ISTR – Dividend Returns, History & Calculator
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the
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Dividend Data
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Total Returns
Fair Value
Financial Metrics
Calculate your ISTR Dividend Returns
Quickly and easily calculate ISTR dividend yield using our ISTR calculator. Adjust the fields below to see how your ISTR investments snowball over time.
Portfolio Growth Over Time
Data last updated: October 17, 2025 8:33 am
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
| Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $10,000 | 464 | $21.54 | $0.11 | 1.53% | 1.53% | $166 | $166 | 528 | $11,366 |
| 2 | $11,722 | 528 | $22.21 | $0.14 | 1.91% | 1.97% | $240 | $407 | 593 | $13,162 |
| 3 | $13,573 | 593 | $22.91 | $0.18 | 2.38% | 2.53% | $344 | $751 | 660 | $15,118 |
| 4 | $15,590 | 660 | $23.62 | $0.23 | 2.96% | 3.25% | $490 | $1,241 | 731 | $17,280 |
| 5 | $17,820 | 731 | $24.36 | $0.30 | 3.69% | 4.17% | $695 | $1,936 | 809 | $19,715 |
| 6 | $20,331 | 809 | $25.12 | $0.38 | 4.59% | 5.36% | $985 | $2,921 | 896 | $22,516 |
| 7 | $23,220 | 896 | $25.91 | $0.49 | 5.72% | 6.88% | $1,400 | $4,321 | 997 | $25,820 |
| 8 | $26,627 | 997 | $26.72 | $0.63 | 7.12% | 8.84% | $2,000 | $6,321 | 1,116 | $29,827 |
| 9 | $30,759 | 1,116 | $27.55 | $0.81 | 8.87% | 11.35% | $2,883 | $9,204 | 1,265 | $34,842 |
| 10 | $35,931 | 1,265 | $28.41 | $1.05 | 11.05% | 14.58% | $4,210 | $13,414 | 1,455 | $41,341 |
ISTR Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 09/30/2025 | 09/30/2025 | $0.110 | 1.85% | 1.42% | $23.21 |
| 06/30/2025 | 06/30/2025 | $0.110 | 2.20% | 1.71% | $19.32 |
| 03/31/2025 | 03/31/2025 | $0.105 | 2.36% | 1.79% | $17.61 |
| 12/31/2024 | 12/31/2024 | $0.105 | 1.87% | 1.43% | $21.96 |
| 09/30/2024 | 09/30/2024 | $0.105 | 2.09% | 1.62% | $19.40 |
| 07/01/2024 | 07/01/2024 | $0.100 | 2.63% | 1.97% | $15.22 |
| 03/28/2024 | 03/28/2024 | $0.100 | 2.45% | 1.83% | $16.36 |
| 12/29/2023 | 12/29/2023 | $0.100 | 2.65% | 2.01% | $14.91 |
| 09/29/2023 | 09/29/2023 | $0.100 | 3.68% | 2.83% | $10.59 |
| 06/30/2023 | 06/30/2023 | $0.100 | 3.18% | 2.48% | $12.11 |
| 03/30/2023 | 03/30/2023 | $0.095 | 2.64% | 2.00% | $14.22 |
| 12/29/2022 | 12/29/2022 | $0.095 | 1.70% | 1.33% | $21.51 |
| 09/29/2022 | 09/29/2022 | $0.095 | 1.75% | 1.43% | $19.98 |
| 06/29/2022 | 06/29/2022 | $0.090 | 1.54% | 1.24% | $21.78 |
| 03/30/2022 | 03/30/2022 | $0.085 | 1.70% | 1.34% | $19.09 |
| 12/30/2021 | 12/30/2021 | $0.080 | 1.70% | 1.31% | $18.26 |
| 09/29/2021 | 09/29/2021 | $0.080 | 1.35% | 1.10% | $21.84 |
| 06/29/2021 | 06/29/2021 | $0.080 | 1.25% | 1.07% | $22.46 |
| 03/26/2021 | 03/26/2021 | $0.070 | 1.26% | 1.02% | $20.69 |
| 12/24/2020 | 12/24/2020 | $0.065 | 1.50% | 1.17% | $16.62 |
ISTR 10-yr Total Return ($10,000 invested)
This analysis of ISTR demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 4.5% CAGR, representing modest long-term performance. Recent 5-year performance has been particularly strong at 14.9% annually, outpacing the 10-year average. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (ISTR)
Over the selected period, investing $10,000 in ISTR would grow to $17,992 with DRIP (79.9%), and $17,127 without DRIP (71.3%).
ISTR Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in ISTR with historic price growth (3.13%) and dividend growth (28.44%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $3,521,150
Annual Dividend: $4,354,550
Yield on Cost: 12,807.50%
Total Dividends: $3,339,800
Portfolio: $253,378
Total Dividends: $201,663
After 30 Years
Your Investment: $46,000
Portfolio: $79,015,821,007,566,256
Annual Dividend: $877,946,690,909,344,384
Yield on Cost: 1,908,579,762,846,400.75%
Total Dividends: $78,535,866,658,669,216
Portfolio: $3,175,868
Total Dividends: $3,091,447
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $43,416 against a total investment of $25,600. At this point, your portfolio is throwing off $21,562 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $247,777, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $3,339,800 versus $34,000 invested, nearly a 9,823% recovery of capital purely from income. Yield on cost reaches 12,807.50%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $27,039,036,765 is greater than total contributions to date ($40,000), and cumulative dividends exceed $7,196,823,436.
By year 30, the DRIP snowball is in full force. Yearly income reaches $877,946,690,909,344,384, cumulative dividends total $78,535,866,658,669,216, and the DRIP portfolio value stands at $79,015,821,007,566,256, compared with $3,175,868 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for ISTR, price $21.54, dividend per period $0.11 (3×/year), along with historic growth assumptions: price growth 3.13% and dividend growth 28.44% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for ISTR
Based on past 10-year performance, here are ISTR growth metrics:
Using ISTR CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:
| ISTR (DRIP) | ISTR (No DRIP) | |
|---|---|---|
| Current Price | $21.54 | $21.54 |
| Start Shares | 464.25 | 464.25 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 930.36 | 464.25 |
| Dividends Payment | $4.73 | $4.73 |
| Annual Dividends | $3,754 | $2,196 |
| Yield on cost | 37.54% | 21.96% |
| Share Price | $27.44 | $27.44 |
| Total Dividends | $12,127 | $8,739 |
| Final Value | $25,528 | $21,477 |
Estimated Future Value + Dividends – ISTR
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.
ISTR Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 09/30/2025 | 09/30/2025 | $0.110 | 1.85% | 1.42% | $23.21 |
| 06/30/2025 | 06/30/2025 | $0.110 | 2.20% | 1.71% | $19.32 |
| 03/31/2025 | 03/31/2025 | $0.105 | 2.36% | 1.79% | $17.61 |
| 12/31/2024 | 12/31/2024 | $0.105 | 1.87% | 1.43% | $21.96 |
| 09/30/2024 | 09/30/2024 | $0.105 | 2.09% | 1.62% | $19.40 |
| 07/01/2024 | 07/01/2024 | $0.100 | 2.63% | 1.97% | $15.22 |
| 03/28/2024 | 03/28/2024 | $0.100 | 2.45% | 1.83% | $16.36 |
| 12/29/2023 | 12/29/2023 | $0.100 | 2.65% | 2.01% | $14.91 |
| 09/29/2023 | 09/29/2023 | $0.100 | 3.68% | 2.83% | $10.59 |
| 06/30/2023 | 06/30/2023 | $0.100 | 3.18% | 2.48% | $12.11 |
| 03/30/2023 | 03/30/2023 | $0.095 | 2.64% | 2.00% | $14.22 |
| 12/29/2022 | 12/29/2022 | $0.095 | 1.70% | 1.33% | $21.51 |
| 09/29/2022 | 09/29/2022 | $0.095 | 1.75% | 1.43% | $19.98 |
| 06/29/2022 | 06/29/2022 | $0.090 | 1.54% | 1.24% | $21.78 |
| 03/30/2022 | 03/30/2022 | $0.085 | 1.70% | 1.34% | $19.09 |
| 12/30/2021 | 12/30/2021 | $0.080 | 1.70% | 1.31% | $18.26 |
| 09/29/2021 | 09/29/2021 | $0.080 | 1.35% | 1.10% | $21.84 |
| 06/29/2021 | 06/29/2021 | $0.080 | 1.25% | 1.07% | $22.46 |
| 03/26/2021 | 03/26/2021 | $0.070 | 1.26% | 1.02% | $20.69 |
| 12/24/2020 | 12/24/2020 | $0.065 | 1.50% | 1.17% | $16.62 |
| 10/02/2020 | 10/02/2020 | $0.065 | 1.89% | 1.50% | $12.96 |
| 07/02/2020 | 07/02/2020 | $0.060 | 1.69% | 1.27% | $14.16 |
| 04/03/2020 | 04/03/2020 | $0.060 | 2.14% | 1.64% | $10.97 |
| 12/27/2019 | 12/27/2019 | $0.060 | 0.95% | 0.75% | $24.12 |
| 10/04/2019 | 10/04/2019 | $0.060 | 0.92% | 0.76% | $23.57 |
| 07/05/2019 | 07/05/2019 | $0.055 | 0.86% | 0.70% | $23.62 |
| 04/05/2019 | 04/05/2019 | $0.053 | 0.83% | 0.71% | $22.55 |
| 12/28/2018 | 12/28/2018 | $0.050 | 0.69% | 0.61% | $24.69 |
| 10/04/2018 | 10/04/2018 | $0.045 | 0.57% | 0.51% | $26.54 |
| 07/06/2018 | 07/06/2018 | $0.040 | 0.46% | 0.41% | $29.50 |
| 04/06/2018 | 04/06/2018 | $0.035 | 0.47% | 0.42% | $25.25 |
| 01/02/2018 | 01/02/2018 | $0.032 | 0.44% | 0.41% | $23.55 |
| 10/03/2017 | 10/03/2017 | $0.030 | 0.35% | 0.37% | $24.10 |
| 06/30/2017 | 06/30/2017 | $0.022 | 0.28% | 0.29% | $22.90 |
| 03/27/2017 | 03/27/2017 | $0.020 | 0.24% | 0.27% | $22.15 |
| 12/30/2016 | 12/30/2016 | $0.012 | 0.23% | 0.19% | $18.65 |
| 10/03/2016 | 10/03/2016 | $0.011 | 0.25% | 0.21% | $15.45 |
| 06/29/2016 | 06/29/2016 | $0.010 | 0.23% | 0.19% | $15.57 |
| 03/31/2016 | 03/31/2016 | $0.009 | 0.23% | 0.18% | $14.67 |
| 12/30/2015 | 12/30/2015 | $0.009 | 0.18% | 0.16% | $17.40 |
| 09/30/2015 | 09/30/2015 | $0.008 | 0.19% | 0.15% | $15.49 |
| 06/30/2015 | 06/30/2015 | $0.008 | 0.19% | 0.16% | $15.20 |
| 03/30/2015 | 03/30/2015 | $0.007 | 0.12% | 0.12% | $17.25 |
| 12/31/2014 | 12/31/2014 | $0.007 | 0.10% | 0.15% | $13.85 |
| 10/10/2014 | 10/10/2014 | $0.007 | 0.05% | 0.16% | $13.35 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.
Price to Earnings
ISTR trades at a 41.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
ISTR trades at a 8.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
ISTR generated $0.0B in revenue.
Net Income
ISTR reported $0.0B in net income. Net income has grown by 125% over the period.
Revenue vs Net Income
ISTR generated $0.0B in revenue with net income of $0.0B, representing a 20.4% net profit margin.
Gross Profit
ISTR achieved $0.0B in gross profit, showing revenue after direct production costs.
Operating Income
ISTR generated $0.0B in operating income, representing profit from core business operations.
EBITDA
ISTR generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
ISTR generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
ISTR generated $0.0B in free cash flow. Free cash flow has increased by 194% over the period.
Free Cash Flow / Share
ISTR generates $0.45 in free cash flow per share. FCF per share has grown by 194% over the period.
Earnings Per Share (EPS)
ISTR reported $0.46 in earnings per share. EPS has grown by 125% over the period.
Return on Equity (ROE)
ISTR delivered a 17.0% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
ISTR achieved a 10.2% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
ISTR maintains a 20.4% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
ISTR operates with a 76.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
ISTR holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.
Shares Outstanding
ISTR has 0.0B shares outstanding.
Stock-Based Comp
ISTR reported $0.0B in stock-based compensation.
FCF vs Stock Based Comp
ISTR generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 13% of FCF.
FCF vs FCF / Share
ISTR reported $0.0B in free cash flow, translating to $0.45 per share.
Revenue: Actual + Estimates
This chart tracks ISTR revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks ISTR eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks ISTR net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks ISTR ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
