ZION – Dividend Returns, History & Calculator
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zi
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Price Data
Dividend Data
Growth Rates
Total Returns
Fair Value
Financial Metrics
Calculate your ZION Dividend Returns
Quickly and easily calculate ZION dividend yield using our ZION calculator. Adjust the fields below to see how your ZION investments snowball over time.
Portfolio Growth Over Time
Data last updated: October 16, 2025 7:56 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
---|---|---|---|---|---|---|---|---|---|---|
1 | $10,000 | 215 | $46.48 | $0.45 | 3.87% | 3.87% | $422 | $422 | 250 | $11,622 |
2 | $12,221 | 250 | $48.88 | $0.55 | 4.50% | 4.74% | $594 | $1,016 | 287 | $14,016 |
3 | $14,738 | 287 | $51.40 | $0.67 | 5.24% | 5.79% | $827 | $1,844 | 326 | $16,766 |
4 | $17,630 | 326 | $54.05 | $0.82 | 6.10% | 7.09% | $1,146 | $2,990 | 370 | $19,976 |
5 | $21,006 | 370 | $56.83 | $1.01 | 7.09% | 8.67% | $1,584 | $4,573 | 419 | $23,789 |
6 | $25,016 | 419 | $59.76 | $1.23 | 8.25% | 10.61% | $2,191 | $6,765 | 475 | $28,407 |
7 | $29,871 | 475 | $62.84 | $1.51 | 9.60% | 12.97% | $3,045 | $9,809 | 543 | $34,116 |
8 | $35,875 | 543 | $66.08 | $1.84 | 11.16% | 15.87% | $4,261 | $14,071 | 626 | $41,336 |
9 | $43,467 | 626 | $69.49 | $2.26 | 12.98% | 19.41% | $6,025 | $20,096 | 729 | $50,692 |
10 | $53,305 | 729 | $73.07 | $2.76 | 15.10% | 23.74% | $8,636 | $28,732 | 864 | $63,142 |
ZION Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/14/2025 | 08/14/2025 | $0.450 | 3.24% | 3.35% | $53.77 |
05/15/2025 | 05/15/2025 | $0.430 | 3.47% | 3.51% | $49.06 |
02/13/2025 | 02/13/2025 | $0.430 | 3.03% | 3.10% | $55.45 |
11/14/2024 | 11/14/2024 | $0.430 | 2.79% | 2.89% | $59.60 |
08/15/2024 | 08/15/2024 | $0.410 | 3.56% | 3.56% | $46.13 |
05/15/2024 | 05/15/2024 | $0.410 | 3.64% | 3.64% | $45.10 |
02/14/2024 | 02/14/2024 | $0.410 | 4.06% | 4.06% | $40.42 |
11/08/2023 | 11/08/2023 | $0.410 | 4.86% | 4.86% | $33.76 |
08/16/2023 | 08/16/2023 | $0.410 | 4.71% | 4.71% | $34.84 |
05/17/2023 | 05/17/2023 | $0.410 | 6.27% | 6.27% | $26.17 |
02/15/2023 | 02/15/2023 | $0.410 | 3.09% | 3.14% | $52.18 |
11/09/2022 | 11/09/2022 | $0.410 | 3.18% | 3.30% | $49.71 |
08/17/2022 | 08/17/2022 | $0.410 | 2.64% | 2.80% | $58.67 |
05/18/2022 | 05/18/2022 | $0.380 | 2.87% | 2.87% | $53.00 |
02/16/2022 | 02/16/2022 | $0.380 | 2.00% | 2.06% | $73.91 |
11/09/2021 | 11/09/2021 | $0.380 | 2.21% | 2.33% | $65.15 |
08/11/2021 | 08/11/2021 | $0.380 | 2.50% | 2.72% | $55.96 |
05/12/2021 | 05/12/2021 | $0.340 | 2.38% | 2.38% | $57.15 |
02/17/2021 | 02/17/2021 | $0.340 | 2.69% | 2.69% | $50.64 |
11/10/2020 | 11/10/2020 | $0.340 | 3.49% | 3.49% | $38.98 |
ZION 10-yr Total Return ($10,000 invested)
This analysis of ZION demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.2% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (ZION)
Over the selected period, investing $10,000 in ZION would grow to $32,105 with DRIP (221.1%), and $29,006 without DRIP (190.1%).
ZION Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in ZION with historic price growth (5.16%) and dividend growth (22.32%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $3,822,504
Annual Dividend: $3,046,848
Yield on Cost: 8,961.32%
Total Dividends: $3,444,828
Portfolio: $286,231
Total Dividends: $217,448
After 30 Years
Your Investment: $46,000
Portfolio: $5,752,096,117,774
Annual Dividend: $20,800,669,921,105
Yield on Cost: 45,218,847,654.58%
Total Dividends: $5,632,476,706,741
Portfolio: $2,098,116
Total Dividends: $1,968,782
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $86,072 against a total investment of $25,600. At this point, your portfolio is throwing off $38,818 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $329,385, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $3,444,828 versus $34,000 invested, nearly a 10,132% recovery of capital purely from income. Yield on cost reaches 8,961.32%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $951,400,229 is greater than total contributions to date ($40,000), and cumulative dividends exceed $537,501,796.
By year 30, the DRIP snowball is in full force. Yearly income reaches $20,800,669,921,105, cumulative dividends total $5,632,476,706,741, and the DRIP portfolio value stands at $5,752,096,117,774, compared with $2,098,116 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for ZION, price $46.48, dividend per period $0.45 (4×/year), along with historic growth assumptions: price growth 5.16% and dividend growth 22.32% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for ZION
Based on past 10-year performance, here are ZION growth metrics:
Using ZION CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:
ZION (DRIP) | ZION (No DRIP) | |
---|---|---|
Current Price | $48.12 | $48.12 |
Start Shares | 207.81 | 207.81 |
Start Value | $10,000 | $10,000 |
After 10 years: | ||
Final Share Count | 733.02 | 207.81 |
Dividends Payment | $15.66 | $15.66 |
Annual Dividends | $8,887 | $3,254 |
Yield on cost | 88.87% | 32.54% |
Share Price | $53.69 | $53.69 |
Total Dividends | $27,555 | $14,806 |
Final Value | $39,358 | $25,964 |
Estimated Future Value + Dividends – ZION
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.
ZION Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/14/2025 | 08/14/2025 | $0.450 | 3.24% | 3.35% | $53.77 |
05/15/2025 | 05/15/2025 | $0.430 | 3.47% | 3.51% | $49.06 |
02/13/2025 | 02/13/2025 | $0.430 | 3.03% | 3.10% | $55.45 |
11/14/2024 | 11/14/2024 | $0.430 | 2.79% | 2.89% | $59.60 |
08/15/2024 | 08/15/2024 | $0.410 | 3.56% | 3.56% | $46.13 |
05/15/2024 | 05/15/2024 | $0.410 | 3.64% | 3.64% | $45.10 |
02/14/2024 | 02/14/2024 | $0.410 | 4.06% | 4.06% | $40.42 |
11/08/2023 | 11/08/2023 | $0.410 | 4.86% | 4.86% | $33.76 |
08/16/2023 | 08/16/2023 | $0.410 | 4.71% | 4.71% | $34.84 |
05/17/2023 | 05/17/2023 | $0.410 | 6.27% | 6.27% | $26.17 |
02/15/2023 | 02/15/2023 | $0.410 | 3.09% | 3.14% | $52.18 |
11/09/2022 | 11/09/2022 | $0.410 | 3.18% | 3.30% | $49.71 |
08/17/2022 | 08/17/2022 | $0.410 | 2.64% | 2.80% | $58.67 |
05/18/2022 | 05/18/2022 | $0.380 | 2.87% | 2.87% | $53.00 |
02/16/2022 | 02/16/2022 | $0.380 | 2.00% | 2.06% | $73.91 |
11/09/2021 | 11/09/2021 | $0.380 | 2.21% | 2.33% | $65.15 |
08/11/2021 | 08/11/2021 | $0.380 | 2.50% | 2.72% | $55.96 |
05/12/2021 | 05/12/2021 | $0.340 | 2.38% | 2.38% | $57.15 |
02/17/2021 | 02/17/2021 | $0.340 | 2.69% | 2.69% | $50.64 |
11/10/2020 | 11/10/2020 | $0.340 | 3.49% | 3.49% | $38.98 |
08/12/2020 | 08/12/2020 | $0.340 | 3.92% | 3.92% | $34.69 |
05/07/2020 | 05/07/2020 | $0.340 | 4.60% | 4.60% | $29.57 |
02/12/2020 | 02/12/2020 | $0.340 | 2.86% | 2.95% | $46.11 |
11/13/2019 | 11/13/2019 | $0.340 | 2.58% | 2.74% | $49.63 |
08/14/2019 | 08/14/2019 | $0.340 | 3.13% | 3.43% | $39.65 |
05/15/2019 | 05/15/2019 | $0.300 | 2.66% | 2.66% | $45.13 |
02/13/2019 | 02/13/2019 | $0.300 | 2.30% | 2.42% | $49.55 |
11/13/2018 | 11/13/2018 | $0.300 | 2.13% | 2.45% | $48.94 |
08/15/2018 | 08/15/2018 | $0.300 | 1.71% | 2.28% | $52.72 |
05/16/2018 | 05/16/2018 | $0.240 | 1.25% | 1.66% | $57.76 |
02/14/2018 | 02/14/2018 | $0.200 | 1.03% | 1.47% | $54.51 |
11/14/2017 | 11/14/2017 | $0.160 | 0.95% | 1.38% | $46.49 |
08/15/2017 | 08/15/2017 | $0.120 | 0.80% | 1.06% | $45.13 |
05/16/2017 | 05/16/2017 | $0.080 | 0.79% | 0.79% | $40.66 |
02/14/2017 | 02/14/2017 | $0.080 | 0.67% | 0.71% | $45.08 |
11/14/2016 | 11/14/2016 | $0.080 | 0.73% | 0.83% | $38.43 |
08/16/2016 | 08/16/2016 | $0.080 | 0.91% | 1.12% | $28.64 |
05/17/2016 | 05/17/2016 | $0.060 | 0.92% | 0.92% | $26.20 |
02/16/2016 | 02/16/2016 | $0.060 | 1.11% | 1.11% | $21.68 |
11/16/2015 | 11/16/2015 | $0.060 | 0.74% | 0.81% | $29.64 |
08/18/2015 | 08/18/2015 | $0.060 | 0.65% | 0.78% | $30.60 |
05/19/2015 | 05/19/2015 | $0.060 | 0.61% | 0.82% | $29.43 |
02/17/2015 | 02/17/2015 | $0.040 | 0.60% | 0.60% | $26.60 |
11/18/2014 | 11/18/2014 | $0.040 | 0.55% | 0.55% | $29.00 |
08/19/2014 | 08/19/2014 | $0.040 | 0.56% | 0.56% | $28.37 |
05/20/2014 | 05/20/2014 | $0.040 | 0.57% | 0.57% | $28.20 |
02/18/2014 | 02/18/2014 | $0.040 | 0.52% | 0.52% | $30.92 |
11/20/2013 | 11/20/2013 | $0.040 | 0.46% | 0.57% | $28.27 |
08/20/2013 | 08/20/2013 | $0.040 | 0.34% | 0.54% | $29.54 |
05/21/2013 | 05/21/2013 | $0.040 | 0.25% | 0.58% | $27.57 |
02/13/2013 | 02/13/2013 | $0.010 | 0.16% | 0.16% | $24.74 |
11/20/2012 | 11/20/2012 | $0.010 | 0.20% | 0.20% | $20.03 |
08/21/2012 | 08/21/2012 | $0.010 | 0.21% | 0.21% | $19.48 |
05/22/2012 | 05/22/2012 | $0.010 | 0.21% | 0.21% | $18.76 |
02/21/2012 | 02/21/2012 | $0.010 | 0.21% | 0.21% | $19.50 |
11/17/2011 | 11/17/2011 | $0.010 | 0.25% | 0.25% | $16.19 |
08/23/2011 | 08/23/2011 | $0.010 | 0.26% | 0.26% | $15.68 |
05/19/2011 | 05/19/2011 | $0.010 | 0.17% | 0.17% | $23.73 |
02/17/2011 | 02/17/2011 | $0.010 | 0.16% | 0.16% | $24.54 |
11/08/2010 | 11/08/2010 | $0.010 | 0.18% | 0.18% | $21.86 |
08/06/2010 | 08/06/2010 | $0.010 | 0.18% | 0.18% | $21.64 |
05/06/2010 | 05/06/2010 | $0.010 | 0.15% | 0.15% | $26.44 |
02/08/2010 | 02/08/2010 | $0.010 | 0.39% | 0.22% | $17.99 |
11/09/2009 | 11/09/2009 | $0.010 | 0.70% | 0.28% | $14.35 |
08/10/2009 | 08/10/2009 | $0.010 | 2.29% | 0.22% | $17.93 |
05/11/2009 | 05/11/2009 | $0.040 | 4.51% | 0.87% | $18.42 |
02/09/2009 | 02/09/2009 | $0.040 | 8.22% | 1.08% | $14.84 |
11/03/2008 | 11/03/2008 | $0.320 | 3.93% | 3.12% | $41.01 |
08/04/2008 | 08/04/2008 | $0.430 | 5.68% | 5.68% | $30.29 |
05/05/2008 | 05/05/2008 | $0.430 | 3.56% | 3.56% | $48.31 |
02/04/2008 | 02/04/2008 | $0.430 | 3.22% | 3.22% | $53.50 |
11/05/2007 | 11/05/2007 | $0.430 | 3.12% | 3.19% | $53.87 |
08/06/2007 | 08/06/2007 | $0.430 | 2.15% | 2.25% | $76.40 |
05/08/2007 | 05/08/2007 | $0.430 | 1.91% | 2.09% | $82.39 |
02/05/2007 | 02/05/2007 | $0.390 | 1.76% | 1.84% | $85.00 |
11/06/2006 | 11/06/2006 | $0.390 | 1.88% | 2.00% | $78.19 |
08/07/2006 | 08/07/2006 | $0.360 | 1.74% | 1.74% | $82.61 |
05/08/2006 | 05/08/2006 | $0.360 | 1.76% | 1.76% | $81.74 |
02/06/2006 | 02/06/2006 | $0.360 | 1.83% | 1.83% | $78.51 |
11/07/2005 | 11/07/2005 | $0.360 | 1.96% | 1.96% | $73.55 |
08/08/2005 | 08/08/2005 | $0.360 | 1.97% | 2.03% | $71.05 |
05/16/2005 | 05/16/2005 | $0.360 | 1.91% | 2.03% | $71.11 |
02/07/2005 | 02/07/2005 | $0.360 | 1.92% | 2.09% | $68.84 |
11/08/2004 | 11/08/2004 | $0.320 | 1.91% | 1.94% | $65.89 |
08/09/2004 | 08/09/2004 | $0.320 | 2.12% | 2.19% | $58.50 |
05/10/2004 | 05/10/2004 | $0.320 | 2.20% | 2.31% | $55.37 |
02/09/2004 | 02/09/2004 | $0.300 | 1.90% | 2.05% | $58.40 |
11/07/2003 | 11/07/2003 | $0.300 | 1.62% | 1.90% | $63.12 |
08/11/2003 | 08/11/2003 | $0.300 | 1.62% | 2.12% | $56.64 |
05/12/2003 | 05/12/2003 | $0.210 | 1.67% | 1.71% | $49.17 |
02/10/2003 | 02/10/2003 | $0.210 | 2.00% | 2.08% | $40.48 |
11/08/2002 | 11/08/2002 | $0.200 | 2.02% | 2.02% | $39.68 |
08/12/2002 | 08/12/2002 | $0.200 | 1.53% | 1.53% | $52.31 |
05/13/2002 | 05/13/2002 | $0.200 | 1.44% | 1.44% | $55.41 |
02/11/2002 | 02/11/2002 | $0.200 | 1.53% | 1.53% | $52.44 |
11/09/2001 | 11/09/2001 | $0.200 | 1.64% | 1.64% | $48.74 |
08/13/2001 | 08/13/2001 | $0.200 | 1.38% | 1.38% | $58.08 |
05/14/2001 | 05/14/2001 | $0.200 | 1.49% | 1.49% | $53.63 |
02/12/2001 | 02/12/2001 | $0.200 | 1.49% | 1.37% | $58.31 |
11/13/2000 | 11/13/2000 | $0.200 | 1.74% | 1.45% | $55.06 |
08/10/2000 | 08/10/2000 | $0.200 | 2.34% | 1.78% | $44.88 |
05/11/2000 | 05/11/2000 | $0.268 | 2.76% | 2.60% | $41.25 |
01/27/2000 | 01/27/2000 | $0.290 | 1.75% | 2.01% | $57.75 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.
Price to Earnings
ZION trades at a 27.3x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
ZION trades at a 7.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
ZION generated $0.9B in revenue. Revenue has grown by 16% over the period.
Net Income
ZION reported $0.2B in net income.
Revenue vs Net Income
ZION generated $0.9B in revenue with net income of $0.2B, representing a 28.6% net profit margin.
Gross Profit
ZION achieved $0.7B in gross profit, showing revenue after direct production costs.
Operating Income
ZION generated $0.3B in operating income, representing profit from core business operations.
EBITDA
ZION generated $0.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
ZION generated $0.3B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
ZION generated $0.2B in free cash flow.
Free Cash Flow / Share
ZION generates $1.69 in free cash flow per share. FCF per share has declined by 14% over the period.
Earnings Per Share (EPS)
ZION reported $1.65 in earnings per share.
Return on Equity (ROE)
ZION delivered a 23.8% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
ZION achieved a 14.3% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
ZION maintains a 28.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
ZION operates with a 77.7% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
ZION holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.1B.
Shares Outstanding
ZION has 0.1B shares outstanding.
Stock-Based Comp
ZION reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 16%.
FCF vs Stock Based Comp
ZION generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 9% of FCF.
FCF vs FCF / Share
ZION reported $0.2B in free cash flow, translating to $1.69 per share.
Revenue: Actual + Estimates
This chart tracks ZION revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks ZION eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks ZION net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks ZION ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.