ZION – Dividend Returns, History & Calculator

Dividend Contender 13 Years

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zi

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Company Info

Symbol ZION
Company Zions Bancorporation N.A.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $7,976.1M

Price Data

Price $54.03
Price Change -1.24
Price Change % -2.24%
Next Earnings Oct 20, 2025
Low (52W) $39.32
High (52W) $63.22

Dividend Data

Div Yield 333.15%
5Y Avg Yield 337.91%
Current Div $0.450
Payouts/Year 4
Annualized $1.800
Previous Div $0.430
Ex-Date Aug 14, 2025

Growth Rates

Chowder Number 8.4
DGR 1Y 6.1%
DGR 3Y 3.9%
DGR 5Y 5.1%
DGR 10Y 24.2%

Total Returns

TTR 1Y - With Specials 12.8%
TTR 3Y - With Specials 7.8%
TTR 1Y - No Specials 12.8%
TTR 3Y - No Specials 7.8%

Fair Value

Fair Value (P/E 10) $45.38
FV (P/E 10) % 19.0%
Fair Value (Peter Lynch) $27.40
FV (Peter Lynch) % 97.0%
Fair Value (Blended) $46.82
FV (Blended) % 15.0%

Financial Metrics

Revenue 1Y 0.6%
NPM 24.8%
CF/Share $5.10
ROE 13.4%
Debt/Capital 13.0%
ROTC 11.6%
P/E 9.9x
P/BV 1.2x
PEG 7.36
📊 Financial data last updated: October 16, 2025 10:56 am

Calculate your ZION Dividend Returns

Quickly and easily calculate ZION dividend yield using our ZION calculator. Adjust the fields below to see how your ZION investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 7:56 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000215$46.48$0.453.87%3.87%$422$422250$11,622
2$12,221250$48.88$0.554.50%4.74%$594$1,016287$14,016
3$14,738287$51.40$0.675.24%5.79%$827$1,844326$16,766
4$17,630326$54.05$0.826.10%7.09%$1,146$2,990370$19,976
5$21,006370$56.83$1.017.09%8.67%$1,584$4,573419$23,789
6$25,016419$59.76$1.238.25%10.61%$2,191$6,765475$28,407
7$29,871475$62.84$1.519.60%12.97%$3,045$9,809543$34,116
8$35,875543$66.08$1.8411.16%15.87%$4,261$14,071626$41,336
9$43,467626$69.49$2.2612.98%19.41%$6,025$20,096729$50,692
10$53,305729$73.07$2.7615.10%23.74%$8,636$28,732864$63,142

ZION Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/14/202508/14/2025$0.4503.24%3.35%$53.77
05/15/202505/15/2025$0.4303.47%3.51%$49.06
02/13/202502/13/2025$0.4303.03%3.10%$55.45
11/14/202411/14/2024$0.4302.79%2.89%$59.60
08/15/202408/15/2024$0.4103.56%3.56%$46.13
05/15/202405/15/2024$0.4103.64%3.64%$45.10
02/14/202402/14/2024$0.4104.06%4.06%$40.42
11/08/202311/08/2023$0.4104.86%4.86%$33.76
08/16/202308/16/2023$0.4104.71%4.71%$34.84
05/17/202305/17/2023$0.4106.27%6.27%$26.17
02/15/202302/15/2023$0.4103.09%3.14%$52.18
11/09/202211/09/2022$0.4103.18%3.30%$49.71
08/17/202208/17/2022$0.4102.64%2.80%$58.67
05/18/202205/18/2022$0.3802.87%2.87%$53.00
02/16/202202/16/2022$0.3802.00%2.06%$73.91
11/09/202111/09/2021$0.3802.21%2.33%$65.15
08/11/202108/11/2021$0.3802.50%2.72%$55.96
05/12/202105/12/2021$0.3402.38%2.38%$57.15
02/17/202102/17/2021$0.3402.69%2.69%$50.64
11/10/202011/10/2020$0.3403.49%3.49%$38.98
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ZION 10-yr Total Return ($10,000 invested)

This analysis of ZION demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.2% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (ZION)

Over the selected period, investing $10,000 in ZION would grow to $32,105 with DRIP (221.1%), and $29,006 without DRIP (190.1%).

ZION Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in ZION with historic price growth (5.16%) and dividend growth (22.32%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $3,822,504

Annual Dividend: $3,046,848

Yield on Cost: 8,961.32%

Total Dividends: $3,444,828

No DRIP

Portfolio: $286,231

Total Dividends: $217,448

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $5,752,096,117,774

Annual Dividend: $20,800,669,921,105

Yield on Cost: 45,218,847,654.58%

Total Dividends: $5,632,476,706,741

No DRIP

Portfolio: $2,098,116

Total Dividends: $1,968,782

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $86,072 against a total investment of $25,600. At this point, your portfolio is throwing off $38,818 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $329,385, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $3,444,828 versus $34,000 invested, nearly a 10,132% recovery of capital purely from income. Yield on cost reaches 8,961.32%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $951,400,229 is greater than total contributions to date ($40,000), and cumulative dividends exceed $537,501,796.

By year 30, the DRIP snowball is in full force. Yearly income reaches $20,800,669,921,105, cumulative dividends total $5,632,476,706,741, and the DRIP portfolio value stands at $5,752,096,117,774, compared with $2,098,116 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for ZION, price $46.48, dividend per period $0.45 (4×/year), along with historic growth assumptions: price growth 5.16% and dividend growth 22.32% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for ZION

Based on past 10-year performance, here are ZION growth metrics:

Share price CAGR of +1.10%
Dividend CAGR of +24.15%

Using ZION CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

ZION (DRIP)ZION (No DRIP)
Current Price$48.12$48.12
Start Shares207.81207.81
Start Value$10,000$10,000
After 10 years:
Final Share Count733.02207.81
Dividends Payment$15.66$15.66
Annual Dividends$8,887$3,254
Yield on cost88.87%32.54%
Share Price$53.69$53.69
Total Dividends$27,555$14,806
Final Value$39,358$25,964

Estimated Future Value + Dividends – ZION

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

ZION Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/14/202508/14/2025$0.4503.24%3.35%$53.77
05/15/202505/15/2025$0.4303.47%3.51%$49.06
02/13/202502/13/2025$0.4303.03%3.10%$55.45
11/14/202411/14/2024$0.4302.79%2.89%$59.60
08/15/202408/15/2024$0.4103.56%3.56%$46.13
05/15/202405/15/2024$0.4103.64%3.64%$45.10
02/14/202402/14/2024$0.4104.06%4.06%$40.42
11/08/202311/08/2023$0.4104.86%4.86%$33.76
08/16/202308/16/2023$0.4104.71%4.71%$34.84
05/17/202305/17/2023$0.4106.27%6.27%$26.17
02/15/202302/15/2023$0.4103.09%3.14%$52.18
11/09/202211/09/2022$0.4103.18%3.30%$49.71
08/17/202208/17/2022$0.4102.64%2.80%$58.67
05/18/202205/18/2022$0.3802.87%2.87%$53.00
02/16/202202/16/2022$0.3802.00%2.06%$73.91
11/09/202111/09/2021$0.3802.21%2.33%$65.15
08/11/202108/11/2021$0.3802.50%2.72%$55.96
05/12/202105/12/2021$0.3402.38%2.38%$57.15
02/17/202102/17/2021$0.3402.69%2.69%$50.64
11/10/202011/10/2020$0.3403.49%3.49%$38.98
08/12/202008/12/2020$0.3403.92%3.92%$34.69
05/07/202005/07/2020$0.3404.60%4.60%$29.57
02/12/202002/12/2020$0.3402.86%2.95%$46.11
11/13/201911/13/2019$0.3402.58%2.74%$49.63
08/14/201908/14/2019$0.3403.13%3.43%$39.65
05/15/201905/15/2019$0.3002.66%2.66%$45.13
02/13/201902/13/2019$0.3002.30%2.42%$49.55
11/13/201811/13/2018$0.3002.13%2.45%$48.94
08/15/201808/15/2018$0.3001.71%2.28%$52.72
05/16/201805/16/2018$0.2401.25%1.66%$57.76
02/14/201802/14/2018$0.2001.03%1.47%$54.51
11/14/201711/14/2017$0.1600.95%1.38%$46.49
08/15/201708/15/2017$0.1200.80%1.06%$45.13
05/16/201705/16/2017$0.0800.79%0.79%$40.66
02/14/201702/14/2017$0.0800.67%0.71%$45.08
11/14/201611/14/2016$0.0800.73%0.83%$38.43
08/16/201608/16/2016$0.0800.91%1.12%$28.64
05/17/201605/17/2016$0.0600.92%0.92%$26.20
02/16/201602/16/2016$0.0601.11%1.11%$21.68
11/16/201511/16/2015$0.0600.74%0.81%$29.64
08/18/201508/18/2015$0.0600.65%0.78%$30.60
05/19/201505/19/2015$0.0600.61%0.82%$29.43
02/17/201502/17/2015$0.0400.60%0.60%$26.60
11/18/201411/18/2014$0.0400.55%0.55%$29.00
08/19/201408/19/2014$0.0400.56%0.56%$28.37
05/20/201405/20/2014$0.0400.57%0.57%$28.20
02/18/201402/18/2014$0.0400.52%0.52%$30.92
11/20/201311/20/2013$0.0400.46%0.57%$28.27
08/20/201308/20/2013$0.0400.34%0.54%$29.54
05/21/201305/21/2013$0.0400.25%0.58%$27.57
02/13/201302/13/2013$0.0100.16%0.16%$24.74
11/20/201211/20/2012$0.0100.20%0.20%$20.03
08/21/201208/21/2012$0.0100.21%0.21%$19.48
05/22/201205/22/2012$0.0100.21%0.21%$18.76
02/21/201202/21/2012$0.0100.21%0.21%$19.50
11/17/201111/17/2011$0.0100.25%0.25%$16.19
08/23/201108/23/2011$0.0100.26%0.26%$15.68
05/19/201105/19/2011$0.0100.17%0.17%$23.73
02/17/201102/17/2011$0.0100.16%0.16%$24.54
11/08/201011/08/2010$0.0100.18%0.18%$21.86
08/06/201008/06/2010$0.0100.18%0.18%$21.64
05/06/201005/06/2010$0.0100.15%0.15%$26.44
02/08/201002/08/2010$0.0100.39%0.22%$17.99
11/09/200911/09/2009$0.0100.70%0.28%$14.35
08/10/200908/10/2009$0.0102.29%0.22%$17.93
05/11/200905/11/2009$0.0404.51%0.87%$18.42
02/09/200902/09/2009$0.0408.22%1.08%$14.84
11/03/200811/03/2008$0.3203.93%3.12%$41.01
08/04/200808/04/2008$0.4305.68%5.68%$30.29
05/05/200805/05/2008$0.4303.56%3.56%$48.31
02/04/200802/04/2008$0.4303.22%3.22%$53.50
11/05/200711/05/2007$0.4303.12%3.19%$53.87
08/06/200708/06/2007$0.4302.15%2.25%$76.40
05/08/200705/08/2007$0.4301.91%2.09%$82.39
02/05/200702/05/2007$0.3901.76%1.84%$85.00
11/06/200611/06/2006$0.3901.88%2.00%$78.19
08/07/200608/07/2006$0.3601.74%1.74%$82.61
05/08/200605/08/2006$0.3601.76%1.76%$81.74
02/06/200602/06/2006$0.3601.83%1.83%$78.51
11/07/200511/07/2005$0.3601.96%1.96%$73.55
08/08/200508/08/2005$0.3601.97%2.03%$71.05
05/16/200505/16/2005$0.3601.91%2.03%$71.11
02/07/200502/07/2005$0.3601.92%2.09%$68.84
11/08/200411/08/2004$0.3201.91%1.94%$65.89
08/09/200408/09/2004$0.3202.12%2.19%$58.50
05/10/200405/10/2004$0.3202.20%2.31%$55.37
02/09/200402/09/2004$0.3001.90%2.05%$58.40
11/07/200311/07/2003$0.3001.62%1.90%$63.12
08/11/200308/11/2003$0.3001.62%2.12%$56.64
05/12/200305/12/2003$0.2101.67%1.71%$49.17
02/10/200302/10/2003$0.2102.00%2.08%$40.48
11/08/200211/08/2002$0.2002.02%2.02%$39.68
08/12/200208/12/2002$0.2001.53%1.53%$52.31
05/13/200205/13/2002$0.2001.44%1.44%$55.41
02/11/200202/11/2002$0.2001.53%1.53%$52.44
11/09/200111/09/2001$0.2001.64%1.64%$48.74
08/13/200108/13/2001$0.2001.38%1.38%$58.08
05/14/200105/14/2001$0.2001.49%1.49%$53.63
02/12/200102/12/2001$0.2001.49%1.37%$58.31
11/13/200011/13/2000$0.2001.74%1.45%$55.06
08/10/200008/10/2000$0.2002.34%1.78%$44.88
05/11/200005/11/2000$0.2682.76%2.60%$41.25
01/27/200001/27/2000$0.2901.75%2.01%$57.75
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

ZION Price

Price to Earnings

ZION trades at a 27.3x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

ZION trades at a 7.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

ZION generated $0.9B in revenue. Revenue has grown by 16% over the period.

Net Income

ZION reported $0.2B in net income.

Revenue vs Net Income

ZION generated $0.9B in revenue with net income of $0.2B, representing a 28.6% net profit margin.

Gross Profit

ZION achieved $0.7B in gross profit, showing revenue after direct production costs.

Operating Income

ZION generated $0.3B in operating income, representing profit from core business operations.

EBITDA

ZION generated $0.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

ZION generated $0.3B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

ZION generated $0.2B in free cash flow.

Free Cash Flow / Share

ZION generates $1.69 in free cash flow per share. FCF per share has declined by 14% over the period.

Earnings Per Share (EPS)

ZION reported $1.65 in earnings per share.

Return on Equity (ROE)

ZION delivered a 23.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

ZION achieved a 14.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

ZION maintains a 28.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

ZION operates with a 77.7% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

ZION holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

ZION has 0.1B shares outstanding.

Stock-Based Comp

ZION reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 16%.

FCF vs Stock Based Comp

ZION generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 9% of FCF.

FCF vs FCF / Share

ZION reported $0.2B in free cash flow, translating to $1.69 per share.

Revenue: Actual + Estimates

This chart tracks ZION revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks ZION eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks ZION net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks ZION ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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