UBSI – Dividend Returns, History & Calculator

Dividend King 50 Years

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits

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Company Info

Symbol UBSI
Company United Bankshares, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $5,546.5M

Price Data

Price $39.50
Price Change -0.06
Price Change % -0.15%
Next Earnings Report Jan 23, 2026
Low (52W) $30.51
High (52W) $40.52

Dividend Data

Div Yield 3.85%
5Y Avg Yield 4.47%
Current Div $0.380
Payouts/Year 4
Annualized $1.520
Previous Div $0.370
Ex-date Dec 12, 2025
Dividend Pay Date Jan 2, 2026

Growth Rates

Chowder Number 5.1
DGR 1Y 0.7%
DGR 3Y 1.1%
DGR 5Y 1.3%
DGR 10Y 1.5%

Total Returns

TTR 1Y - With Specials 12.7%
TTR 3Y - With Specials 4.4%
TTR 1Y - No Specials 12.7%
TTR 3Y - No Specials 4.4%

Fair Value

Fair Value (P/E 10) $35.92
FV (P/E 10) % 10.0%
Fair Value (Peter Lynch) $76.25
FV (Peter Lynch) % -48.0%
Fair Value (Blended) $38.01
FV (Blended) % 4.0%

Financial Metrics

Revenue 1Y -1.6%
NPM 36.3%
CF/Share $3.56
ROE 8.3%
Debt/Capital 10.0%
ROTC 7.3%
P/E 13.0x
P/BV 1.0x
PEG 3.52
📊 Financial data last updated: December 29, 2025 12:33 pm (Data may be stale)

Calculate your UBSI Dividend Returns

Quickly and easily calculate UBSI dividend yield using our UBSI calculator. Adjust the fields below to see how your UBSI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

UBSI Dividend History

Invest in UBSI with Interactive Brokers

UBSI 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of UBSI with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for UBSI

Based on past 10-year performance, here are UBSI growth metrics:

Share price CAGR of +6.10%
Dividend CAGR of +1.45%

Using UBSI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

UBSI (DRIP)UBSI (No DRIP)
Current Price$39.72$39.72
Start Shares251.76251.76
Start Value$10,000$10,000
After 10 years:
Final Share Count338.79251.73
Dividends Payment$1.76$1.76
Annual Dividends$581$442
Yield on cost5.81%4.42%
Share Price$71.82$71.82
Total Dividends$4,825$4,146
Final Value$24,333$22,226

Estimated Future Value + Dividends – UBSI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

UBSI Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

UBSI Price

Price to Earnings

This chart displays UBSI price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays UBSI price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays UBSI revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays UBSI net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays UBSI revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays UBSI gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays UBSI operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays UBSI ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays UBSI operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays UBSI free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays UBSI free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays UBSI earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays UBSI return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays UBSI return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays UBSI net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays UBSI gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays UBSI cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays UBSI shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays UBSI stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays UBSI fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays UBSI fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays UBSI revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays UBSI eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays UBSI net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays UBSI ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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