IBOC – Dividend Returns, History & Calculator

Dividend Contender 16 Years

International Bancshares Corporation, a multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma. It accepts checking and saving deposits; and offers commercial, real estate, personal, h

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Company Info

Symbol IBOC
Company International Bancshares Corpor
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $4,264.4M

Price Data

Price $68.60
Price Change -0.19
Price Change % -0.28%
Next Earnings Report Nov 6, 2025
Low (52W) $54.11
High (52W) $73.66

Dividend Data

Div Yield 2.04%
5Y Avg Yield 2.72%
Current Div $0.700
Payouts/Year 2
Annualized $1.400
Previous Div $0.700
Ex-date Aug 15, 2025
Dividend Pay Date Aug 29, 2025

Growth Rates

Chowder Number 7.0
DGR 1Y 6.1%
DGR 3Y 5.3%
DGR 5Y 4.9%
DGR 10Y 9.2%

Total Returns

TTR 1Y - With Specials 12.0%
TTR 3Y - With Specials 17.7%
TTR 1Y - No Specials 12.0%
TTR 3Y - No Specials 17.7%

Fair Value

Fair Value (P/E 10) $43.86
FV (P/E 10) % 56.0%
Fair Value (Peter Lynch) $169.00
FV (Peter Lynch) % -59.0%

Financial Metrics

Revenue 1Y -11.0%
NPM 19.7%
CF/Share $7.50
ROE 14.3%
Debt/Capital 4.0%
ROTC 3.2%
P/E 10.2x
P/BV 1.4x
📊 Financial data last updated: December 29, 2025 1:13 pm (Data may be stale)

Calculate your IBOC Dividend Returns

Quickly and easily calculate IBOC dividend yield using our IBOC calculator. Adjust the fields below to see how your IBOC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

IBOC Dividend History

Invest in IBOC with Interactive Brokers

IBOC 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of IBOC with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for IBOC

Based on past 10-year performance, here are IBOC growth metrics:

Share price CAGR of +10.08%
Dividend CAGR of +9.48%

Using IBOC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

IBOC (DRIP)IBOC (No DRIP)
Current Price$69.28$69.28
Start Shares144.34144.34
Start Value$10,000$10,000
After 10 years:
Final Share Count175.27144.34
Dividends Payment$3.46$3.46
Annual Dividends$595$500
Yield on cost5.95%5.00%
Share Price$181.08$181.08
Total Dividends$3,815$3,438
Final Value$31,737$29,575

Estimated Future Value + Dividends – IBOC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

IBOC Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

IBOC Price

Price to Earnings

This chart displays IBOC price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays IBOC price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays IBOC revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays IBOC net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays IBOC revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays IBOC gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays IBOC operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays IBOC ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays IBOC operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays IBOC free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays IBOC free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays IBOC earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays IBOC return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays IBOC return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays IBOC net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays IBOC gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays IBOC cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays IBOC shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays IBOC stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays IBOC fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays IBOC fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays IBOC revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays IBOC eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays IBOC net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays IBOC ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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