RLI – Dividend Returns, History & Calculator

Dividend Champion 50 Years

RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liabili

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Company Info

Symbol RLI
Company RLI Corp.
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $5,717.3M

Price Data

Price $62.26
Price Change -1.99
Price Change % -3.10%
Next Earnings Oct 20, 2025
Low (52W) $62.04
High (52W) $91.15

Dividend Data

Div Yield 102.79%
5Y Avg Yield 348.71%
Current Div $0.160
Payouts/Year 4
Annualized $0.640
Previous Div $0.160
Ex-Date Aug 29, 2025

Growth Rates

Chowder Number 23.0
DGR 1Y 67.6%
DGR 3Y 20.1%
DGR 5Y 21.9%
DGR 10Y 3.4%

Total Returns

TTR 1Y - With Specials -17.3%
TTR 3Y - With Specials 9.9%
TTR 1Y - No Specials -20.0%
TTR 3Y - No Specials 8.7%

Fair Value

Fair Value (P/E 10) $50.06
FV (P/E 10) % 24.0%
Fair Value (Peter Lynch) $17.50
FV (Peter Lynch) % 256.0%
Fair Value (Blended) $47.14
FV (Blended) % 32.0%

Financial Metrics

Revenue 1Y 17.1%
NPM 17.8%
CF/Share $6.81
ROE 19.5%
Current R 0.9x
Debt/Capital 5.0%
ROTC 18.5%
P/E 17.8x
P/BV 3.3x
📊 Financial data last updated: October 16, 2025 9:46 am

Calculate your RLI Dividend Returns

Quickly and easily calculate RLI dividend yield using our RLI calculator. Adjust the fields below to see how your RLI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 9:56 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000169$59.19$0.161.08%1.08%$117$117191$11,317
2$12,187191$63.74$0.130.83%0.89%$107$224212$13,494
3$14,531212$68.64$0.110.63%0.74%$97$321231$15,828
4$17,045231$73.91$0.090.49%0.61%$87$408248$18,332
5$19,741248$79.60$0.070.37%0.50%$76$485264$21,017
6$22,633264$85.71$0.060.29%0.41%$67$551279$23,899
7$25,736279$92.30$0.050.22%0.34%$58$609292$26,994
8$29,069292$99.40$0.040.17%0.28%$50$659305$30,319
9$32,650305$107.04$0.030.13%0.23%$43$702317$33,892
10$36,497317$115.26$0.030.10%0.19%$37$739327$37,734

RLI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$0.1603.86%0.94%$67.73
05/30/202505/30/2025$0.1603.38%0.83%$76.87
02/28/202502/28/2025$0.1503.40%0.79%$76.09
11/29/202411/29/2024$2.152.92%9.76%$87.95
08/30/202408/30/2024$0.1452.02%0.75%$77.05
05/31/202405/31/2024$0.1452.12%0.79%$72.99
02/28/202402/28/2024$0.1352.08%0.73%$74.14
11/29/202311/29/2023$1.142.30%6.81%$66.65
08/30/202308/30/2023$0.1356.18%0.83%$65.17
05/30/202305/30/2023$0.1356.37%0.85%$63.22
02/27/202302/27/2023$0.1306.02%0.78%$66.79
11/29/202211/29/2022$3.636.30%22.78%$63.75
08/30/202208/30/2022$0.1302.72%0.94%$55.54
05/27/202205/27/2022$0.1302.51%0.87%$60.08
02/25/202202/25/2022$0.1252.94%0.98%$51.02
11/29/202111/29/2021$1.132.84%8.54%$52.67
08/30/202108/30/2021$0.1251.81%0.91%$54.79
05/27/202105/27/2021$0.1251.87%0.95%$52.58
02/25/202102/25/2021$0.1201.86%0.91%$52.65
11/27/202011/27/2020$0.6201.98%5.03%$49.31
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RLI 10-yr Total Return ($10,000 invested)

This analysis of RLI demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.3% CAGR, representing strong long-term performance. Dividend payments have grown from $0.1600 to $1.0950 per share, reflecting the 5.4% annual dividend growth rate. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (RLI)

Over the selected period, investing $10,000 in RLI would grow to $44,832 with DRIP (348.3%), and $37,548 without DRIP (275.5%).

RLI Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in RLI with historic price growth (7.75%) and dividend growth (-17.50%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $102,861

Annual Dividend: $5

Yield on Cost: 0.02%

Total Dividends: $886

No DRIP

Portfolio: $101,022

Total Dividends: $868

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $234,950

Annual Dividend: $1

Yield on Cost: 0.00%

Total Dividends: $913

No DRIP

Portfolio: $230,089

Total Dividends: $894

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $805 against a total investment of $25,600. At this point, your portfolio is throwing off $18 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $9, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $886 versus $34,000 invested, nearly a 3% recovery of capital purely from income. Yield on cost reaches 0.02%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $2 is greater than total contributions to date ($40,000), and cumulative dividends exceed $905.

By year 30, the DRIP snowball is in full force. Yearly income reaches $1, cumulative dividends total $913, and the DRIP portfolio value stands at $234,950, compared with $230,089 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for RLI, price $59.55, dividend per period $0.16 (4×/year), along with historic growth assumptions: price growth 7.75% and dividend growth -17.50% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for RLI

Based on past 10-year performance, here are RLI growth metrics:

Share price CAGR of +14.95%
Dividend CAGR of +3.41%

Using RLI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

RLI (DRIP)RLI (No DRIP)
Current Price$59.55$59.55
Start Shares167.93167.93
Start Value$10,000$10,000
After 10 years:
Final Share Count178.78167.93
Dividends Payment$0.90$0.90
Annual Dividends$159$150
Yield on cost1.59%1.50%
Share Price$239.89$239.89
Total Dividends$1,345$1,298
Final Value$42,889$41,582

Estimated Future Value + Dividends – RLI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

RLI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$0.1603.86%0.94%$67.73
05/30/202505/30/2025$0.1603.38%0.83%$76.87
02/28/202502/28/2025$0.1503.40%0.79%$76.09
11/29/202411/29/2024$2.152.92%9.76%$87.95
08/30/202408/30/2024$0.1452.02%0.75%$77.05
05/31/202405/31/2024$0.1452.12%0.79%$72.99
02/28/202402/28/2024$0.1352.08%0.73%$74.14
11/29/202311/29/2023$1.142.30%6.81%$66.65
08/30/202308/30/2023$0.1356.18%0.83%$65.17
05/30/202305/30/2023$0.1356.37%0.85%$63.22
02/27/202302/27/2023$0.1306.02%0.78%$66.79
11/29/202211/29/2022$3.636.30%22.78%$63.75
08/30/202208/30/2022$0.1302.72%0.94%$55.54
05/27/202205/27/2022$0.1302.51%0.87%$60.08
02/25/202202/25/2022$0.1252.94%0.98%$51.02
11/29/202111/29/2021$1.132.84%8.54%$52.67
08/30/202108/30/2021$0.1251.81%0.91%$54.79
05/27/202105/27/2021$0.1251.87%0.95%$52.58
02/25/202102/25/2021$0.1201.86%0.91%$52.65
11/27/202011/27/2020$0.6201.98%5.03%$49.31
08/28/202008/28/2020$0.1202.04%1.01%$47.54
05/28/202005/28/2020$0.1202.43%1.21%$39.78
02/27/202002/27/2020$0.1152.29%1.10%$41.99
11/27/201911/27/2019$0.6151.93%4.98%$49.40
08/29/201908/29/2019$0.1152.07%1.00%$45.90
05/30/201905/30/2019$0.1152.21%1.08%$42.72
02/27/201902/27/2019$0.1102.67%1.25%$35.22
11/29/201811/29/2018$0.6102.49%6.49%$37.59
08/30/201808/30/2018$0.1103.41%1.15%$38.23
05/30/201805/30/2018$0.1103.90%1.32%$33.35
02/27/201802/27/2018$0.1054.19%1.36%$30.88
11/29/201711/29/2017$0.9804.28%13.00%$30.16
08/29/201708/29/2017$0.1055.24%1.56%$26.90
05/26/201705/26/2017$0.1055.05%1.51%$27.84
02/24/201702/24/2017$0.1004.76%1.36%$29.44
11/28/201611/28/2016$1.104.56%14.38%$30.60
08/29/201608/29/2016$0.1003.92%1.13%$35.42
05/26/201605/26/2016$0.1004.23%1.22%$32.71
02/25/201602/25/2016$0.0954.30%1.18%$32.10
11/25/201511/25/2015$1.104.51%14.35%$30.52
08/27/201508/27/2015$0.0957.11%1.45%$26.30
05/27/201505/27/2015$0.0957.60%1.55%$24.54
02/25/201502/25/2015$0.0907.67%1.48%$24.25
11/25/201411/25/2014$1.598.03%27.52%$23.11
08/27/201408/27/2014$0.0904.85%1.59%$22.68
05/28/201405/28/2014$0.0904.88%1.61%$22.43
02/26/201402/26/2014$0.0855.18%1.62%$21.04
11/26/201311/26/2013$0.8354.30%13.24%$25.23
08/28/201308/28/2013$0.0857.98%1.72%$19.80
05/29/201305/29/2013$0.0858.39%1.81%$18.78
02/26/201302/26/2013$0.0809.17%1.87%$17.11
11/28/201211/28/2012$1.339.59%32.59%$16.33
08/29/201208/29/2012$0.0809.82%2.01%$15.89
05/29/201205/29/2012$0.0809.24%1.90%$16.84
02/27/201202/27/2012$0.0758.70%1.68%$17.81
11/28/201111/28/2011$1.339.12%31.24%$16.97
08/29/201108/29/2011$0.07513.05%1.92%$15.67
05/26/201105/26/2011$0.07513.72%2.01%$14.89
02/24/201102/24/2011$0.07314.38%2.04%$14.19
12/14/201012/14/2010$1.8215.45%55.29%$13.19
09/28/201009/28/2010$0.0732.02%2.06%$14.08
06/28/201006/28/2010$0.0732.06%2.13%$13.59
03/29/201003/29/2010$0.0701.93%1.96%$14.25
12/29/200912/29/2009$0.0702.00%2.08%$13.48
09/28/200909/28/2009$0.0681.96%2.00%$13.52
06/26/200906/26/2009$0.0682.34%2.43%$11.11
03/27/200903/27/2009$0.0652.09%2.14%$12.17
12/29/200812/29/2008$0.0651.68%1.77%$14.70
09/26/200809/26/2008$0.0631.50%1.56%$15.98
06/26/200806/26/2008$0.0631.79%1.93%$12.97
03/27/200803/27/2008$0.0581.81%1.85%$12.42
12/27/200712/27/2007$0.0581.55%1.64%$14.05
09/26/200709/26/2007$0.0551.47%1.54%$14.28
06/27/200706/27/2007$0.0551.44%1.57%$14.04
03/28/200703/28/2007$0.0501.41%1.45%$13.81
12/27/200612/27/2006$0.0501.31%1.40%$14.33
09/27/200609/27/2006$0.0481.40%1.48%$12.82
06/28/200606/28/2006$0.0481.47%1.62%$11.74
03/29/200603/29/2006$0.0431.16%1.20%$14.21
12/28/200512/28/2005$0.0431.26%1.36%$12.54
09/28/200509/28/2005$0.0401.32%1.41%$11.36
06/28/200506/28/2005$0.0401.27%1.43%$11.20
03/29/200503/29/2005$0.0351.30%1.35%$10.36
12/29/200412/29/2004$0.0351.22%1.33%$10.49
09/28/200409/28/2004$0.0331.27%1.38%$9.44
06/28/200406/28/2004$0.0331.23%1.42%$9.14
03/29/200403/29/2004$0.0281.08%1.14%$9.69
12/29/200312/29/2003$0.0281.06%1.17%$9.43
09/26/200309/26/2003$0.0251.15%1.21%$8.26
06/26/200306/26/2003$0.0251.12%1.21%$8.28
03/27/200303/27/2003$0.0231.31%1.33%$6.77
12/27/200212/27/2002$0.0231.25%1.30%$6.93
09/26/200209/26/2002$0.0231.25%1.34%$6.72
06/26/200206/26/2002$0.0211.29%1.35%$6.28
03/26/200203/26/2002$0.0201.24%1.24%$6.46
12/27/200112/27/2001$0.0201.41%1.43%$5.59
09/26/200109/26/2001$0.0201.54%1.59%$5.02
06/27/200106/27/2001$0.0201.37%1.44%$5.57
03/28/200103/28/2001$0.0191.49%1.49%$5.05
12/27/200012/27/2000$0.0191.34%1.36%$5.52
09/27/200009/27/2000$0.0191.52%1.57%$4.77
06/28/200006/28/2000$0.0191.63%1.71%$4.38
03/29/200003/29/2000$0.0181.73%1.73%$4.05
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

RLI Price

Price to Earnings

RLI trades at a 54.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

RLI trades at a 13.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

RLI generated $0.5B in revenue. Revenue has grown by 70% over the period.

Net Income

RLI reported $0.1B in net income. Net income has grown by 78% over the period.

Revenue vs Net Income

RLI generated $0.5B in revenue with net income of $0.1B, representing a 24.9% net profit margin.

Gross Profit

RLI achieved $0.4B in gross profit, showing revenue after direct production costs.

Operating Income

RLI generated $0.2B in operating income, representing profit from core business operations.

EBITDA

RLI generated $0.2B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

RLI generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

RLI generated $0.1B in free cash flow. Free cash flow has increased by 79% over the period.

Free Cash Flow / Share

RLI generates $1.37 in free cash flow per share. FCF per share has grown by 79% over the period.

Earnings Per Share (EPS)

RLI reported $1.35 in earnings per share. EPS has grown by 78% over the period.

Return on Equity (ROE)

RLI delivered a 20.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

RLI achieved a 12.4% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

RLI maintains a 24.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

RLI operates with a 77.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

RLI holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

RLI has 0.1B shares outstanding.

Stock-Based Comp

RLI reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 70%.

FCF vs Stock Based Comp

RLI generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 10% of FCF.

FCF vs FCF / Share

RLI reported $0.1B in free cash flow, translating to $1.37 per share.

Revenue: Actual + Estimates

This chart tracks RLI revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks RLI eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks RLI net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks RLI ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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