- Radian Group enters its 2025 ex dividend week with steady momentum and a 2.9 percent yield
- Dividend growth remains strong with a decade long annualized rate above 11 percent
- Valuation stays attractive with earnings multiples below market averages
Dividend Snapshot
Radian Group will reach its next ex dividend date on 24 November 2025 as it prepares to distribute its regular quarterly payout.
The company will pay 0.255 dollars per share on 9 December, producing a forward yield near 2.92 percent based on a share price of 34.97 dollars.
The stock often declines by the dividend amount once it trades ex dividend, and a small dip close to 0.74 percent would be typical in normal market conditions.
The dividend remains well covered by earnings due to a payout ratio of about 25 percent, which offers room for continued reinvestment and future increases.
A Quiet Dividend Grower With Steady Momentum
Radian has built a strong reputation for dividend growth over the past decade with an annualized increase of roughly 11.6 percent.
The most recent one year dividend growth rate of 37 percent further reflects management confidence and strengthening fundamentals.
This pattern places Radian among mid yield companies that pair stability with high growth.
The stock’s Chowder number of 18, which combines yield and five year dividend growth, stands well above the benchmark level of 12 favored by many dividend investors.
Business Tailwinds Support the Payout
Shares have risen about 10.75 percent this year and the company has delivered a total return near 100 percent over three years.
Demand from first time homebuyers and limited housing supply continues to benefit the mortgage insurance segment that drives much of Radian’s profitability.
Margins remain strong with net margins near 45 percent and return on equity above 12 percent, placing the company ahead of many peers in the insurance sector.
Institutional ownership of more than 95 percent highlights broad market confidence in the company’s financial strength.
Valuation Still Looks Attractive
Radian continues to trade at appealing levels despite its recent gains with a valuation near 8.8 times earnings.
This remains low compared with broader market averages and its own growth trajectory.
Analyst expectations point to around 8 percent upside from current levels and fair value estimates place intrinsic value at 38.67 dollars, representing an 8.6 percent premium over the present price.
For income investors, this creates an opportunity to secure dividend income at a potential discount.
Key Risks to Watch
The largest risk for investors is tied to the United States housing market.
A slowdown in mortgage originations or pressure on home prices could weigh on earnings although the company’s conservative payout ratio and strong balance sheet offer some protection.
Radian may not appeal to investors seeking high yields but it continues to deliver dependable and growing dividend income supported by solid financial performance.
The combination of a nearly 3 percent yield, consistent dividend growth, strong profitability and appealing valuation keeps the stock attractive heading into its 24 November ex dividend date and positions it well for long term dividend focused portfolios.
