WAFD – Dividend Returns, History & Calculator

Dividend Contender 15 Years

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts,

...

Company Info

Symbol WAFD
Company WaFd, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $2,500.1M

Price Data

Price $31.73
Price Change +0.40
Price Change % +1.28%
Next Earnings Report Jan 15, 2026
Low (52W) $23.75
High (52W) $38.62

Dividend Data

Div Yield 3.40%
5Y Avg Yield 3.44%
Current Div $0.270
Payouts/Year 4
Annualized $1.080
Previous Div $0.270
Ex-date Nov 21, 2025
Dividend Pay Date Dec 5, 2025

Growth Rates

Chowder Number 7.6
DGR 1Y 3.8%
DGR 3Y 4.0%
DGR 5Y 4.2%
DGR 10Y 7.6%

Total Returns

TTR 1Y - With Specials -8.4%
TTR 3Y - With Specials 1.5%
TTR 1Y - No Specials -8.4%
TTR 3Y - No Specials 1.5%

Fair Value

Fair Value (P/E 10) $30.64
FV (P/E 10) % 4.0%
Fair Value (Peter Lynch) $65.75
FV (Peter Lynch) % -52.0%
Fair Value (Blended) $34.54
FV (Blended) % -8.0%

Financial Metrics

Revenue 1Y 0.6%
NPM 29.2%
CF/Share $3.09
ROE 7.5%
Debt/Capital 2.0%
ROTC 4.5%
P/E 12.1x
P/BV 0.9x
PEG 1.46
📊 Financial data last updated: November 24, 2025 1:53 pm

Calculate your WAFD Dividend Returns

Quickly and easily calculate WAFD dividend yield using our WAFD calculator. Adjust the fields below to see how your WAFD investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 10:06 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000310$32.27$0.273.35%3.35%$364$364358$11,564
2$11,820358$32.98$0.293.50%3.57%$445$809408$13,465
3$13,763408$33.71$0.313.65%3.82%$537$1,347460$15,500
4$15,843460$34.46$0.333.82%4.08%$642$1,989513$17,685
5$18,076513$35.22$0.353.99%4.35%$762$2,751569$20,038
6$20,481569$36.00$0.374.17%4.65%$898$3,649627$22,579
7$23,078627$36.79$0.404.35%4.96%$1,054$4,703688$25,333
8$25,893688$37.61$0.434.55%5.30%$1,232$5,936753$28,325
9$28,951753$38.44$0.464.75%5.66%$1,436$7,372822$31,587
10$32,286822$39.29$0.494.96%6.04%$1,671$9,043895$35,156

WAFD Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/21/202511/21/2025$0.2703.40%3.40%$31.73
08/22/202508/22/2025$0.2703.37%3.40%$31.73
05/23/202505/23/2025$0.2703.72%3.79%$28.47
02/21/202502/21/2025$0.2703.59%3.69%$29.26
11/22/202411/22/2024$0.2602.80%2.80%$37.15
08/23/202408/23/2024$0.2602.79%2.82%$36.89
05/23/202405/23/2024$0.2603.70%3.77%$27.59
02/22/202402/22/2024$0.2603.66%3.77%$27.56
11/22/202311/22/2023$0.2503.73%3.73%$26.84
08/24/202308/24/2023$0.2503.68%3.72%$26.91
05/18/202305/18/2023$0.2503.69%3.76%$26.59
02/23/202302/23/2023$0.2502.75%2.83%$35.29
11/17/202211/17/2022$0.2402.81%2.81%$34.22
08/18/202208/18/2022$0.2402.71%2.74%$35.00
05/19/202205/19/2022$0.2403.04%3.10%$30.93
02/03/202202/03/2022$0.2402.66%2.75%$34.91
11/04/202111/04/2021$0.2302.58%2.58%$35.64
08/05/202108/05/2021$0.2302.83%2.86%$32.19
05/06/202105/06/2021$0.2302.71%2.77%$33.26
02/04/202102/04/2021$0.2303.18%3.29%$27.95
Page 1 of 1
Invest in WAFD with Interactive Brokers

WAFD 10-yr Total Return ($10,000 invested)

This analysis of WAFD demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 7.5% CAGR, representing moderate long-term performance. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (WAFD)

Over the selected period, investing $10,000 in WAFD would grow to $28,247 with DRIP (182.5%), and $25,815 without DRIP (158.1%).

WAFD Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in WAFD with historic price growth (2.21%) and dividend growth (6.79%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $102,178

Annual Dividend: $8,214

Yield on Cost: 24.16%

Total Dividends: $49,822

No DRIP

Portfolio: $75,907

Total Dividends: $30,289

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $357,210

Annual Dividend: $44,501

Yield on Cost: 96.74%

Total Dividends: $249,645

No DRIP

Portfolio: $157,571

Total Dividends: $87,379

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $15,723 against a total investment of $25,600. At this point, your portfolio is throwing off $2,881 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $5,208, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $49,822 versus $34,000 invested, nearly a 147% recovery of capital purely from income. Yield on cost reaches 24.16%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $18,341 is greater than total contributions to date ($40,000), and cumulative dividends exceed $109,871.

By year 30, the DRIP snowball is in full force. Yearly income reaches $44,501, cumulative dividends total $249,645, and the DRIP portfolio value stands at $357,210, compared with $157,571 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for WAFD, price $32.27, dividend per period $0.27 (4x/year), along with historic growth assumptions: price growth 2.21% and dividend growth 6.79% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for WAFD

Based on past 10-year performance, here are WAFD growth metrics:

Share price CAGR of +6.72%
Dividend CAGR of +7.48%

Using WAFD CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

WAFD (DRIP)WAFD (No DRIP)
Current Price$30.68$30.68
Start Shares325.95325.95
Start Value$10,000$10,000
After 10 years:
Final Share Count467.00325.95
Dividends Payment$2.22$2.22
Annual Dividends$1,000$724
Yield on cost10.00%7.24%
Share Price$58.79$58.79
Total Dividends$6,442$5,348
Final Value$27,457$24,512

Estimated Future Value + Dividends – WAFD

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

WAFD Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/21/202511/21/2025$0.2703.40%3.40%$31.73
08/22/202508/22/2025$0.2703.37%3.40%$31.73
05/23/202505/23/2025$0.2703.72%3.79%$28.47
02/21/202502/21/2025$0.2703.59%3.69%$29.26
11/22/202411/22/2024$0.2602.80%2.80%$37.15
08/23/202408/23/2024$0.2602.79%2.82%$36.89
05/23/202405/23/2024$0.2603.70%3.77%$27.59
02/22/202402/22/2024$0.2603.66%3.77%$27.56
11/22/202311/22/2023$0.2503.73%3.73%$26.84
08/24/202308/24/2023$0.2503.68%3.72%$26.91
05/18/202305/18/2023$0.2503.69%3.76%$26.59
02/23/202302/23/2023$0.2502.75%2.83%$35.29
11/17/202211/17/2022$0.2402.81%2.81%$34.22
08/18/202208/18/2022$0.2402.71%2.74%$35.00
05/19/202205/19/2022$0.2403.04%3.10%$30.93
02/03/202202/03/2022$0.2402.66%2.75%$34.91
11/04/202111/04/2021$0.2302.58%2.58%$35.64
08/05/202108/05/2021$0.2302.83%2.86%$32.19
05/06/202105/06/2021$0.2302.71%2.77%$33.26
02/04/202102/04/2021$0.2303.18%3.29%$27.95
11/05/202011/05/2020$0.2204.10%4.10%$21.45
08/06/202008/06/2020$0.2203.68%3.72%$23.67
05/07/202005/07/2020$0.2203.48%3.56%$24.74
02/06/202002/06/2020$0.2202.42%2.54%$34.68
11/07/201911/07/2019$0.2102.22%2.28%$36.89
08/08/201908/08/2019$0.2102.23%2.38%$35.36
05/09/201905/09/2019$0.2002.34%2.46%$32.52
02/07/201902/07/2019$0.2002.46%2.69%$29.71
11/08/201811/08/2018$0.1802.48%2.55%$28.21
08/09/201808/09/2018$0.1801.99%2.14%$33.70
05/10/201805/10/2018$0.1701.98%2.11%$32.30
02/08/201802/08/2018$0.1701.79%1.96%$34.63
11/03/201711/03/2017$0.1502.49%1.76%$34.17
08/02/201708/02/2017$0.1502.52%1.80%$33.30
05/03/201705/03/2017$0.1502.47%1.78%$33.65
01/30/201701/30/2017$0.4002.51%4.89%$32.70
11/02/201611/02/2016$0.1402.09%2.09%$26.85
08/03/201608/03/2016$0.1402.20%2.24%$25.02
04/27/201604/27/2016$0.1402.21%2.29%$24.49
01/28/201601/28/2016$0.1402.54%2.68%$20.87
11/04/201511/04/2015$0.1302.06%2.06%$25.19
08/05/201508/05/2015$0.1302.29%2.22%$23.46
05/12/201505/12/2015$0.1302.35%2.37%$21.98
01/29/201501/29/2015$0.1302.39%2.56%$20.34
10/01/201410/01/2014$0.1472.30%2.96%$19.86
07/01/201407/01/2014$0.1101.82%1.95%$22.51
04/02/201404/02/2014$0.1001.67%1.71%$23.40
12/31/201312/31/2013$0.1001.63%1.72%$23.29
10/02/201310/02/2013$0.1001.74%1.93%$20.73
07/02/201307/02/2013$0.0901.73%1.84%$19.61
04/03/201304/03/2013$0.0901.95%2.13%$16.92
12/24/201212/24/2012$0.0801.95%1.95%$16.43
10/03/201210/03/2012$0.0801.96%1.96%$16.30
07/02/201207/02/2012$0.0801.78%1.90%$16.85
04/03/201204/03/2012$0.0801.67%1.90%$16.80
12/28/201112/28/2011$0.0801.87%2.31%$13.87
10/05/201110/05/2011$0.0601.85%1.85%$12.94
07/06/201107/06/2011$0.0601.37%1.43%$16.77
04/06/201104/06/2011$0.0601.26%1.38%$17.40
12/29/201012/29/2010$0.0601.25%1.43%$16.74
10/06/201010/06/2010$0.0501.31%1.31%$15.22
07/07/201007/07/2010$0.0501.24%1.24%$16.07
03/30/201003/30/2010$0.0500.98%0.98%$20.44
12/30/200912/30/2009$0.0501.02%1.02%$19.52
10/07/200910/07/2009$0.0501.19%1.19%$16.75
07/08/200907/08/2009$0.0502.97%1.65%$12.14
04/07/200904/07/2009$0.0503.95%1.52%$13.18
12/30/200812/30/2008$0.0504.90%1.44%$13.88
10/01/200810/01/2008$0.2104.24%4.24%$19.80
07/09/200807/09/2008$0.2105.31%5.31%$15.83
04/02/200804/02/2008$0.2103.66%3.66%$22.97
12/26/200712/26/2007$0.2103.84%3.86%$21.76
10/03/200710/03/2007$0.2103.10%3.14%$26.79
07/03/200707/03/2007$0.2103.40%3.46%$24.26
04/03/200704/03/2007$0.2053.52%3.52%$23.32
12/27/200612/27/2006$0.2053.43%3.45%$23.75
10/04/200610/04/2006$0.2053.62%3.67%$22.35
06/28/200606/28/2006$0.2053.51%3.58%$22.93
03/29/200603/29/2006$0.2003.31%3.31%$24.19
12/28/200512/28/2005$0.2003.41%3.46%$23.15
10/05/200510/05/2005$0.2003.49%3.58%$22.36
06/29/200506/29/2005$0.2003.29%3.41%$23.46
03/30/200503/30/2005$0.1903.27%3.26%$23.34
12/29/200412/29/2004$0.1913.16%3.20%$23.89
10/06/200410/06/2004$0.1913.21%3.29%$23.19
07/07/200407/07/2004$0.1913.44%3.57%$21.42
03/31/200403/31/2004$0.1823.13%3.13%$23.21
01/07/200401/07/2004$0.1823.14%3.17%$22.92
10/01/200310/01/2003$0.1823.34%3.43%$21.23
07/02/200307/02/2003$0.1823.66%3.79%$19.17
04/02/200304/02/2003$0.1743.88%3.89%$17.85
12/31/200212/31/2002$0.1733.66%3.70%$18.67
10/02/200210/02/2002$0.1734.00%4.09%$16.88
07/02/200207/02/2002$0.1733.54%3.67%$18.81
04/03/200204/03/2002$0.1653.61%3.63%$18.22
02/06/200202/06/2002$0.1643.51%3.51%$18.68
12/26/200112/26/2001$0.1643.74%3.78%$17.35
10/03/200110/03/2001$0.1643.73%3.82%$17.18
07/03/200107/03/2001$0.1643.60%3.73%$17.57
04/04/200104/04/2001$0.1573.83%3.86%$16.26
02/07/200102/07/2001$0.1563.49%3.50%$17.80
12/27/200012/27/2000$0.1553.47%3.51%$17.70
10/04/200010/04/2000$0.1554.40%4.49%$13.82
06/28/200006/28/2000$0.1554.92%5.13%$12.11
04/05/200004/05/2000$0.1495.05%5.15%$11.56
01/05/200001/05/2000$0.1495.15%5.37%$11.10
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

WAFD Price

Price to Earnings

WAFD trades at a 44.0x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

WAFD trades at a 12.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

WAFD generated $0.2B in revenue.

Net Income

WAFD reported $0.1B in net income.

Revenue vs Net Income

WAFD generated $0.2B in revenue with net income of $0.1B, representing a 29.1% net profit margin.

Gross Profit

WAFD achieved $0.1B in gross profit, showing revenue after direct production costs.

Operating Income

WAFD generated $0.1B in operating income, representing profit from core business operations.

EBITDA

WAFD generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

WAFD generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

WAFD generated $0.1B in free cash flow.

Free Cash Flow / Share

WAFD generates $0.71 in free cash flow per share.

Earnings Per Share (EPS)

WAFD reported $0.69 in earnings per share.

Return on Equity (ROE)

WAFD delivered a 24.3% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

WAFD achieved a 14.6% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

WAFD maintains a 29.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

WAFD operates with a 80.0% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

WAFD holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

WAFD has 0.1B shares outstanding.

Stock-Based Comp

WAFD reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

WAFD generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.

FCF vs FCF / Share

WAFD reported $0.1B in free cash flow, translating to $0.71 per share.

Revenue: Actual + Estimates

This chart tracks WAFD revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks WAFD eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks WAFD net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks WAFD ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

Download now

Get your dividend champions spreadsheet.