1.58%$301.46
07/05/202307/05/2023$1.192.27%2.31%$205.92
04/04/202304/04/2023$1.192.01%2.08%$228.76
01/04/202301/04/2023$1.191.87%1.97%$242.23
10/04/202210/04/2022$1.111.90%1.90%$234.20
07/05/202207/05/2022$1.112.25%2.29%$193.74
04/04/202204/04/2022$1.112.40%2.48%$178.75
01/04/202201/04/2022$1.112.20%2.32%$191.55
10/04/202110/04/2021$1.042.29%2.29%$180.69
07/02/202107/02/2021$1.042.66%2.16%$192.11
04/05/202104/05/2021$1.042.26%1.86%$222.88
01/04/202101/04/2021$1.042.06%1.72%$240.91
Page 1 of 1

ERIE 10-yr Total Return ($10,000 invested)

This analysis of ERIE demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 15.7% CAGR, representing strong long-term performance. While recent 5-year returns averaged 7.4% annually, the exceptional 10-year performance of 15.7% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (ERIE)

Over the selected period, investing $10,000 in ERIE would grow to $52,759 with DRIP (427.6%), and $46,616 without DRIP (366.2%).

ERIE Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in ERIE with historic price growth (13.96%) and dividend growth (6.46%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $294,615

Annual Dividend: $1,321

Yield on Cost: 3.89%

Total Dividends: $12,667

No DRIP

Portfolio: $264,560

Total Dividends: $11,328

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,148,326

Annual Dividend: $2,607

Yield on Cost: 5.67%

Total Dividends: $31,073

No DRIP

Portfolio: $987,235

Total Dividends: $26,895

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $5,658 against a total investment of $25,600. At this point, your portfolio is throwing off $781 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,063, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $12,667 versus $34,000 invested, nearly a 37% recovery of capital purely from income. Yield on cost reaches 3.89%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $1,868 is greater than total contributions to date ($40,000), and cumulative dividends exceed $20,325.

By year 30, the DRIP snowball is in full force. Yearly income reaches $2,607, cumulative dividends total $31,073, and the DRIP portfolio value stands at $1,148,326, compared with $987,235 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for ERIE, price $311.93, dividend per period $1.37 (4×/year), along with historic growth assumptions: price growth 13.96% and dividend growth 6.46% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for ERIE

Based on past 10-year performance, here are ERIE growth metrics:

Share price CAGR of +12.25%
Dividend CAGR of +7.20%

Using ERIE CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

ERIE (DRIP)ERIE (No DRIP)
Current Price$312.37$312.37
Start Shares32.0132.01
Start Value$10,000$10,000
After 10 years:
Final Share Count36.6832.01
Dividends Payment$10.94$10.94
Annual Dividends$397$350
Yield on cost3.97%3.50%
Share Price$992.04$992.04
Total Dividends$2,817$2,614
Final Value$36,383$34,372

Estimated Future Value + Dividends – ERIE

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

ERIE Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/06/202510/06/2025$1.371.73%1.73%$316.19
07/08/202507/08/2025$1.371.58%1.60%$340.91
04/07/202504/07/2025$1.371.39%1.43%$381.05
01/07/202501/07/2025$1.371.29%1.36%$402.26
10/07/202410/07/2024$1.280.98%0.98%$521.98
07/09/202407/09/2024$1.281.41%1.43%$356.56
04/08/202404/08/2024$1.281.24%1.28%$398.48
01/05/202401/05/2024$1.281.47%1.55%$329.81
10/04/202310/04/2023$1.191.58%1.58%$301.46
07/05/202307/05/2023$1.192.27%2.31%$205.92
04/04/202304/04/2023$1.192.01%2.08%$228.76
01/04/202301/04/2023$1.191.87%1.97%$242.23
10/04/202210/04/2022$1.111.90%1.90%$234.20
07/05/202207/05/2022$1.112.25%2.29%$193.74
04/04/202204/04/2022$1.112.40%2.48%$178.75
01/04/202201/04/2022$1.112.20%2.32%$191.55
10/04/202110/04/2021$1.042.29%2.29%$180.69
07/02/202107/02/2021$1.042.66%2.16%$192.11
04/05/202104/05/2021$1.042.26%1.86%$222.88
01/04/202101/04/2021$1.042.06%1.72%$240.91
12/18/202012/18/2020$2.001.98%3.23%$247.65
10/02/202010/02/2020$0.9651.81%1.81%$213.25
07/06/202007/06/2020$0.9651.99%2.02%$190.63
04/03/202004/03/2020$0.9652.27%2.35%$164.14
01/06/202001/06/2020$0.9652.19%2.30%$167.56
10/04/201910/04/2019$0.9001.98%1.98%$181.60
07/08/201907/08/2019$0.9001.33%1.36%$265.32
04/05/201904/05/2019$0.9001.99%2.06%$174.79
01/07/201901/07/2019$0.9002.56%2.69%$133.79
10/05/201810/05/2018$0.8402.71%2.71%$123.96
07/05/201807/05/2018$0.8402.83%2.88%$116.81
04/05/201804/05/2018$0.8402.79%2.89%$116.26
01/05/201801/05/2018$0.8402.68%2.82%$118.98
10/04/201710/04/2017$0.7832.64%2.64%$118.51
07/03/201707/03/2017$0.7832.42%2.46%$127.07
04/03/201704/03/2017$0.7832.50%2.59%$120.87
01/03/201701/03/2017$0.7832.66%2.80%$111.93
10/03/201610/03/2016$0.7302.91%2.91%$100.20
07/01/201607/01/2016$0.7302.94%2.99%$97.74
04/04/201604/04/2016$0.7303.04%3.15%$92.73
12/31/201512/31/2015$0.7302.90%3.05%$95.64
10/01/201510/01/2015$0.6813.35%3.35%$81.37
07/02/201507/02/2015$0.6813.21%3.27%$83.38
04/02/201504/02/2015$0.6813.04%3.15%$86.47
01/02/201501/02/2015$0.6812.89%3.05%$89.34
09/30/201409/30/2014$0.6353.35%3.35%$75.81
07/01/201407/01/2014$0.6353.31%3.37%$75.40
04/03/201404/03/2014$0.6353.48%3.59%$70.67
01/03/201401/03/2014$0.6353.35%3.53%$72.04
10/02/201310/02/2013$0.5936.12%3.32%$71.44
07/02/201307/02/2013$0.5935.40%2.96%$80.22
04/03/201304/03/2013$0.5935.75%3.18%$74.64
12/05/201212/05/2012$2.596.20%15.11%$68.63
10/03/201210/03/2012$0.5533.49%3.49%$63.42
07/03/201207/03/2012$0.5533.02%3.07%$72.06
04/03/201204/03/2012$0.5532.78%2.88%$76.93
01/03/201201/03/2012$0.5532.73%2.88%$76.76
10/04/201110/04/2011$0.5152.87%2.87%$71.83
07/01/201107/01/2011$0.5152.86%2.91%$70.69
04/04/201104/04/2011$0.5152.76%2.86%$72.15
01/03/201101/03/2011$0.5152.96%3.12%$66.00
10/01/201010/01/2010$0.4803.47%3.47%$55.41
07/01/201007/01/2010$0.4804.26%4.33%$44.38
04/01/201004/01/2010$0.4804.37%4.51%$42.59
12/31/200912/31/2009$0.4804.69%4.92%$39.02
10/01/200910/01/2009$0.4504.94%4.94%$36.45
07/01/200907/01/2009$0.4505.01%5.04%$35.71
04/01/200904/01/2009$0.4505.25%5.31%$33.88
12/31/200812/31/2008$0.4504.70%4.78%$37.63
10/01/200810/01/2008$0.4404.03%4.03%$43.66
07/01/200807/01/2008$0.4403.77%3.86%$45.60
04/02/200804/02/2008$0.4403.20%3.36%$52.45
01/02/200801/02/2008$0.4403.21%3.45%$51.06
10/02/200710/02/2007$0.4002.63%2.63%$60.74
07/03/200707/03/2007$0.4002.89%2.96%$53.99
04/03/200704/03/2007$0.4002.88%3.03%$52.84
01/03/200701/03/2007$0.4002.57%2.78%$57.52
10/03/200610/03/2006$0.3602.76%2.76%$52.11
07/03/200607/03/2006$0.3602.72%2.78%$51.74
04/03/200604/03/2006$0.3602.60%2.73%$52.79
01/03/200601/03/2006$0.3602.51%2.71%$53.11
10/03/200510/03/2005$0.3252.46%2.46%$52.79
07/01/200507/01/2005$0.3252.22%2.43%$53.60
04/04/200504/04/2005$0.3252.08%2.51%$51.80
01/04/200501/04/2005$0.3251.86%2.50%$52.10
10/01/200410/01/2004$0.2151.68%1.68%$51.12
07/01/200407/01/2004$0.2151.78%1.83%$47.00
04/01/200404/01/2004$0.2151.67%1.78%$48.45
12/31/200312/31/2003$0.2151.85%2.03%$42.38
10/02/200310/02/2003$0.1901.95%1.95%$39.03
07/01/200307/01/2003$0.1901.79%1.84%$41.23
04/02/200304/02/2003$0.1901.96%2.07%$36.70
01/02/200301/02/2003$0.1901.91%2.08%$36.58
10/02/200210/02/2002$0.1701.62%1.62%$42.00
07/02/200207/02/2002$0.1701.62%1.66%$40.97
04/03/200204/03/2002$0.1701.59%1.67%$40.65
01/02/200201/02/2002$0.1701.67%1.81%$37.65
10/03/200110/03/2001$0.1531.53%1.53%$40.00
07/03/200107/03/2001$0.1531.76%1.82%$33.68
04/04/200104/04/2001$0.1532.09%2.22%$27.54
01/03/200101/03/2001$0.1531.92%2.11%$29.00
10/04/200010/04/2000$0.1351.83%1.83%$29.44
07/03/200007/03/2000$0.1351.75%1.80%$30.00
04/04/200004/04/2000$0.1351.57%1.66%$32.50
01/04/200001/04/2000$0.1351.66%1.82%$29.75
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

ERIE Price

Price to Earnings

ERIE trades at a 94.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

ERIE trades at a 15.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

ERIE generated $1.1B in revenue. Revenue has grown by 61% over the period.

Net Income

ERIE reported $0.2B in net income. Net income has grown by 135% over the period.

Revenue vs Net Income

ERIE generated $1.1B in revenue with net income of $0.2B, representing a 16.5% net profit margin.

Gross Profit

ERIE achieved $0.8B in gross profit, showing revenue after direct production costs.

Operating Income

ERIE generated $0.4B in operating income, representing profit from core business operations.

EBITDA

ERIE generated $0.4B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

ERIE generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

ERIE generated $0.2B in free cash flow. Free cash flow has increased by 162% over the period.

Free Cash Flow / Share

ERIE generates $3.55 in free cash flow per share. FCF per share has grown by 162% over the period.

Earnings Per Share (EPS)

ERIE reported $3.78 in earnings per share. EPS has grown by 135% over the period.

Return on Equity (ROE)

ERIE delivered a 13.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

ERIE achieved a 8.2% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

ERIE maintains a 16.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

ERIE operates with a 76.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

ERIE holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

ERIE has 0.0B shares outstanding.

Stock-Based Comp

ERIE reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 61%.

FCF vs Stock Based Comp

ERIE generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 16% of FCF.

FCF vs FCF / Share

ERIE reported $0.2B in free cash flow, translating to $3.55 per share.

Revenue: Actual + Estimates

This chart tracks ERIE revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks ERIE eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks ERIE net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks ERIE ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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