GCBC – Dividend Returns, History & Calculator
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of de
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Price Data
Dividend Data
Growth Rates
Total Returns
Fair Value
Financial Metrics
Calculate your GCBC Dividend Returns
Quickly and easily calculate GCBC dividend yield using our GCBC calculator. Adjust the fields below to see how your GCBC investments snowball over time.
Portfolio Growth Over Time
Data last updated: October 16, 2025 10:08 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
---|---|---|---|---|---|---|---|---|---|---|
1 | $10,000 | 464 | $21.54 | $0.10 | 1.86% | 1.86% | $201 | $201 | 529 | $11,401 |
2 | $12,751 | 529 | $24.09 | $0.11 | 1.79% | 2.01% | $244 | $445 | 589 | $14,195 |
3 | $15,876 | 589 | $26.94 | $0.12 | 1.73% | 2.17% | $290 | $735 | 645 | $17,366 |
4 | $19,422 | 645 | $30.13 | $0.13 | 1.67% | 2.34% | $340 | $1,074 | 696 | $20,962 |
5 | $23,444 | 696 | $33.70 | $0.14 | 1.62% | 2.53% | $393 | $1,467 | 743 | $25,038 |
6 | $28,003 | 743 | $37.69 | $0.15 | 1.56% | 2.73% | $451 | $1,919 | 787 | $29,654 |
7 | $33,166 | 787 | $42.16 | $0.16 | 1.51% | 2.95% | $514 | $2,433 | 827 | $34,880 |
8 | $39,010 | 827 | $47.15 | $0.17 | 1.46% | 3.19% | $582 | $3,014 | 865 | $40,792 |
9 | $45,623 | 865 | $52.74 | $0.19 | 1.41% | 3.44% | $655 | $3,670 | 900 | $47,478 |
10 | $53,101 | 900 | $58.98 | $0.20 | 1.36% | 3.72% | $735 | $4,404 | 933 | $55,036 |
GCBC Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/15/2025 | 08/15/2025 | $0.100 | 1.56% | 1.68% | $23.75 |
05/16/2025 | 05/16/2025 | $0.090 | 1.54% | 1.54% | $23.31 |
02/14/2025 | 02/14/2025 | $0.090 | 1.28% | 1.31% | $27.40 |
11/15/2024 | 11/15/2024 | $0.090 | 1.02% | 1.08% | $33.35 |
08/15/2024 | 08/15/2024 | $0.090 | 1.05% | 1.14% | $31.57 |
05/14/2024 | 05/14/2024 | $0.080 | 1.02% | 1.02% | $31.23 |
02/14/2024 | 02/14/2024 | $0.080 | 1.00% | 1.04% | $30.88 |
11/14/2023 | 11/14/2023 | $0.080 | 1.19% | 1.27% | $25.25 |
08/11/2023 | 08/11/2023 | $0.080 | 0.81% | 0.89% | $35.89 |
05/12/2023 | 05/12/2023 | $0.070 | 1.51% | 1.51% | $18.53 |
02/10/2023 | 02/10/2023 | $0.070 | 1.13% | 1.15% | $24.36 |
11/14/2022 | 11/14/2022 | $0.070 | 0.78% | 0.81% | $34.75 |
08/12/2022 | 08/12/2022 | $0.070 | 1.05% | 1.11% | $25.28 |
05/12/2022 | 05/12/2022 | $0.065 | 1.01% | 1.01% | $25.68 |
02/14/2022 | 02/14/2022 | $0.065 | 1.32% | 1.34% | $19.35 |
11/12/2021 | 11/12/2021 | $0.065 | 1.45% | 1.51% | $17.23 |
08/13/2021 | 08/13/2021 | $0.065 | 1.59% | 1.69% | $15.40 |
05/13/2021 | 05/13/2021 | $0.060 | 1.85% | 1.85% | $12.98 |
02/11/2021 | 02/11/2021 | $0.060 | 1.92% | 1.96% | $12.25 |
11/12/2020 | 11/12/2020 | $0.060 | 1.88% | 1.96% | $12.26 |
GCBC 10-yr Total Return ($10,000 invested)
This analysis of GCBC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 14.7% CAGR, representing strong long-term performance. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (GCBC)
Over the selected period, investing $10,000 in GCBC would grow to $44,649 with DRIP (346.5%), and $41,916 without DRIP (319.2%).
GCBC Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in GCBC with historic price growth (11.82%) and dividend growth (8.02%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $226,751
Annual Dividend: $2,111
Yield on Cost: 6.21%
Total Dividends: $17,411
Portfolio: $198,452
Total Dividends: $14,982
After 30 Years
Your Investment: $46,000
Portfolio: $770,530
Annual Dividend: $5,073
Yield on Cost: 11.03%
Total Dividends: $50,052
Portfolio: $623,416
Total Dividends: $40,391
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $6,999 against a total investment of $25,600. At this point, your portfolio is throwing off $1,079 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,597, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $17,411 versus $34,000 invested, nearly a 51% recovery of capital purely from income. Yield on cost reaches 6.21%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $3,298 is greater than total contributions to date ($40,000), and cumulative dividends exceed $30,219.
By year 30, the DRIP snowball is in full force. Yearly income reaches $5,073, cumulative dividends total $50,052, and the DRIP portfolio value stands at $770,530, compared with $623,416 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for GCBC, price $21.50, dividend per period $0.10 (4×/year), along with historic growth assumptions: price growth 11.82% and dividend growth 8.02% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for GCBC
Based on past 10-year performance, here are GCBC growth metrics:
Using GCBC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:
GCBC (DRIP) | GCBC (No DRIP) | |
---|---|---|
Current Price | $21.50 | $21.50 |
Start Shares | 465.12 | 465.12 |
Start Value | $10,000 | $10,000 |
After 10 years: | ||
Final Share Count | 528.17 | 465.12 |
Dividends Payment | $0.82 | $0.82 |
Annual Dividends | $427 | $380 |
Yield on cost | 4.27% | 3.80% |
Share Price | $90.08 | $90.08 |
Total Dividends | $3,026 | $2,813 |
Final Value | $47,576 | $44,709 |
Estimated Future Value + Dividends – GCBC
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.
GCBC Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/15/2025 | 08/15/2025 | $0.100 | 1.56% | 1.68% | $23.75 |
05/16/2025 | 05/16/2025 | $0.090 | 1.54% | 1.54% | $23.31 |
02/14/2025 | 02/14/2025 | $0.090 | 1.28% | 1.31% | $27.40 |
11/15/2024 | 11/15/2024 | $0.090 | 1.02% | 1.08% | $33.35 |
08/15/2024 | 08/15/2024 | $0.090 | 1.05% | 1.14% | $31.57 |
05/14/2024 | 05/14/2024 | $0.080 | 1.02% | 1.02% | $31.23 |
02/14/2024 | 02/14/2024 | $0.080 | 1.00% | 1.04% | $30.88 |
11/14/2023 | 11/14/2023 | $0.080 | 1.19% | 1.27% | $25.25 |
08/11/2023 | 08/11/2023 | $0.080 | 0.81% | 0.89% | $35.89 |
05/12/2023 | 05/12/2023 | $0.070 | 1.51% | 1.51% | $18.53 |
02/10/2023 | 02/10/2023 | $0.070 | 1.13% | 1.15% | $24.36 |
11/14/2022 | 11/14/2022 | $0.070 | 0.78% | 0.81% | $34.75 |
08/12/2022 | 08/12/2022 | $0.070 | 1.05% | 1.11% | $25.28 |
05/12/2022 | 05/12/2022 | $0.065 | 1.01% | 1.01% | $25.68 |
02/14/2022 | 02/14/2022 | $0.065 | 1.32% | 1.34% | $19.35 |
11/12/2021 | 11/12/2021 | $0.065 | 1.45% | 1.51% | $17.23 |
08/13/2021 | 08/13/2021 | $0.065 | 1.59% | 1.69% | $15.40 |
05/13/2021 | 05/13/2021 | $0.060 | 1.85% | 1.85% | $12.98 |
02/11/2021 | 02/11/2021 | $0.060 | 1.92% | 1.96% | $12.25 |
11/12/2020 | 11/12/2020 | $0.060 | 1.88% | 1.96% | $12.26 |
08/13/2020 | 08/13/2020 | $0.060 | 2.08% | 2.22% | $10.83 |
05/14/2020 | 05/14/2020 | $0.055 | 2.15% | 2.15% | $10.26 |
02/13/2020 | 02/13/2020 | $0.055 | 1.48% | 1.52% | $14.50 |
11/14/2019 | 11/14/2019 | $0.055 | 1.53% | 1.60% | $13.73 |
08/14/2019 | 08/14/2019 | $0.055 | 1.55% | 1.66% | $13.25 |
05/14/2019 | 05/14/2019 | $0.050 | 1.30% | 1.30% | $15.37 |
02/14/2019 | 02/14/2019 | $0.050 | 1.26% | 1.26% | $15.82 |
11/14/2018 | 11/14/2018 | $0.050 | 1.25% | 1.27% | $15.79 |
08/14/2018 | 08/14/2018 | $0.050 | 1.15% | 1.17% | $17.08 |
05/14/2018 | 05/14/2018 | $0.049 | 1.25% | 1.25% | $15.65 |
02/14/2018 | 02/14/2018 | $0.049 | 1.11% | 1.11% | $17.60 |
11/14/2017 | 11/14/2017 | $0.049 | 1.30% | 1.32% | $14.83 |
08/11/2017 | 08/11/2017 | $0.049 | 1.58% | 1.62% | $12.13 |
05/11/2017 | 05/11/2017 | $0.048 | 1.63% | 1.63% | $11.65 |
02/13/2017 | 02/13/2017 | $0.048 | 1.66% | 1.67% | $11.40 |
11/10/2016 | 11/10/2016 | $0.048 | 1.95% | 1.97% | $9.63 |
08/11/2016 | 08/11/2016 | $0.048 | 2.25% | 2.29% | $8.31 |
05/12/2016 | 05/12/2016 | $0.047 | 2.09% | 2.10% | $8.88 |
02/10/2016 | 02/10/2016 | $0.046 | 2.23% | 2.24% | $8.25 |
11/10/2015 | 11/10/2015 | $0.046 | 2.52% | 2.55% | $7.25 |
08/12/2015 | 08/12/2015 | $0.046 | 2.65% | 2.70% | $6.85 |
05/13/2015 | 05/13/2015 | $0.045 | 2.57% | 2.57% | $7.00 |
02/11/2015 | 02/11/2015 | $0.045 | 2.42% | 2.44% | $7.38 |
11/12/2014 | 11/12/2014 | $0.045 | 2.80% | 2.84% | $6.33 |
08/13/2014 | 08/13/2014 | $0.045 | 2.65% | 2.71% | $6.65 |
05/13/2014 | 05/13/2014 | $0.044 | 2.71% | 2.71% | $6.46 |
02/12/2014 | 02/12/2014 | $0.044 | 2.72% | 2.72% | $6.43 |
11/13/2013 | 11/13/2013 | $0.044 | 2.50% | 2.50% | $7.00 |
08/13/2013 | 08/13/2013 | $0.044 | 3.13% | 3.13% | $5.58 |
05/13/2013 | 05/13/2013 | $0.044 | 3.47% | 3.47% | $5.05 |
02/13/2013 | 02/13/2013 | $0.044 | 3.19% | 3.19% | $5.49 |
11/13/2012 | 11/13/2012 | $0.044 | 3.29% | 3.29% | $5.31 |
08/13/2012 | 08/13/2012 | $0.044 | 3.72% | 3.72% | $4.71 |
05/11/2012 | 05/11/2012 | $0.044 | 3.78% | 3.78% | $4.63 |
02/13/2012 | 02/13/2012 | $0.044 | 4.03% | 4.03% | $4.35 |
11/10/2011 | 11/10/2011 | $0.044 | 3.94% | 3.94% | $4.44 |
08/11/2011 | 08/11/2011 | $0.044 | 4.62% | 3.59% | $4.88 |
05/11/2011 | 05/11/2011 | $0.044 | 5.18% | 4.03% | $4.34 |
02/11/2011 | 02/11/2011 | $0.044 | 5.06% | 3.93% | $4.45 |
11/09/2010 | 11/09/2010 | $0.094 | 4.84% | 8.11% | $4.63 |
08/11/2010 | 08/11/2010 | $0.044 | 4.23% | 4.29% | $4.08 |
05/12/2010 | 05/12/2010 | $0.044 | 3.96% | 4.05% | $4.33 |
02/10/2010 | 02/10/2010 | $0.043 | 4.37% | 4.37% | $3.89 |
11/10/2009 | 11/10/2009 | $0.043 | 4.74% | 4.74% | $3.59 |
08/12/2009 | 08/12/2009 | $0.043 | 4.86% | 4.86% | $3.50 |
05/13/2009 | 05/13/2009 | $0.043 | 5.04% | 5.04% | $3.37 |
02/11/2009 | 02/11/2009 | $0.043 | 5.93% | 6.02% | $2.83 |
11/12/2008 | 11/12/2008 | $0.043 | 5.65% | 5.91% | $2.88 |
08/13/2008 | 08/13/2008 | $0.043 | 5.06% | 5.55% | $3.07 |
05/13/2008 | 05/13/2008 | $0.040 | 5.54% | 5.06% | $3.16 |
02/13/2008 | 02/13/2008 | $0.038 | 6.45% | 4.90% | $3.06 |
11/13/2007 | 11/13/2007 | $0.035 | 7.25% | 4.67% | $3.00 |
08/13/2007 | 08/13/2007 | $0.063 | 7.68% | 8.00% | $3.13 |
02/13/2007 | 02/13/2007 | $0.063 | 6.23% | 6.70% | $3.73 |
08/11/2006 | 08/11/2006 | $0.058 | 6.00% | 6.13% | $3.75 |
02/13/2006 | 02/13/2006 | $0.058 | 5.87% | 6.13% | $3.75 |
08/11/2005 | 08/11/2005 | $0.055 | 4.47% | 4.63% | $4.75 |
02/11/2005 | 02/11/2005 | $0.055 | 4.68% | 5.09% | $4.33 |
08/12/2004 | 08/12/2004 | $0.053 | 4.68% | 5.17% | $4.06 |
02/11/2004 | 02/11/2004 | $0.050 | 4.17% | 4.70% | $4.26 |
08/13/2003 | 08/13/2003 | $0.045 | 5.10% | 5.65% | $3.19 |
02/12/2003 | 02/12/2003 | $0.043 | 6.26% | 7.15% | $2.38 |
08/13/2002 | 08/13/2002 | $0.040 | 5.46% | 7.21% | $2.22 |
02/13/2002 | 02/13/2002 | $0.035 | 4.56% | 6.63% | $2.11 |
08/13/2001 | 08/13/2001 | $0.031 | 3.73% | 7.60% | $1.64 |
02/13/2001 | 02/13/2001 | $0.015 | 2.40% | 4.80% | $1.25 |
07/28/2000 | 07/28/2000 | $0.015 | 1.41% | 5.65% | $1.06 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.
Price to Earnings
Price to Sales
Revenue
Net Income
Revenue vs Net Income
Gross Profit
Operating Income
EBITDA
Operating Cash Flow
Free Cash Flow
Free Cash Flow / Share
Earnings Per Share (EPS)
Return on Equity (ROE)
Return on Assets (ROA)
Net Profit Margin
Gross Profit Margin
Cash & Debt
Shares Outstanding
Stock-Based Comp
FCF vs Stock Based Comp
FCF vs FCF / Share
Revenue: Actual + Estimates
This chart tracks GCBC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks GCBC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks GCBC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks GCBC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.